Rising loss costs have affected auto rates across the industry, and umbrella rates are facing similar trends. Many carriers are responding by restricting coverage, but Clayton Hanley continues to offer a true umbrella...

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What is a 'True Umbrella'? - The terms 'umbrella' and 'excess liability' are often used interchangeably, but there are major differences between the two that you should know about. Both umbrella and excess policies are...

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One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...

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In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...

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