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Clayton Hanley Insurance Blog

All You Ever Wanted to Know About Insurance

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The Essential Guide to Creating a Home Inventory: Why and How

In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner...

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Tips for Towing a Boat Trailer to Reduce Accidents and Insurance Claims

Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance...

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Safeco RightTrack


Preparing Your Teen Driver for Different Road Conditions and Situations

If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their...

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Happy Veterans Day

A veteran owned insurance agency is a business that provides insurance services and is owned by a veteran of the U.S. military. There are many types of insurance that a veteran owned insurance agency can offer, such as...

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Do I Need Umbrella Insurance

Anyone who has assets that they want to protect should consider purchasing umbrella insurance. More than likely the answer is yes. - Click the link - watch the video, read the reasons why, and contact your agent for a...

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Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...

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Broad social and economic trends are driving up the cost of home and auto insurance in 2023.

Why home and auto insurance rates are continuing to rise in 2023 Thanks to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, you may see a bigger change to the...

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Benefits of Safe Driving Apps

Many insurance carriers today offer smartphone apps that track telematics to monitor driving. Here’s how they work and how these apps may help you lower your auto insurance premium, along with a few other advantages. ...

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Spring has Sprung

Spring has sprung at Clayton Hanley! - Flowers on trees and the bushes are slowly turning green again. Do you know about No Mow April? Allows flowers like violets and clover to bloom, creating a habitat and forage for...

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The Importance of Uninsured and Underinsured Motorist Coverage

Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to...

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Why home and auto insurance rates are rising in 2022


Factors driving Insurance Rates


What to Check Before Buying a Used Car

With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if it’s...

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Things to Know When Shopping for Home and Auto Insurance

If you’re looking around for home or auto insurance, you may find the process confusing, especially if you’re new to buying coverage and aren’t familiar with the terminology. Here are five essential things you should...

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Who agrees? Carmel apples are as healthy as eating a salad?

Certainly not a Merbs carmel apple, but it does satisfy the sweet tooth! - Tim is trying to tell us this is as healthy as eating a salad. - Do you agree? -

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Bundling Home and Auto Can Help You Save

Has someone suggested that you bundle your home and auto insurance policies to cut costs? This is a wise thought and one that savvy insurance policy holders have capitalized on for years. Here’s how it works. What Is...

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Road Trip Safety Tips

Road trips can be a blast, but you want to make sure you’re keeping safety in mind when you travel by car. Follow these five tips to make your journey one you will remember for all the right reasons. Plan Your Route in...

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What To Consider When Choosing Auto Insurance

Selecting auto insurance can involve a lot of choices, especially if you are buying coverage for your car or truck for the first time. Here are five things to consider before you sign to help you get the best protection...

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Good Drivers earn big savings


Benefits of Using a Dash Cam

More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are...

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Happy Birthday Boss Man!

Rounding out the July birthdays with the Boss Man, who I must say was a great sport in our photo session. - #Birthday #BossMan #BlackberryCobbler #CHI #KrispyKreme -

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What's new with us?

Hmmm....let's see... what is happening at Clayton Hanley Insurance? - 5 STAR REVIEWS!!! That's what's happening!! - 74 total reviews - check them out for yourself on the link below - Client Testimonials - - - -

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Clayton Hanley is how old?

Snidbit of an email from a customer that made us smile :) 'I have been with Clayton Hanley since I started driving in high school, that’s fifty five years.' -

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Insurance Haircut

Today Clayton Hanley got a haircut! Front bushes are trimmed and stepping stones are in place. #Spring #ClaytonHanley #63123 #mehlville #affton #63125 #insurancelady #auto #home #insurance #Lindbergh #314 #localagent -

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TEXT US

Did you know you can now text Clayton Hanley Insurance? That’s right, the number you use to call us is now enabled for text messages. Whether you need help finding a new job or just have a few questions about our...

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We're Back!!!!!

- Vaccinations ✔️ - Lunch on the boss ✔️ - Happy smiling faces ✔️ - - Back in the saddle again. Over one year since we had a full house at Clayton Hanley. Working from home had its perks but it is nice to see people....

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Soak up the Holiday Cheer!!!

Soak up the holiday cheer! - Happy Holidays from the Clayton Hanley Team! - Tim, Tony, Peggy, Kristal & Nicki -

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Stay warm!!


Happy Halloween 🤡💀👽👻🧙‍♀️🧛‍♂️🧟

The mums are popping! - Mums, not mummys - Clayton Hanley is embracing fall. - Happy Halloween 🤡💀👽👻🧙‍♀️🧛‍♂️🧟 - #ClaytonHanley #Halloween #ScaryInsurancePeople - - -

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Adventure is out there but extra protection is right here!

Whether you drive, ride, or cruise, we can keep you on the, path to protection. - Ask us today how you can secure your boat, motorcycle, RV and more. - #PGRAgent - -

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Lock in protection for more than just your auto insurance.

Whatever your key to happiness is, we can help you protect it. - Ask us about Progressive’s products like auto, home, motorcycle, RV, boat, and more! - #PGRAgent -

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The Safeco App

If you have Safeco Insurance you really need the Safeco app. - Every driver in your family should have the Safeco app - Seamless biometric loginContact your agent directlyReview your coverages Access documents and ID...

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Referral Thank You

Someone is getting this Panera gift card as a Thank You for referring his friend to our agency for auto insurance.....we LOVE it when people talk about us! - - Refer friends, family, co-workers, acquaintances, fringe...

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I Just Bought a New Car. What Insurance Coverage Do I Need?

Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

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Don't be afraid of savings on your car insurance!!!

- Afraid of trying a driving app from your insurance company? - Don't be afraid of savings. - - I ran this internal report today from only 1 of the companies we represent. - Check out the very last line! Real numbers...

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Wait, What? You don't have an online account or app for your car insurance?

Don't have an insurance company app on your phone? Then tell me you at least have an online account? What?! Why not? - Customers can: **Complete a variety of claims tasks, including filing and tracking a claim, viewing...

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COVID-19 Update

- We are here to help! - Some basic information to update our customers what the auto insurance companies we service are doing to help during the COVID-19 outbreak. - - The well-being of our customers is always our top...

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Now is the time to get updated insurance quotes - Ya don't know until you try

Our agency took the steps months ago for a seamless work-from-home transition to help our agents in the event of a sick child, or late appointment, etc. Sadly, the COVID-19 shelter-at-home orders came into Missouri and...

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We are here to help!!!

- We are here to help!!!! - Service and satisfaction are extremely important to us. In response to the COVID-19 outbreak, Clayton Hanley is taking active steps to assure the safety of our agents. Clayton Hanley is...

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What to Consider When Choosing Auto Insurance

Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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Well Looky There!

Our website is all updated with our fancy new photos - - Wait... WHAT?! - You haven't been to our site? - Hurry - go there now! - Photos, reviews, claim & service info and don't forget to check out the About Us...

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Happy New Year from Tim, Tony, Peggy, Kristal and Nicki!!!

From our Clayton Hanley family to yours.... Happy New Year!!!! -

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How to Protect Your Classic Car

The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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Talk about hitting the ground running!

Talk about hit the ground running!!! After a beautiful week in Boulder Colorado doing the leap of a lifetime in the Colorado mountains, Peggy Manes has come back and is writing new customers like crazy. The interesting...

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What's happening?

News brief. Discounts on car insuranceImportant birthday announcements ANDone weird fact about the Clayton Hanley agents

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Insurance Commercials are getting better and better

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Common Questions

Jan 25th and 25 degrees outside. So ready for winter to be over. This week I took notice of the most common questions we receive from customers. My neighbor pays less for home insurance than I do, shouldn’t they all be...

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Insure your Pedigree dog!

Guess what I just found out Clayton Hanley can do....Insure Pedigree dogs! Yes. I was shocked. Rate is only $8 per $100 of coverage. $2,000 dog = $160 a year to insure. Who knew?! (full disclosure-Peggy's granddogs -...

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What if I have a claim on Christmas?

We are closed on Christmas and New Years Day, and have limited hours and access on Christmas Eve & New Years Eve. Thanks Tim!!! If you do have a claim you can always call your insurance company directly Hurry I have...

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Thank You!!!Refer a friend program

Have your friend call us for a quote and we will send you one of our fancy new cards with a surprise inside!

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Peak Season for ATV/UTV

DID YOU KNOW? 53% of ATV’s are uninsured ATV/UTV sales is ~$6 Billion per year There were ~650,000 new ATV’s/UTV’s sold in 2017 The UTV and ATV market have grown at 4% year over year since 2012 Endorsing an ATV onto a...

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Summer Driving Tips

Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

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Tips for Buying a Safe Car

You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....

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How to Lower Your Auto Insurance Bill

It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

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Teen Driving Safety

Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

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Car Shopping With Safety in Mind

You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...

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7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

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How to Deal With Road Rage

Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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Navigate Rainy Roadways With Care

It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...

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What to Do After a Car Accident in Winter

Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to...

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How to Avoid Animal-Vehicle Collisions

About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....

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The Right Tires for Winter Driving

It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the difference...

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