# Clayton Hanley Insurance: An insurance agency located in St. Louis MO offering auto insurance, boat insurance, condo insurance, flood insurance, homeowner insurance, landlord insurance, motorcycle insurance, off-road vehicle insurance, RV insurance, renters insurance, umbrella insurance, classic car insurance, first-time home buyers, teen drivers, usage-based car insurance, secondary residence insurance, home + auto insurance, earthquake insurance, home sharing insurance (airbnb, VRBO), wedding insurance, and electric vehicle insurance. Licensed to write insurance in Missouri, Kansas, Illinois, Texas, Colorado, Wisconsin, and Iowa.

> Clayton Hanley Insurance - independent insurance agency serving the St Louis MO area. 314-487-2921 for an insurance quote.

## General

- [Accessibility](https://www.claytonhanley.com/accessibility): Accessibility information for Clayton Hanley Insurance.
- [Better Car Replacement Coverage](https://www.claytonhanley.com/resources/better-car-replacement-coverage): What does "Better Car Replacement" mean? Clayton Hanley Insurance breaks down all your car insurance options and can help you choose the right policy.
- [Blog](https://www.claytonhanley.com/blog): Read Clayton Hanley Insurance blog for helpful information and tips about all things insurance.
- [GAP Coverage](https://www.claytonhanley.com/resources/gap-coverage): What does "GAP" mean? Clayton Hanley Insurance breaks down all your car insurance options and can help you choose the right policy.
- [Home](https://www.claytonhanley.com/): Clayton Hanley Insurance - independent insurance agency serving the St Louis MO area. 314-487-2921 for an insurance quote.
- [Leak Detection Solutions](https://www.claytonhanley.com/leak-detection-solutions): Learn more about the leak detection systems recommended by our insurance partners like Chubb and Liberty Mutual Insurance.
- [New Vehicle Replacement](https://www.claytonhanley.com/resources/new-vehicle-replacement-coverage): What does "New Vehicle Replacement" mean? Clayton Hanley Insurance breaks down all your car insurance options and can help you choose the right policy.
- [OEM Coverage](https://www.claytonhanley.com/resources/oem-coverage): What does "OEM" mean? Clayton Hanley Insurance breaks down all your car insurance options and can help you choose the right policy.
- [Privacy Policy](https://www.claytonhanley.com/privacy-policy): Clayton Hanley Insurance Service, Inc. Privacy Policy
- [Products & Services](https://www.claytonhanley.com/insurance-products): Clayton Hanley Insurance offers insurance products and services. Call 314-487-2921 for a quote.
- [Quotes](https://www.claytonhanley.com/quotes): Clayton Hanley Insurance offers convenient online insurance quotes. Fill out our easy form or call 314-487-2921 for more info.
- [Rideshare](https://www.claytonhanley.com/resources/rideshare-coverage): What's included in Rideshare coverage? Clayton Hanley Insurance breaks down all your car insurance options and can help you choose the right policy.
- [SMS Opt-In/Out](https://www.claytonhanley.com/sms-terms): Clayton Hanley terms for SMS/Text messages can be found here.
- [Sitemap](https://www.claytonhanley.com/sitemap): Clayton Hanley Insurance Sitemap
- [Staff Directory](https://www.claytonhanley.com/staff): Meet the friendly staff at Clayton Hanley Insurance.
- [Terms of Service](https://www.claytonhanley.com/terms-of-service): Clayton Hanley Insurance Service, Inc. Terms of Service

## Products & Services

To learn more about our products and services, check out the following pages:

- [Auto Insurance](https://www.claytonhanley.com/auto-insurance): Clayton Hanley Insurance offers specialized solutions for your car insurance needs. Request a quote online or call 314-487-2921 to talk to an insurance advisor today.
- [Boat Insurance](https://www.claytonhanley.com/boat-insurance): Clayton Hanley Insurance offers specialized watercraft insurance solutions. Request a quote online or call 314-487-2921 to talk to a boat insurance expert today.
- [Classic Car Insurance](https://www.claytonhanley.com/classic-car-insurance): Clayton Hanley Insurance offers specialized solutions for your classic car. Request a quote online or call 314-487-2921 to talk to an insurance advisor today.
- [Condo Insurance](https://www.claytonhanley.com/condo-insurance): Clayton Hanley Insurance offers specialized solutions for your condo insurance needs. Request a quote online or call 314-487-2921 to talk to an insurance advisor today.
- [Earthquake Insurance](https://www.claytonhanley.com/earthquake-insurance): Clayton Hanley Insurance offers earthquake insurance needs. Request a quote online or call 314-487-2921 to talk to an insurance advisor today.
- [Electric Vehicle Insurance](https://www.claytonhanley.com/electric-vehicle-insurance): Clayton Hanley has experience you can rely on when insuring your electric car in Missouri and Illinois. Call today for a quote and policy review. 314-487-2921
- [First-Time Home Buyers](https://www.claytonhanley.com/homeowner-insurance/first-time-buyers): If you're a first time homebuyer, let Clayton Hanley Insurance find the best options for home owners insurance to fit your needs. Serving St. Louis & Southern Illinois.
- [Flood Insurance](https://www.claytonhanley.com/flood-insurance): Clayton Hanley Insurance offers flood insurance for your residence or business. Request a quote online or call 314-487-2921 to talk to an insurance advisor today.
- [Home + Auto Insurance](https://www.claytonhanley.com/home-auto-insurance): Clayton Hanley Insurance can review all of your insurance coverages and offer bundled savings from one of our partner carriers.
- [Home Sharing Insurance (Airbnb, VRBO)](https://www.claytonhanley.com/home-sharing-insurance): Clayton Hanley Insurance offers many different options for insuring your AirBNB or VRBO property. Request a quote online or call 314-487-2921 to talk to an insurance advisor today.
- [Homeowner Insurance](https://www.claytonhanley.com/homeowner-insurance): Clayton Hanley Insurance offers specialized solutions for your home insurance needs. Request a quote online or call 314-487-2921 to talk to an insurance advisor today.
- [Insurance for College Students](https://www.claytonhanley.com/insurance-for-college-students): What you need to know about insurance for college students from Clayton Hanley Insurance. Call us for a policy review and coverage recommendations. 314-487-2921
- [Insurance for New Homes](https://www.claytonhanley.com/insurance-for-new-construction): Questions about insurance when building a new home? Clayton Hanley Insurance has answers. Call us for an honest policy review and free quotes. 314-487-2921
- [Landlord Insurance](https://www.claytonhanley.com/landlord-insurance): Clayton Hanley Insurance offers landlord insurance policies. Request a quote online or call 314-487-2921 to talk to an insurance advisor today.
- [Motorcycle Insurance](https://www.claytonhanley.com/motorcycle-insurance): Clayton Hanley Insurance offers specialized solutions for your motorcycle insurance needs. Request a quote online or call 314-487-2921 to talk to an insurance advisor today.
- [Off-Road Vehicle Insurance](https://www.claytonhanley.com/off-road-vehicle-insurance): Clayton Hanley Insurance offers insurance for ATVs, golf carts, snowmobiles & more. Request a quote online or call 314-487-2921 to talk to an insurance advisor today.
- [RV Insurance](https://www.claytonhanley.com/rv-insurance): Clayton Hanley Insurance offers RV insurance. Request a quote online or call 314-487-2921 to talk to an insurance advisor today.
- [Renters Insurance](https://www.claytonhanley.com/renters-insurance): Clayton Hanley Insurance offers renters insurance. Request a quote online or call 314-487-2921 to talk to an insurance advisor today.
- [Secondary Residence Insurance](https://www.claytonhanley.com/secondary-residence-insurance): Let Clayton Hanley Insurance help with your secondary residence insurance needs. Request a quote online or call 314-487-2921 today.
- [Teen Drivers](https://www.claytonhanley.com/auto-insurance/teen-drivers): Clayton Hanley offers insurance for your whole family, throughout every stage. Teen driver insurance is available from a variety of our insurance carriers.
- [Umbrella Insurance](https://www.claytonhanley.com/umbrella-insurance): Clayton Hanley Insurance offers umbrella policies. Request a quote online or call 314-487-2921 to talk to an insurance advisor today.
- [Usage-Based Car Insurance](https://www.claytonhanley.com/auto-insurance/usage-based-car-insurance): Clayton Hanley offers St. Louis drivers insurance who drive very few miles or have impeccably safe driving records. Save money with UBI from Clayton Hanley.
- [Wedding Insurance](https://www.claytonhanley.com/wedding-insurance): Clayton Hanley Insurance offers wedding insurance. Request a quote online or call 314-487-2921 to talk to an insurance advisor today.

## Quotes

To request an insurance quote, submit the quote form on one of the following pages:

- [Auto Insurance Quote](https://www.claytonhanley.com/auto-insurance/quote): Get an auto insurance quote from Clayton Hanley Insurance today.
- [Boat Insurance Quote](https://www.claytonhanley.com/boat-insurance/quote): Get a boat insurance quote from Clayton Hanley Insurance today.
- [Classic Car Insurance Quote](https://www.claytonhanley.com/classic-car-insurance/quote): Get a classic car insurance quote from Clayton Hanley Insurance today.
- [Condo Insurance Quote](https://www.claytonhanley.com/condo-insurance/quote): Get a condo insurance quote from Clayton Hanley Insurance today.
- [Earthquake Insurance Quote](https://www.claytonhanley.com/earthquake-insurance/quote): Get an earthquake insurance quote from Clayton Hanley Insurance today.
- [Electric Vehicle Insurance Quote](https://www.claytonhanley.com/electric-vehicle-insurance/quote): Get an electric vehicle insurance quote from Clayton Hanley Insurance today.
- [First-Time Home Buyers Quote](https://www.claytonhanley.com/homeowner-insurance/first-time-buyers/quote): Get a first-time home buyers quote from Clayton Hanley Insurance today.
- [Flood Insurance Quote](https://www.claytonhanley.com/flood-insurance/quote): Get a flood insurance quote from Clayton Hanley Insurance today.
- [Home + Auto Insurance Quote](https://www.claytonhanley.com/home-auto-insurance/quote): Get a home + auto insurance quote from Clayton Hanley Insurance today.
- [Home Sharing Insurance Quote](https://www.claytonhanley.com/home-sharing-insurance/quote): Get a home sharing insurance quote for your AirBNB property from Clayton Hanley Insurance today.
- [Homeowner Insurance Quote](https://www.claytonhanley.com/homeowner-insurance/quote): Get a homeowner insurance quote from Clayton Hanley Insurance today.
- [Landlord Insurance Quote](https://www.claytonhanley.com/landlord-insurance/quote): Get a landlord insurance quote from Clayton Hanley Insurance today.
- [Motorcycle Insurance Quote](https://www.claytonhanley.com/motorcycle-insurance/quote): Get a motorcycle insurance quote from Clayton Hanley Insurance today.
- [Off-Road Vehicle Insurance Quote](https://www.claytonhanley.com/off-road-vehicle-insurance/quote): Get an off-road vehicle insurance quote from Clayton Hanley Insurance today.
- [RV Insurance Quote](https://www.claytonhanley.com/rv-insurance/quote): Get an RV insurance quote from Clayton Hanley Insurance today.
- [Renters Insurance Quote](https://www.claytonhanley.com/renters-insurance/quote): Get a renters insurance quote from Clayton Hanley Insurance today.
- [Secondary Residence Insurance Quote](https://www.claytonhanley.com/secondary-residence-insurance/quote): Get a secondary residence insurance quote from Clayton Hanley Insurance today.
- [Teen Drivers Quote](https://www.claytonhanley.com/auto-insurance/teen-drivers/quote): Get a teen drivers quote from Clayton Hanley Insurance today.
- [Umbrella Insurance Quote](https://www.claytonhanley.com/umbrella-insurance/quote): Get an umbrella insurance quote from Clayton Hanley Insurance today.
- [Usage-Based Car Insurance Quote](https://www.claytonhanley.com/auto-insurance/usage-based-car-insurance/quote): Get an usage-based car insurance quote from Clayton Hanley Insurance today.
- [Wedding Insurance Quote](https://www.claytonhanley.com/wedding-insurance/quote): Get a wedding insurance quote from Clayton Hanley Insurance today.

## Insurance Companies

- [Progressive](https://www.claytonhanley.com/insurance-companies/progressive): Progressive agent in St. Louis MO
- [Travelers](https://www.claytonhanley.com/insurance-companies/travelers): Travelers agent in St. Louis MO
- [Nationwide](https://www.claytonhanley.com/insurance-companies/nationwide): Nationwide agent in St. Louis MO
- [Chubb](https://www.claytonhanley.com/insurance-companies/chubb): Chubb agent in St. Louis MO
- [Hagerty](https://www.claytonhanley.com/insurance-companies/hagerty): Hagerty agent in St. Louis MO
- [Liberty Mutual](https://www.claytonhanley.com/insurance-companies/liberty-mutual): Liberty Mutual agent in St. Louis MO
- [The Hartford](https://www.claytonhanley.com/insurance-companies/the-hartford): The Hartford agent in St. Louis MO
- [Foremost](https://www.claytonhanley.com/insurance-companies/foremost): Foremost agent in St. Louis MO
- [National General](https://www.claytonhanley.com/insurance-companies/national-general): National General agent in St. Louis MO
- [Openly](https://www.claytonhanley.com/insurance-companies/openly): Openly agent in St. Louis MO
- [Selective](https://www.claytonhanley.com/insurance-companies/selective): Selective agent in St. Louis MO

## Locations

- [St. Louis Office](https://www.claytonhanley.com/locations/:location.kml): 9545 Yuma Drive, St. Louis, MO 63123

## Staff

- [Timothy Mossinghoff, CIC](https://www.claytonhanley.com/staff/timothy-mossinghoff): President at Clayton Hanley Insurance in St. Louis MO
- [Peggy Wagner](https://www.claytonhanley.com/staff/peggy-wagner): Agent, CSR at Clayton Hanley Insurance in St. Louis MO
- [Tony Palazzolo](https://www.claytonhanley.com/staff/tony-palazzolo): Independent Agent at Clayton Hanley Insurance in St. Louis MO
- [Nicole Cox](https://www.claytonhanley.com/staff/nicole-cox): Agent, CSR at Clayton Hanley Insurance in St. Louis MO

## Blog Posts

- [How to Protect Your Home During a Power Outage](https://www.claytonhanley.com/blog/2026/how-to-protect-your-home-during-a-power-outage): Learn how to protect your home during a power outage with practical tips for appliances, food, generators, electronics, and home safety.
- [You got new bling!!](https://www.claytonhanley.com/blog/2026/are-there-any-unrepaired-damages-or-physical-conditions-that-pose-a-potential-risk-ex-pool-trampoline-missing-railing-wood-stove-or-furnace-roof-leak-or-damages-etc): Newly engaged? New earrings from your partner? Inherit family jewelry?
- [How Smart Home Technology Can Help Detect Problems Early](https://www.claytonhanley.com/blog/2026/how-smart-home-technology-can-help-detect-problems-early): Learn how smart home technology can help detect leaks, temperature changes, and other issues before they become costly property damage.
- [Common Insurance Mistakes Young Families Make](https://www.claytonhanley.com/blog/2026/common-insurance-mistakes-young-families-make): Learn common insurance mistakes young families make and how reviewing your coverage can help protect your home, vehicles, and future.
- [Factors That Impact Your Car’s Resale Value](https://www.claytonhanley.com/blog/2026/factors-that-impact-your-car-s-resale-value): Learn the key factors that impact your car’s resale value, from mileage to condition, and how to maintain value over time.
- [Do you need ATV insurance?](https://www.claytonhanley.com/blog/2026/do-you-need-atv-insurance): Don't hit the trails unprotected! Learn why specialized ATV insurance is essential for trail access, lender requirements, and liability protection. Call Clayton Hanley Insurance today for a custom quote that fits your ride and your budget!
- [Safeco to Liberty Mutual](https://www.claytonhanley.com/blog/2026/safeco-to-liberty-mutual): Great news: Our agency now offers Liberty Mutual insurance for home and auto.
- [Big News!!!!](https://www.claytonhanley.com/blog/2026/big-news)
- [How to Extend the Life of Your HVAC System](https://www.claytonhanley.com/blog/2026/how-to-extend-the-life-of-your-hvac-system): Learn how to extend the life of your HVAC system with simple maintenance tips that improve efficiency and reduce costly repairs for homeowners.
- [Make good choices....](https://www.claytonhanley.com/blog/2026/make-good-choices): As it could affect those around you.
- [What to Do if You Hit a Deer While Driving](https://www.claytonhanley.com/blog/2026/what-to-do-if-you-hit-a-deer-while-driving): Deer collisions can be stressful. Learn what to do if you hit a deer, from safety steps to filing an insurance claim and preventing future incidents.
- [Don't be a grocery dropper](https://www.claytonhanley.com/blog/2026/dont-be-a-grocery-dropper)
- [How to Childproof Your Home: Safety Tips for New Parents](https://www.claytonhanley.com/blog/2026/how-to-childproof-your-home-safety-tips-for-new-parents): Childproofing your home is a must for new parents. Learn how to make your house safer with simple, effective tips for furniture, outlets, hazards, and more.
- [New Year, New Car](https://www.claytonhanley.com/blog/2026/new-year-new-car): The New Year is a peak time for new car purchases in Oakville. If you're wondering how to add a new car to insurance, this guide covers everything we need to update your auto policy. Contact our local agents today for expert advice on replacing a vehicle on your insurance and exploring new coverage options. Located in south county near Oakville, Mehville, Des Peres, Valley Park, Manchester, Ballwin, Grover, Chesterfield, Arnold, Imperial, Kirkwood, Webster Groves, Columbia IL, Millstadt, Waterloo. Yes we write in both Missouri and Illinois
- [Buying a New Car in Missouri or Illinois? Get the Best Auto Insurance Rates! 🚗](https://www.claytonhanley.com/blog/2026/buying-a-new-car-in-missouri-or-illinois-get-the-best-auto-insurance-rates): At Clayton Hanley we are ready to help you with changing your policy to reflect your new car on your auto insurance policy.
- [What to Keep in Your Car for Emergencies](https://www.claytonhanley.com/blog/2026/what-to-keep-in-your-car-for-emergencies): Prepare for the unexpected. Here’s what to keep in your car emergency kit so you’re ready for breakdowns, bad weather, or road mishaps.
- [5 Things to Do After Buying a New Car](https://www.claytonhanley.com/blog/2025/5-things-to-do-after-buying-a-new-car): Bought a new car? Here are 5 important steps to take next, from insurance updates to title transfers. Contact us today for an auto insurance review.
- [What Every Homeowner Should Know About Their Utility Shutoffs](https://www.claytonhanley.com/blog/2025/what-every-homeowner-should-know-about-their-utility-shutoffs): Know where your water, gas, and electric shutoffs are? It could save you thousands. Learn why it matters and how it connects to your home insurance coverage.
- [What is Cyber Protection](https://www.claytonhanley.com/blog/2025/what-is-cyber-protection): Cybersecurity Awareness Month is here!!! Hello October, hello online shopping!
- [How to Insure a Travel Trailer or Camper for the Off-Season](https://www.claytonhanley.com/blog/2025/how-to-insure-a-travel-trailer-or-camper-for-the-off-season): Even parked RVs face risks. Learn how to adjust your travel trailer insurance during the off-season without losing protection. Contact us for a policy review.
- [What Worries Parents About Their Teens Driving](https://www.claytonhanley.com/blog/2025/what-worries-parents-about-their-teens-driving): Trust, anxiety, parents, teens, driving, tracking, curfew. All feelings parents have when their teens start driving.
- [Dr. Rick offering more advice](https://www.claytonhanley.com/blog/2025/dr-rick-offering-more-advice): Progressive for home, auto, motorcycle, trailers, boats.
- [Six Overlooked Items You Should Add to Your Home Inventory](https://www.claytonhanley.com/blog/2025/six-overlooked-items-you-should-add-to-your-home-inventory): Don’t overlook these six common items in your home inventory. From tools to fine china, make sure your belongings are properly documented and insured.
- [Backyard Safety Tips for Fire, Water, and Everything in Between](https://www.claytonhanley.com/blog/2025/backyard-safety-tips-for-fire-water-and-everything-in-between): Stay safe this summer with backyard tips for fire pits, pools, grills, and trampolines. Contact us today for a full insurance review.
- [Insurance Tips for First-Time Homebuyers](https://www.claytonhanley.com/blog/2025/insurance-tips-for-first-time-homebuyers): New to homeownership? Learn key insurance tips for first-time buyers, from coverage basics to policy updates. Contact us today for a personalized review.
- [Happy 4th!!!](https://www.claytonhanley.com/blog/2025/happy-4th): Clayton Hanley Insurance will be closing early on July 3rd and enjoying our family and friends on Independence Day July 4th.
- [Tim, thanks for lunch!](https://www.claytonhanley.com/blog/2025/tim-thanks-for-lunch): Hard working staff is in the office quoting new customers and talking to the current ones. Enjoy your trip Tim, we got this!
- [What to Check Before Letting Your Teen Drive the Family Car](https://www.claytonhanley.com/blog/2025/what-to-check-before-letting-your-teen-drive-the-family-car): Before your teen gets behind the wheel, make sure your auto insurance is ready. Learn what to check to keep your family protected and avoid coverage gaps.
- [Home Replacement Cost](https://www.claytonhanley.com/blog/2025/home-replacement-cost-2025): What is home replacement cost? As an insurer our goal is to replace your home as it is built today. We would have to repair, replace and rebuild your home. Many time replacement cost is much higher than market value due to labor and material costs.
- [Claims Claims Claims](https://www.claytonhanley.com/blog/2025/claims-claims-claims): St. Louis has been hit hard this year with storms. Learn how your insurance companies are changing their policies and placing more of the risk on the homeowner. June 2025 Newsletter
- [Avoiding Water Issues in Your Home](https://www.claytonhanley.com/blog/2025/avoiding-water-issues-in-your-home): Bookmark these tips from Clayton Hanley Insurance for reducing the risk of water damage to your home.
- [Getting Your RV Ready for Spring Travel](https://www.claytonhanley.com/blog/2025/getting-your-rv-ready-for-spring-travel): Get your RV ready for spring travel with this seasonal prep guide. Learn maintenance tips and why reviewing your RV insurance is key before hitting the road.
- [The Smart Way to Secure Your Home](https://www.claytonhanley.com/blog/2025/the-smart-way-to-secure-your-home): Smart technology has brought us many benefits, including devices to help with home security. Check out some of the ways you can use this tech to secure your home.
- [Got storm damage? What do next](https://www.claytonhanley.com/blog/2025/got-storm-damage-what-do-next): Well last night was messy!!! Wind and hail sure did a number on our area.
- [Is Your Home Ready for Severe Weather? How to Protect Your Property](https://www.claytonhanley.com/blog/2025/is-your-home-ready-for-severe-weather-how-to-protect-your-property): Severe weather can strike anytime. Discover key steps to protect your home from damage and ensure your insurance coverage is up to date.
- [Upgrading Your Windows - How to Choose What's Best for Your House](https://www.claytonhanley.com/blog/2025/upgrading-your-windows-how-to-choose-whats-best-for-your-house): Replacing your windows? Know what to look for to get the most out of your new view with these tips from Clayton Hanley Insurance.
- [Understanding the difference between liability and full coverage car insurance could save you same money.](https://www.claytonhanley.com/blog/2025/understanding-the-difference-between-liability-and-full-coverage-car-insurance-could-save-you-same-money): Understanding the difference between liability and full coverage car insurance could save you same money.
- [Clayton Hanley + Progressive = 30 Year Partnership](https://www.claytonhanley.com/blog/2025/clayton-hanley-progressive-30-year-partnership): We are excited to announce 30 year partnership with Progressive.
- [Which Home Security Option Is Right for You?](https://www.claytonhanley.com/blog/2025/which-home-security-option-is-right-for-you): Whether you live in an apartment building or a single-family home, there are security options available to help protect you, your family, and your property.
- [Looking for More from Your Insurance Agent?](https://www.claytonhanley.com/blog/2025/looking-for-more-from-your-insurance-agent): Local, trusted and friendly. Let the reviews speak for themselves.
- [Looking for a local agent located in your area?](https://www.claytonhanley.com/blog/2025/looking-for-a-local-agent-located-in-your-area): Check out our 5-star reviews!
- [Local Insurance Agent](https://www.claytonhanley.com/blog/2025/local-insurance-agent): Call us for to talk to a local agent that can help you with your insurance needs. Check out our testimonials.
- [Emerging Trends in Identity Theft and How to Stay Ahead](https://www.claytonhanley.com/blog/2025/emerging-trends-in-identity-theft-and-how-to-stay-ahead): Stay ahead of evolving identity theft trends like phishing, deepfakes, and social media risks. Learn practical tips and how identity theft insurance can help.
- [Protect the expensive stuff](https://www.claytonhanley.com/blog/2025/protect-the-expensive-stuff): Will your home insurance fully cover the cost of expensive item that you love? Maybe, maybe not.
- [Quick Tips to Protect Your Vehicle from Thieves](https://www.claytonhanley.com/blog/2024/quick-tips-to-protect-your-vehicle-from-thieves): Practical tips to prevent car theft, from securing your keys to using deterrents. Protect your vehicle and stay ahead of thieves with the right insurance.
- [How Major Life Events Impact Your Insurance Needs](https://www.claytonhanley.com/blog/2024/how-major-life-events-impact-your-insurance-needs): Learn how major life events like marriage, buying a home, or having children can impact your insurance needs and why updating your coverage is essential.
- [Chose Local](https://www.claytonhanley.com/blog/2024/chose-local): Why should a homeowner choose a local agent for their insurance needs?
- [Celebrating Boss's Day](https://www.claytonhanley.com/blog/2024/celebrating-bosss-day): National Boss' Day celebration
- [Choosing the Right Umbrella Insurance Policy: A Guide to Extra Liability Coverage](https://www.claytonhanley.com/blog/2024/choosing-the-right-umbrella-insurance-policy-a-guide-to-extra-liability-coverage): Find out how an umbrella insurance policy can offer vital protection and extend your coverage limits beyond standard insurance.
- [Safeco Auto Claim](https://www.claytonhanley.com/blog/2024/safeco-auto-claim): Learn how a Safeco auto claim works from start to finish.
- [Safeco Home Claim](https://www.claytonhanley.com/blog/2024/safeco-home-claim): Learn how a Safeco property claim works from start to finish.
- [Hello Fall!!!!](https://www.claytonhanley.com/blog/2024/hello-fall): Hello Fall! We aren't just insurance agents, so here is a little glimpse into us!
- [Thought you might find these Chubb insights valuable right now.](https://www.claytonhanley.com/blog/2024/thought-you-might-find-these-chubb-insights-valuable-right-now): When trying to figure out the amount of insurance needed for their home, people often think they can use their home’s market value. But it's different for insurance.
- [Essential Safety Gear for Motorcyclists: A Guide to Protection on the Road](https://www.claytonhanley.com/blog/2024/essential-safety-gear-for-motorcyclists-a-guide-to-protection-on-the-road): It's crucial for motorcyclists to invest in proper safety gear – from helmets to high-top boots, each piece of equipment plays a vital role.
- [Insurance Considerations for Newlyweds: Merging Policies and Coverage](https://www.claytonhanley.com/blog/2024/insurance-considerations-for-newlyweds-merging-policies-and-coverage): Merging your lives also means merging your insurance policies, which can sometimes lead to gaps in coverage. Contact us today​ to review your coverage.
- [Avoiding Common Home Insurance Claims During Renovations](https://www.claytonhanley.com/blog/2024/avoiding-common-home-insurance-claims-during-renovations): By adhering to a few key tips, homeowners can ensure their renovation process is not only smooth but also secure.
- [Essential Fire Safety Tips for Your Home](https://www.claytonhanley.com/blog/2024/essential-fire-safety-tips-for-your-home): Ensure home fire safety: test smoke detectors, maintain fire extinguishers, use space heaters cautiously, and utilize smart tech for early fire detection.
- [Help Keep Teen Drivers Safe with Telematics](https://www.claytonhanley.com/blog/2024/help-keep-teen-drivers-safe-with-telematics): Enhance teen driver safety with telematics: GPS, real-time monitoring & data analysis empower parents to monitor and improve driving habits effectively.
- [The Essential Guide to Creating a Home Inventory: Why and How](https://www.claytonhanley.com/blog/2024/the-essential-guide-to-creating-a-home-inventory-why-and-how): By following these tips, you can create a comprehensive inventory that not only brings peace of mind but also ensures you are well-prepared for any eventuality.
- [Tips for Towing a Boat Trailer to Reduce Accidents and Insurance Claims](https://www.claytonhanley.com/blog/2024/tips-for-towing-a-boat-trailer-to-reduce-accidents-and-insurance-claims): Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of unwanted insurance claims.
- [Insurance Hard Market](https://www.claytonhanley.com/blog/2024/inaurance-hard-market): Insurance Hard Market is a influenced by natural disasters, economic downturn, increase claim frequency and severity, and regulatory actions.
- [Playing Catch Up](https://www.claytonhanley.com/blog/2024/playing-catch-up): Playing catch up with the Clayton Hanley team. We aren't just insurance agents, we like to have fun too.
- [How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims](https://www.claytonhanley.com/blog/2024/how-to-choose-the-right-contractor-for-home-improvement-projects-and-avoid-liability-claims): Starting a new home improvement project? Here are some helpful tips for choosing the right contractor for your project.
- [Safeco RightTrack](https://www.claytonhanley.com/blog/2024/safeco-righttrack)
- [Top Home Improvement Projects That Can Increase Your Home Value](https://www.claytonhanley.com/blog/2024/top-home-improvement-projects-that-can-increase-your-home-value): These home renovations can have the biggest return on investment when you sell your home.
- [Preparing Your Teen Driver for Different Road Conditions and Situations](https://www.claytonhanley.com/blog/2023/preparing-your-teen-driver-for-different-road-conditions-and-situations): Here are some tips for young drivers to help improve safety by adapting their driving to current weather and road conditions.
- [Happy Veterans Day](https://www.claytonhanley.com/blog/2023/happy-veterans-day): If you are looking for a veteran owned insurance company near you, look no further.
- [How to Winterize and Properly Store Your Boat](https://www.claytonhanley.com/blog/2023/how-to-winterize-and-properly-store-your-boat): Here are a few simple tips for properly winterizing your watercraft and storing it for the winter.
- [Personal Umbrella Insurance](https://www.claytonhanley.com/blog/2023/personal-umbrella-insurance): To feel secure about protecting your assets and your future, you need the extra level of protection provided by a personal umbrella liability insurance policy.
- [Umbrella Insurance](https://www.claytonhanley.com/blog/2023/umbrella-insurance): What is umbrella insurance? Umbrella insurance provides extra liability coverage that can help protect assets, such as your home, car, ATV and boat.
- [Customer Review](https://www.claytonhanley.com/blog/2023/customer-review): Another happy customer - check out our reviews
- [Do I Need Umbrella Insurance](https://www.claytonhanley.com/blog/2023/do-i-need-umbrella-insurance): If you’re thinking about adding umbrella coverage, consider this: you hope you’ll never have to use it, but if you do, you’ll be grateful it’s there.
- [Save Money With These Smart Home Devices That Make Your Home Safer](https://www.claytonhanley.com/blog/2023/save-money-with-these-smart-home-devices-that-make-your-home-safer): Better safety can mean fewer insurance claims. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety.
- [Renting vs. Owning a Home: Protect Your Property No Matter Which You Prefer](https://www.claytonhanley.com/blog/2023/renting-vs-owning-a-home-protect-your-property-no-matter-which-you-prefer): If you’re on the fence about renting or owning a home, here’s a helpful look at each. Remember to get the right insurance when you make your choice.
- [5 Star Review](https://www.claytonhanley.com/blog/2023/5-star-review): Check out our reviews on Google, Facebook, and Yelp!
- [Home Replacement Cost](https://www.claytonhanley.com/blog/2023/home-replacement-cost)
- [Safeco option home coverages](https://www.claytonhanley.com/blog/2023/safeco-option-home-coverages): Breakdown coverage for mechanical, electrical or breakdown is available with Safeco.
- [Matching of Undamaged Siding, Roof Surfacing and Windows](https://www.claytonhanley.com/blog/2023/matching-of-undamaged-siding-roof-surfacing-and-windows)
- [Service Line](https://www.claytonhanley.com/blog/2023/service-line): Protect your home from failures in your service line.
- [Water Seepage or Leakage](https://www.claytonhanley.com/blog/2023/water-seepage-or-leakage): Water damage can wreak havoc in your home. Do you have the coverage you need?
- [Back to school = insurance discounts](https://www.claytonhanley.com/blog/2023/back-to-school-insurance-discounts): It's August, which means back to school time. We are here to help offering renters insurance policies and distant student discounts on auto insurance.
- [Defensive Driving Techniques to Avoid Accidents and Insurance Claims](https://www.claytonhanley.com/blog/2023/defensive-driving-techniques-to-avoid-accidents-and-insurance-claims): Learn how defensive driving techniques can help keep you safe while keeping your auto insurance rates low.
- [Hyundai Anti-Theft Software Upgrade](https://www.claytonhanley.com/blog/2023/hyundai-anti-theft-software-upgrade): Hyundai - All of the nearly 4 million vehicles involved are now eligible to receive the software upgrade.
- [Refer a friend](https://www.claytonhanley.com/blog/2023/refer-a-friend): Referrals are the biggest compliment to our agency. Service, service, service!
- [Broad social and economic trends are driving up the cost of home and auto insurance in 2023.](https://www.claytonhanley.com/blog/2023/broad-social-and-economic-trends-are-driving-up-the-cost-of-home-and-auto-insurance-in-2023): Broad social and economic trends are driving up the cost of home and auto insurance in 2023.
- [What to Look for When Buying a House to Avoid Unnecessary Insurance Claims](https://www.claytonhanley.com/blog/2023/what-to-look-for-when-buying-a-house-to-avoid-unnecessary-insurance-claims): Don’t forget to check these things while house hunting, which could lead to avoidable insurance claims should you become the new owner.
- [National Selfie Day](https://www.claytonhanley.com/blog/2023/national-selfie-day): Insurance agents and friends.
- [Benefits of Safe Driving Apps](https://www.claytonhanley.com/blog/2023/benefits-of-safe-driving-apps): If you demonstrate that you are a safe driver, you may be rewarded with a discount on your auto insurance rates.
- [Good Student Discount on auto insurance](https://www.claytonhanley.com/blog/2023/good-student-discount-on-auto-insurance): Are you getting auto insurance discounts for your son/daughters good grades?
- [Does Home Insurance Cover Pools?](https://www.claytonhanley.com/blog/2023/does-home-insurance-cover-pools): Homeowners insurance covers more than just your house. Do you have fences, pool, gazebo, etc? Are you covered for your out-buildings?
- [Come Home Happy, Dishwasher](https://www.claytonhanley.com/blog/2023/come-home-happy-dishwasher): 70% of home owners report leaving home with the dishwasher on.
- [4 Water-Saving Tips for Your Garden](https://www.claytonhanley.com/blog/2023/4-water-saving-tips-for-your-garden): Save time, water, and money with these 4 water-saving tips for your garden.
- [Download the Safeco app today!](https://www.claytonhanley.com/blog/2023/download-the-safeco-app-today): Download the Safeco app today!
- [Spring has Sprung](https://www.claytonhanley.com/blog/2023/spring-has-sprung): We're an independent insurance agency and we're local. We live in your community. We understand St. Louis personal insurance like auto, home, motorcycle & boats
- [The Importance of Uninsured and Underinsured Motorist Coverage](https://www.claytonhanley.com/blog/2023/the-importance-of-uninsured-and-underinsured-motorist-coverage): Uninsured and underinsured motorist insurance can help protect you when the other party has no auto insurance or doesn’t have enough to cover damages.
- [Distracted Driving - Helping to Halt the Problem](https://www.claytonhanley.com/blog/2023/distracted-driving-helping-to-halt-the-problem): Texting while driving is 6x more likely to cause an accident than drunk driving.
- [INSURANCE DISCOUNT IDEAS](https://www.claytonhanley.com/blog/2023/insurance-discount-ideas): Did your auto and home insurance premium increase? Check out these ideas to save. Call, email , or text our office if interested in saving money.
- [Why home and auto insurance rates are rising in 2022](https://www.claytonhanley.com/blog/2023/why-home-and-auto-insurance-rates-are-rising-in-2022): Home and auto insurance rates are on the rise.
- [2022 Most Frequent Claims](https://www.claytonhanley.com/blog/2023/2022-most-frequent-claims): Home insurance water damage claims are on the rise. But can they be prevented?
- [Keep Your Home Safe While on Vacation](https://www.claytonhanley.com/blog/2023/keep-your-home-safe-while-on-vacation): Whenever you’re getting away for a vacation, it’s important to ensure your home is safe. These tips can help prevent break-ins, fires, and water damage.
- [Detached Structures](https://www.claytonhanley.com/blog/2023/detached-structures): Your home might be properly covered, but what about other structures on your property?
- [Who Needs Life Insurance and How Much Do You Need?](https://www.claytonhanley.com/blog/2023/who-needs-life-insurance-and-how-much-do-you-need): Learn the basics about life insurance, so you can decide if it’s the right protection for you and your loved ones.
- [Factors driving Insurance Rates](https://www.claytonhanley.com/blog/2023/factors-driving-insurance-rates): 2023 is bringing many changes in auto and home insurance pricing. Many factors are considered when increasing your auto renewal rates. Here are just a few...
- [Buying a Kia or Hyundai?](https://www.claytonhanley.com/blog/2023/buying-a-kia-or-hyundai): A new article from St Louis Post-Dispatch explains how the insurance companies may decline to open new policies on select Kias and Hyundais.
- [Family Emergency Preparedness Checklist](https://www.claytonhanley.com/blog/2023/family-emergency-preparedness-checklist): Create a safety plan and help prepare your family for an emergency with this helpful checklist.
- [Change is apart of life - have you updated your insurance needs lately?](https://www.claytonhanley.com/blog/2022/change-is-apart-of-life-have-you-updated-your-insurance-needs-lately): Change is apart of life - have you updated your insurance needs lately?
- [What to Check Before Buying a Used Car](https://www.claytonhanley.com/blog/2022/what-to-check-before-buying-a-used-car): Whether you're buying a car online or in person, it is important to assess the condition – both mechanical and cosmetic. Here are some common items to check.
- [Do not ignore cracked power cords!](https://www.claytonhanley.com/blog/2022/do-not-ignore-cracked-power-cords): Homeowners should be aware of small fire hazards in their homes.
- [Should I Notify My Insurance Company About a New Puppy?](https://www.claytonhanley.com/blog/2022/should-i-notify-my-insurance-company-about-a-new-puppy): Are you bringing a new dog into your home? Double check your insurance coverage to make sure you have the proper protection.
- [5 safe driving tips for deer season](https://www.claytonhanley.com/blog/2022/5-safe-driving-tips-for-deer-season): Here comes deer season! Your chances of hitting a deer are much higher during the fall months of October thru November.
- [How to Choose the Right Smart Security Camera](https://www.claytonhanley.com/blog/2022/how-to-choose-the-right-smart-security-camera): A security camera can help protect your property, but with all the options, it can be tough to figure out which smart security camera is right for you.
- [Water claims are the worst!](https://www.claytonhanley.com/blog/2022/water-claims-are-the-worst): Water sensors & leak detectors are ideal for homeowners. Offers whole home protection at all hours of the day, whether you're home, at work or on vacation.
- [Flood Insurance](https://www.claytonhanley.com/blog/2022/flood-insurance)
- [What's causing higher home insurance premiums?](https://www.claytonhanley.com/blog/2022/whats-causing-higher-home-insurance-premiums): What is causing higher home insurance premiums?
- [Helpful & Responsive](https://www.claytonhanley.com/blog/2022/helpful-responsive): Check out our reviews from customers. Contact Clayton Hanley if you are looking for an agent that wants to help you, and your family, with their insurance.
- [Safe driving = Lower auto insurance rates](https://www.claytonhanley.com/blog/2022/safe-driving-lower-auto-insurance-rates): You should be rewarded for safe driving habits. Many insurance companies offer telematics for additional savings opportunity on your auto insurance.
- [Another customer happy with the professional service from Clayton Hanley Insurance. Thank you Ami P](https://www.claytonhanley.com/blog/2022/another-customer-happy-with-the-professional-service-from-clayton-hanley-insurance-thank-you-ami-p): The Clayton Hanley team are all prior customers, co-volunteers, and some are even childhood friends. We are a close group that works well together and likes to welcome new customers into our Clayton Hanley family.
- [Things to Know When Shopping for Home and Auto Insurance](https://www.claytonhanley.com/blog/2022/things-to-know-when-shopping-for-home-and-auto-insurance): If you’re shopping for home or auto insurance, you may find the process confusing. Here are five things you should know when considering options.
- [Who agrees? Carmel apples are as healthy as eating a salad?](https://www.claytonhanley.com/blog/2022/who-agrees-carmel-apples-are-as-healthy-as-eating-a-salad)
- [National Non-Profit Day](https://www.claytonhanley.com/blog/2022/national-non-profit-day)
- [Another happy customer saving money with telematics!](https://www.claytonhanley.com/blog/2022/another-happy-customer-saving-money-with-telematics): Looking for discounts on auto insurance? Teenage drivers, driving activity, or just looking for a way to save money? Try telematics.
- [Grill Safely With These Outdoor Cooking Tips](https://www.claytonhanley.com/blog/2022/grill-safely-with-these-outdoor-cooking-tips): Grilling food is a fun pastime. Stay safe this grilling season with these outdoor cooking tips.
- [5 STARS!!](https://www.claytonhanley.com/blog/2022/5-stars): Looking for an insurance agency that answers the phone? An agent that knows you by name -not by policy number. You found it - We are Clayton Hanley Insurance.
- [Service Service Service](https://www.claytonhanley.com/blog/2022/service-service-service): Independent agents licensed in ten states. Check out our reviews for more insight.
- [Simple Household Pest Control Methods](https://www.claytonhanley.com/blog/2022/simple-household-pest-control-methods): If pest activity is common in your area, it is important to take steps to prevent them from infesting your home. We've got some tips that can help you.
- [Landscape Maintenance Tips for Your Yard](https://www.claytonhanley.com/blog/2022/landscape-maintenance-tips-for-your-yard): It's easy to overlook yard maintenance. Keep your lawn and garden looking fresh with these practical landscaping tips.
- [Fallen Tree Damage](https://www.claytonhanley.com/blog/2022/fallen-tree-damage): Will insurance cover a fallen tree in my yard? What about my neighbors yard?​ Here is some insight to help you decide to file a claim.
- [Flashlight Tag!!](https://www.claytonhanley.com/blog/2022/flashlight-tag): Backyard Activity Ideas for Families
- [Make sure you are using the right insurance expert](https://www.claytonhanley.com/blog/2022/make-sure-you-are-using-the-right-insurance-expert): Local, trustworthy, friendly, and knowledgeable insurance agents.
- [May is Motorcycle Safety Month](https://www.claytonhanley.com/blog/2022/may-is-motorcycle-safety-month): Safe driving and riding practices from all road users will help reduce the number of fatalities and injuries on our nation’s highways.
- [May is Motorcycle Awareness Month](https://www.claytonhanley.com/blog/2022/may-is-motorcycle-awareness-month): Be aware of motorcycles
- [Bundling Home and Auto Can Help You Save](https://www.claytonhanley.com/blog/2022/bundling-home-and-auto-can-help-you-save): Bundling your home and auto insurance policies can help you save money. Let us help you find the right policy at the best price.
- [How To Find the Best Home Insurance Rates](https://www.claytonhanley.com/blog/2022/how-to-find-the-best-home-insurance-rates): Here are four things to consider when purchasing a homeowner insurance policy.
- [Avoid Home Insurance Claims with These Maintenance Tips](https://www.claytonhanley.com/blog/2022/avoid-home-insurance-claims-with-these-maintenance-tips): Here are some expert tips to minimize the likelihood of home insurance claims.
- [Is an Umbrella Policy Right for Me?](https://www.claytonhanley.com/blog/2022/is-an-umbrella-policy-right-for-me): Curious about umbrella insurance? Find how it can help protect your family and property.
- [How Does Umbrella Insurance Work?](https://www.claytonhanley.com/blog/2022/how-does-umbrella-insurance-work): Umbrella insurance is a low-cost way to add high liability coverage to your existing policies. Here’s what you need to know.
- [Road Trip Safety Tips](https://www.claytonhanley.com/blog/2022/road-trip-safety-tips): Follow these five tips to make your road trip one you will remember for all the right reasons.
- [Have a motorcycle?](https://www.claytonhanley.com/blog/2022/have-a-motorcycle): Do you have all the coverage you need on your motorcycle?
- [Commonly Overlooked Spring Cleaning Tasks](https://www.claytonhanley.com/blog/2022/commonly-overlooked-spring-cleaning-tasks): Here are some common spring cleaning tasks homeowners forget so you can add them to your to-do list to ensure you don't miss anything important.
- [Driving app for auto insurance discounts](https://www.claytonhanley.com/blog/2022/driving-app-for-auto-insurance-discounts): Is telematics right for you and your family? Would user-based insurance help lower your auto insurance premiums?
- [Service Line Coverage](https://www.claytonhanley.com/blog/2022/service-line-coverage): Service line coverage for physical loss or damage to covered service lines on the residence premises that is the direct result of a service line failure.
- [Upgrading Your Windows - How to Choose What's Best for Your House](https://www.claytonhanley.com/blog/2022/upgrading-your-windows-how-to-choose-what-s-best-for-your-house): Windows can make a big difference in the value of your home, so when it comes time to choose what to install, be sure you know about all your options.
- [Why an Independent Agent?](https://www.claytonhanley.com/blog/2022/why-an-independent-agent): Why? Because independent insurance agencies can compare companies, coverage and prices to find the best possible coverage for individual circumstances.
- [RideSharing Coverage](https://www.claytonhanley.com/blog/2022/ridesharing-coverage): Do you use your personal car to drive for a ridesharing comany? Are you properly insured?
- [Tips for Saving Money on Heating and Cooling Your Home](https://www.claytonhanley.com/blog/2022/tips-for-saving-money-on-heating-and-cooling-your-home): Heating and air conditioning use a lot of energy and can be expensive. Here are some ways save money on your utility bills.
- [Snow Day? Nope!](https://www.claytonhanley.com/blog/2022/snow-day-nope): A little snow doesn't stop us! Clayton Hanley is ready to take your calls for quotes, questions or claims. Stay home and stay safe out there.
- [How to Evaluate and Choose Energy-Efficient Appliances](https://www.claytonhanley.com/blog/2022/how-to-evaluate-and-choose-energy-efficient-appliances): When shopping for appliances, it's easy to get overwhelmed. Follow these steps to find the right energy-efficient appliances for your needs and in your budget.
- [From the time capsule](https://www.claytonhanley.com/blog/2021/from-the-time-capsule): From the time insurance time capsule
- [24/7 Access to Safeco](https://www.claytonhanley.com/blog/2021/24-7-access-to-safeco): Need your Safeco ID Cards? Info on an upcoming insurance bill? Download the app here.
- [How to Choose Smoke and Carbon Monoxide Detectors](https://www.claytonhanley.com/blog/2021/how-to-choose-smoke-and-carbon-monoxide-detectors): Smoke and carbon monoxide detectors are essential for any home. Check out our tips on how to choose the right ones for your home.
- [The Christmas tree is up!](https://www.claytonhanley.com/blog/2021/the-christmas-tree-is-up): We are ready to celebrate the holiday season!
- [In the doghouse?](https://www.claytonhanley.com/blog/2021/in-the-doghouse)
- [Good Drivers earn big savings](https://www.claytonhanley.com/blog/2021/good-drivers-earn-big-savings): Safe driving habits can help you save on car insurance.
- [Merb's Bionic Apples!](https://www.claytonhanley.com/blog/2021/merbs-bionic-apples): Enjoying the season! Carmel apples from Merb's are the best!!
- [How to Make a Fire Safety Plan](https://www.claytonhanley.com/blog/2021/how-to-make-a-fire-safety-plan): No one likes to think about the possibility of a fire in their home, but having a fire safety plan can make all the difference if it does happen.
- [Walk to End Alzheimer's](https://www.claytonhanley.com/blog/2021/walk-to-end-alzheimers): Alzheimer's is currently affecting my family tremendously, as both my grandpas are "living" with this terrible disease.
- [Happy 100th Birthday Doris!](https://www.claytonhanley.com/blog/2021/happy-100th-birthday-doris): Doris has been a customer since 1950!!!
- [How to Decide If Solar Panels Are Right for Your Home](https://www.claytonhanley.com/blog/2021/how-to-decide-if-solar-panels-are-right-for-your-home): Solar panels can provide clean energy for your home, save money on energy costs, and help the environment. Check out our tips on how to go solar.
- [Taking one for the team!](https://www.claytonhanley.com/blog/2021/taking-one-for-the-team): Insurance agents in your community.
- [Tim The Fisherman](https://www.claytonhanley.com/blog/2021/tim-the-fisherman): Leisure time is important to reset the brain.
- [Happy Anniversary!!!](https://www.claytonhanley.com/blog/2021/happy-anniversary): Celebrating an anniversary. Plus love seeing each other again in person and in the office,
- [How Independent Agents Are Different from Captive Agents](https://www.claytonhanley.com/blog/2021/how-independent-agents-are-different-from-captive-agents): Independent agents and captive agents can both help you get insurance, but independent agents can shop a wider variety of companies and policies for you.
- [WOW!!!](https://www.claytonhanley.com/blog/2021/wow): Clayton Hanley is dedicated to their customers and helping with their insurance needs. At Clayton Hanley you are a name, not a number.
- [STUDENT OFF TO COLLEGE?](https://www.claytonhanley.com/blog/2021/student-off-to-college): Let us quote your insurance and see if we can help. Try us, you'll like us!
- [This is us!!!](https://www.claytonhanley.com/blog/2021/this-is-us): Clayton Hanley Insurance Service is independently owned. We are trusted insurance professionals, licensed and living in both Missouri & Illinois.
- [Benefits of Using a Dash Cam](https://www.claytonhanley.com/blog/2021/benefits-of-using-a-dash-cam)
- [Home Insurance](https://www.claytonhanley.com/blog/2021/home-insurance): Buying a home? Building a new home? Call us for a home insurance quote!
- [Happy Birthday Boss Man!](https://www.claytonhanley.com/blog/2021/happy-birthday-boss-man): July is birthday month at Clayton Hanley Insurance. Owner Tim Mossinghoff really knows how to celebrate.
- [Do you need Rental Car Insurance?](https://www.claytonhanley.com/blog/2021/do-you-need-rental-car-insurance): \#1 question that customers contact our agency to ask our agents. If I have car insurance do I need to buy the additional insurance the rental company offers?
- [Motorcycle Insurance](https://www.claytonhanley.com/blog/2021/motorcycle-insurance): A Safeco® Motorcycle policy comes with robust built-in coverages plus options to ensure the best combination of protection and value.
- [What's new with us?](https://www.claytonhanley.com/blog/2021/whats-new-with-us): 74 Five Star Reviews! Call us today if you would like a quote for your auto or home insurance. 314-487-2921
- [Swimming Safety: 10 Tips for Summer](https://www.claytonhanley.com/blog/2021/swimming-safety-10-tips-for-summer)
- [What cha riding these days?](https://www.claytonhanley.com/blog/2021/what-cha-riding-these-days): Looking for awesome motorcycle insurance including coverage for your extras and riding equipment? Call Clayton Hanley and let us do the shopping for you.
- [Why You May Need Personal Offense Coverage](https://www.claytonhanley.com/blog/2021/why-you-may-need-personal-offense-coverage)
- [Missouri traffic fatalities increased by 12% in 2020](https://www.claytonhanley.com/blog/2021/missouri-traffic-fatalities-increased-by-12-in-2020): Distracted driving isn’t just “one of those things” that happens, like a tire blowout or mechanical failure that isn’t anyone’s fault. It’s 100% preventable.
- [Clayton Hanley is how old?](https://www.claytonhanley.com/blog/2021/clayton-hanley-is-how-old): What do customers think of Clayton Hanley?
- [Insurance Haircut](https://www.claytonhanley.com/blog/2021/insurance-haircut): Looking good!!! Fresh haircut and 5 star reviews! Check us out!
- [Inexpensive Fixes for a Safer Home](https://www.claytonhanley.com/blog/2021/inexpensive-fixes-for-a-safer-home)
- [WOW Busch stadium is empty!!!](https://www.claytonhanley.com/blog/2021/wow-busch-stadium-is-empty): Cardinal baseball is back!! Couple of our agents enjoying a cold one at the Cardinals game.
- [Go Cards!!!!!!](https://www.claytonhanley.com/blog/2021/go-cards): Clayton Hanley back together again!
- [Why a basic Homeowners policy isn’t always enough](https://www.claytonhanley.com/blog/2021/why-a-basic-homeowners-policy-isn-t-always-enough)
- [TEXT US](https://www.claytonhanley.com/blog/2021/text-us): Did you know you can now text Clayton Hanley Insurance? That’s right, the number you use to call us is now enabled for text messages.
- [We're Back!!!!!](https://www.claytonhanley.com/blog/2021/were-back): The 3 amigos return to the office after working from home for over a year. Great to see everyone in person again.
- [Usage-Based Insurance](https://www.claytonhanley.com/blog/2021/usage-based-insurance): Usage-based insurance is something you should explore with your insurance agent if you are a very safe driver or if you don’t drive very much.
- [Watch out Clayton Hanley!](https://www.claytonhanley.com/blog/2021/watch-out-clayton-hanley): Almost exactly one year working from home due to COVID. The time has come to return back to the office. Happy to see people, sad I have to commute.
- [10 Tips to Help Prevent Identity Theft](https://www.claytonhanley.com/blog/2021/10-tips-to-help-prevent-identity-theft)
- [Titan is ready to get everyone back in the office!!](https://www.claytonhanley.com/blog/2021/titan-is-ready-to-get-everyone-back-in-the-office): Titan all masked up and ready to see his co-workers back in the Clayton Hanley Office.
- [NEWS RELEASE: Review your insurance coverage before severe weather arrives](https://www.claytonhanley.com/blog/2021/news-release-review-your-insurance-coverage-before-severe-weather-arrives): NEWS RELEASE: Review your insurance coverage before severe weather arrives
- [National Umbrella Day](https://www.claytonhanley.com/blog/2021/national-umbrella-day): Dog bites, according to the Insurance Information Institute, account for about a third of all homeowner’s insurance claims, which only cover limited damages.
- [Own a home? Here are two policy options you should know about](https://www.claytonhanley.com/blog/2021/own-a-home-here-are-two-policy-options-you-should-know-about)
- [How can I save money on car insurance?](https://www.claytonhanley.com/blog/2021/how-can-i-save-money-on-car-insurance): How can I save money on car insurance? The answer is easy: Progressive Snapshot
- [Safeco 24/7](https://www.claytonhanley.com/blog/2021/safeco-24-7): When an accident happens, we'll help you bounce back in no time. Safeco help is just a click away at Safeco.com/claims
- [Porch Safety: Should You Leave the Lights On?](https://www.claytonhanley.com/blog/2021/porch-safety-should-you-leave-the-lights-on)
- [Soak up the Holiday Cheer!!!](https://www.claytonhanley.com/blog/2020/soak-up-the-holiday-cheer): Soak up the holiday cheer! Happy Holidays from the Clayton Hanley Team! Tim, Tony, Peggy, Kristal & Nicki
- [Stay warm!!](https://www.claytonhanley.com/blog/2020/stay-warm): Wish you a cozy holiday season!
- ['There is always that one house in the neighborhood' #Christmas2020 #GingerbreadHouse #InsuranceLady](https://www.claytonhanley.com/blog/2020/there-is-always-that-one-house-in-the-neighborhood-christmas2020-gingerbreadhouse-insurancelady): Gingerbread house - with a little bonus home insurance humor
- [Don’t Delay — Start Thinking About Winterizing Your RV Today](https://www.claytonhanley.com/blog/2020/dont-delay-start-thinking-about-winterizing-your-rv-today)
- [Cheers to Tony](https://www.claytonhanley.com/blog/2020/cheers-to-tony): Clayton Hanley celebrating agents on their work anniversary. Cheers to Tony for 22 years.
- [Happy Anniversary Peggy!](https://www.claytonhanley.com/blog/2020/happy-anniversary-peggy): 17 years with Clayton Hanley, and still loves her job everyday.
- [Veteran Owned](https://www.claytonhanley.com/blog/2020/veteran-owned): Veteran Owned Small Business - little surprised Google knew, but happy to be acknowledged.
- [10 Things to do to Prepare Your Home for Fall](https://www.claytonhanley.com/blog/2020/10-things-to-do-to-prepare-your-home-for-fall)
- [Happy Halloween 🤡💀👽👻🧙‍♀️🧛‍♂️🧟](https://www.claytonhanley.com/blog/2020/happy-halloween): Clayton Hanley is embracing fall and admiring the new mums planted this year. #makeover
- [Poor Gus](https://www.claytonhanley.com/blog/2020/poor-gus): Co-worker Tony Palazzolo's bloodhound didn't realize how long his ears were until a mishap caused a quick trip to the vet for some stitches.
- [Adventure is out there but extra protection is right here!](https://www.claytonhanley.com/blog/2020/adventure-is-out-there-but-extra-protection-is-right-here): Adventure is out there but extra protection is right here!
- [Lock in protection for more than just your auto insurance.](https://www.claytonhanley.com/blog/2020/lock-in-protection-for-more-than-just-your-auto-insurance): Lock in protection for more than just your auto insurance.
- [However you wander, go with great protection.](https://www.claytonhanley.com/blog/2020/however-you-wander-go-with-great-protection): Wherever you wander on your boat, motorcycle or RV, go with great protection.
- [It’s Back-to-School Time — Is Your House Ready?](https://www.claytonhanley.com/blog/2020/its-back-to-school-time-is-your-house-ready)
- [Wherever you wander on your boat, motorcycle or RV, go with great protection.](https://www.claytonhanley.com/blog/2020/wherever-you-wander-on-your-boat-motorcycle-or-rv-go-with-great-protection): Wherever you wander on your boat, motorcycle or RV, go with great protection
- [Who are we?](https://www.claytonhanley.com/blog/2020/who-are-we): We are we. Part 1 of a 5 part series giving short background of our agency producers.
- [Sticking Together!!! How many yards tall are you?](https://www.claytonhanley.com/blog/2020/sticking-together-how-many-yards-tall-are-you): You know this is funny!!!!
- [Tips for Power Tool Safety](https://www.claytonhanley.com/blog/2020/tips-for-power-tool-safety)
- [The Safeco App](https://www.claytonhanley.com/blog/2020/the-safeco-app): Take full control of your policy with Safeco app features
- [Why Umbrella Insurance has become so important to protect your family, assets and future earnings.](https://www.claytonhanley.com/blog/2020/why-umbrella-insurance-has-become-so-important-to-protect-your-family-assets-and-future-earnings): Rising loss costs have affected auto rates across the industry, and umbrella rates are facing similar trends.
- [Insure your boat with Clayton Hanley](https://www.claytonhanley.com/blog/2020/insure-your-boat-with-clayton-hanley): To learn about your coverage options, contact a local independent agent to get a custom quote within minutes. We'll help protect you and your boat .
- [Referral Thank You](https://www.claytonhanley.com/blog/2020/referral-thank-you): Thank you for referring your friends, family & co-workers to Clayton Hanley for insurance.
- [What is water backup coverage and why is it important?](https://www.claytonhanley.com/blog/2020/what-is-water-backup-coverage-and-why-is-it-important)
- [RV coverages that make for happy campers!](https://www.claytonhanley.com/blog/2020/rv-coverages-that-make-for-happy-campers): Don't be caught in the wilderness, campground or on the road without proper insurance coverage on your camper or RV. Insured your camping investment. Be a happy camper!
- [Medical Payments on home and auto insurance? What the heck does that mean?](https://www.claytonhanley.com/blog/2020/medical-payments-on-home-and-auto-insurance-what-the-heck-does-that-mean): Adding medical payments coverage to your auto policy can help cover a variety of gaps in coverage, regardless of who’s at fault in the accident.
- [How to Update your Home — Without Spending Thousands](https://www.claytonhanley.com/blog/2020/how-to-update-your-home-without-spending-thousands)
- [The insurance lady gets an assortment of monogrammed items for the beach.](https://www.claytonhanley.com/blog/2020/the-insurance-lady-gets-an-assortment-of-monogrammed-items-for-the-beach): Agent Peggy Manes Rocking the Progressive gear!
- [I Just Bought a New Car. What Insurance Coverage Do I Need?](https://www.claytonhanley.com/blog/2020/i-just-bought-a-new-car-what-insurance-coverage-do-i-need)
- [Which part of this video reminds you of Tim? Please take the poll](https://www.claytonhanley.com/blog/2020/which-part-of-this-video-reminds-you-of-tim-please-take-the-poll): Auto, home, golf carts, boats, ATV - you own it, we insure it! Clayton Hanley would like to help find you insurance to fit your needs and budget
- [Yuck!! My drain backed up into my basement](https://www.claytonhanley.com/blog/2020/yuck-my-drain-backed-up-into-my-basement): Does home insurance cover toilet overflows, drain backups and sump pump malfunctions?
- [Weekender?](https://www.claytonhanley.com/blog/2020/weekender): Your classic, collectible, or vintage ride is much more than a vehicle - let's make sure it is covered properly for the road.
- [Room with a view](https://www.claytonhanley.com/blog/2020/room-with-a-view)
- [Where are we?](https://www.claytonhanley.com/blog/2020/where-are-we): Clayton Hanley is unique in that we have agents from multiple communities in both states. Proud to be a Veteran owned, Timothy Mossinghoff is a Navy Veteran.
- [Oh the irony of this video during the COVID-19 pandemic!!!](https://www.claytonhanley.com/blog/2020/oh-the-irony-of-this-video-during-the-covid-19-pandemic): Oh the irony!!!! How many parents would let this happen in this now? Answer: NONE!!! #COVID
- [Safeco Premier](https://www.claytonhanley.com/blog/2020/safeco-premier): Clayton Hanley now offers Safeco Premier for your high value home.
- [Bags anyone?](https://www.claytonhanley.com/blog/2020/bags-anyone): Highlight to my day when an insurance carrier sends me a game to help brighten my day while working from home. Thanks Tracy. #COVID #Safeco #ClaytonHanley
- [Keep Your Pets Safe in a Disaster](https://www.claytonhanley.com/blog/2020/keep-your-pets-safe-in-a-disaster)
- [Don't be afraid of savings on your car insurance!!!](https://www.claytonhanley.com/blog/2020/dont-be-afraid-of-savings-on-your-car-insurance): Try the driving app for additional car insurance savings. You won't be disappointed.
- [Wait, What? You don't have an online account or app for your car insurance?](https://www.claytonhanley.com/blog/2020/wait-what-you-dont-have-an-online-account-or-app-for-your-car-insurance): Every person should have an app or online account with their insurance company. So much info online regarding bills, claims, coverage, contacts etc.
- [COVID-19 Update](https://www.claytonhanley.com/blog/2020/covid-19-update): he well-being of our customers is always our top priority. We recognize uncertainty & financial challengers many of you are facing as the nation bands together.
- [What is a 'True Umbrella'?](https://www.claytonhanley.com/blog/2020/what-is-a-true-umbrella): The terms 'umbrella' and 'excess liability' are often used interchangeably, but there are major differences between the two that you should know about
- [Why You Need Service Line Coverage](https://www.claytonhanley.com/blog/2020/why-you-need-service-line-coverage)
- [Now is the time to get updated insurance quotes - Ya don't know until you try](https://www.claytonhanley.com/blog/2020/now-is-the-time-to-get-updated-insurance-quotes-ya-dont-know-until-you-try): Use this time to look at your bills and expenses. Are you paying too much for insurance? When is the last time you quoted your auto and home insurance?
- [We are here to help!!!](https://www.claytonhanley.com/blog/2020/we-are-here-to-help)
- [Another one on the books!!!](https://www.claytonhanley.com/blog/2020/another-one-on-the-books): Home-sharing insurance for your daily, weekly, or monthly rental property. Coverage for your house and liability to protect your family from lawsuits.
- [VVVVVrrrrrooooommmmmmmmm](https://www.claytonhanley.com/blog/2020/vvvvvrrrrrooooommmmmmmmm)
- [What to Consider When Choosing Auto Insurance](https://www.claytonhanley.com/blog/2020/what-to-consider-when-choosing-auto-insurance)
- [5 Carbon Monoxide Safety Tips](https://www.claytonhanley.com/blog/2020/5-carbon-monoxide-safety-tips)
- [Did you get a something nice this holiday season?](https://www.claytonhanley.com/blog/2020/did-you-get-a-something-nice-this-holiday-season): New jewelry during the holiday season? Make sure it's well protected with a scheduled valuable policy.
- [Custom Equipment on your Jeep, Truck or Car](https://www.claytonhanley.com/blog/2020/custom-equipment-on-your-jeep-truck-or-car): Jeep, Truck or Car customization is not covered on an regular insurance claim. Call your agent to quote and inquire.
- [SAVE UP TO 30% OFF YOUR CAR INSURANCE!!!](https://www.claytonhanley.com/blog/2020/save-up-to-30-off-your-car-insurance)
- [Well Looky There!](https://www.claytonhanley.com/blog/2020/well-looky-there)
- [When Roadside Assistance Isn’t Enough](https://www.claytonhanley.com/blog/2020/when-roadside-assistance-isnt-enough)
- [Happy New Year from Tim, Tony, Peggy, Kristal and Nicki!!!](https://www.claytonhanley.com/blog/2020/happy-new-year-from-tim-tony-peggy-kristal-and-nicki): Insurance Agents here to help you without overselling your insurance needs. We all have teenagers, most of the them driving, so we understand the concerns.
- [Who is the better driver?](https://www.claytonhanley.com/blog/2019/who-is-the-better-driver): Save on auto insurance with a driver app to prove you are a good driver. Save, Save, Save
- [Does Santa need insurance?](https://www.claytonhanley.com/blog/2019/does-santa-need-insurance)
- [Wednesday Visitors](https://www.claytonhanley.com/blog/2019/wednesday-visitors): Stop in and visit your local insurance agent/broker.
- [Let's play seek and find](https://www.claytonhanley.com/blog/2019/lets-play-seek-and-find): Check out the reviews by Clayton Hanley customers, new and old!
- [How to Protect Your Classic Car](https://www.claytonhanley.com/blog/2019/how-to-protect-your-classic-car): Classic Car, Antique Auto, Collector Mobile, Weekender, Show Car, Rat Rod, Roadster - insure your 'baby' for agreed value and low annual miles.
- [Can your family fit into a compact car?](https://www.claytonhanley.com/blog/2019/can-your-family-fit-into-a-compact-car): Accident in your SUV - this might be your loaner car if you don't act now!
- [User Based Insurance](https://www.claytonhanley.com/blog/2019/user-based-insurance): Save money on auto insurance with the new User Based Insurance
- [Arctic Blast](https://www.claytonhanley.com/blog/2019/arctic-blast)
- [Veteran Owned Small Business](https://www.claytonhanley.com/blog/2019/veteran-owned-small-business)
- [Why You Might Want to Live Like a Minimalist](https://www.claytonhanley.com/blog/2019/why-you-might-want-to-live-like-a-minimalist)
- [Happy 62nd Safeco Anniversary to us!!!!!](https://www.claytonhanley.com/blog/2019/happy-62nd-safeco-anniversary-to-us): Clayton Hanley started selling Safeco Insurance on 11/06/1957!! Happy Anniversary to us!
- [It's Raining Savings!!!!!](https://www.claytonhanley.com/blog/2019/its-raining-savings): User Based Insurance (UBI) driving apps that can save money on teen drivers. Save up to 40% with a driving app.
- [James Allen, Clayton Hanley Insurance](https://www.claytonhanley.com/blog/2019/james-allen-clayton-hanley-insurance)
- [What Car Drivers Need to Know about Motorcycles](https://www.claytonhanley.com/blog/2019/what-car-drivers-need-to-know-about-motorcycles)
- [Miss us?](https://www.claytonhanley.com/blog/2019/miss-us)
- [How to Ride Your Motorcycle Safely in a Group](https://www.claytonhanley.com/blog/2019/how-to-ride-your-motorcycle-safely-in-a-group)
- [Talk about hitting the ground running!](https://www.claytonhanley.com/blog/2019/talk-about-hitting-the-ground-running)
- [CONTEST](https://www.claytonhanley.com/blog/2019/contest)
- [What's happening?](https://www.claytonhanley.com/blog/2019/whats-happening): Hello, we have user based insurance with all our companies. Don't use a 1-800 number or online quoting system when you can talk to a real person about options
- [Five Tips to (Finally) Get your Garage Organized](https://www.claytonhanley.com/blog/2019/five-tips-to-finally-get-your-garage-organized)
- [The New and the Old](https://www.claytonhanley.com/blog/2019/the-new-and-the-old)
- [St Louis Blues](https://www.claytonhanley.com/blog/2019/st-louis-blues): Clayton Hanley agents showing how they bleed Blue - St Louis Blues win the Stanley Cup and the boys cannot contain themselves.
- [How to Make Your Family Vacation a Great One](https://www.claytonhanley.com/blog/2019/how-to-make-your-family-vacation-a-great-one)
- [Boating Season is Here – Are You Up to Speed on Safety?](https://www.claytonhanley.com/blog/2019/boating-season-is-here-are-you-up-to-speed-on-safety)
- [Do Not Disturb](https://www.claytonhanley.com/blog/2019/do-not-disturb)
- [Three Ways to Lower Your Carbon Footprint](https://www.claytonhanley.com/blog/2019/three-ways-to-lower-your-carbon-footprint)
- [Pontoon](https://www.claytonhanley.com/blog/2019/pontoon)
- [Texting](https://www.claytonhanley.com/blog/2019/texting)
- [Easter Winner](https://www.claytonhanley.com/blog/2019/easter-winner)
- [Windshield - Repair or Replace](https://www.claytonhanley.com/blog/2019/windshield-repair-or-replace)
- [Opening Day for the St. Louis Cardinals](https://www.claytonhanley.com/blog/2019/opening-day-for-the-st-louis-cardinals)
- [Spring Cleaning Tips](https://www.claytonhanley.com/blog/2019/spring-cleaning-tips)
- [Easter Season](https://www.claytonhanley.com/blog/2019/easter-season)
- [What are you giving up for Lent?](https://www.claytonhanley.com/blog/2019/what-are-you-giving-up-for-lent)
- [How to save money on teenagers car insurance](https://www.claytonhanley.com/blog/2019/how-to-save-money-on-teenagers-car-insurance)
- [Home Security Technology: Keeping you ahead of the burglars](https://www.claytonhanley.com/blog/2019/home-security-technology-keeping-you-ahead-of-the-burglars)
- [Blow up our email!!!](https://www.claytonhanley.com/blog/2019/blow-up-our-email)
- [Insurance Commercials are getting better and better](https://www.claytonhanley.com/blog/2019/insurance-commercials-are-getting-better-and-better)
- [Looking at a new piece of jewelry? Make sure to look at your insurance, too](https://www.claytonhanley.com/blog/2019/looking-at-a-new-piece-of-jewelry-make-sure-to-look-at-your-insurance-too)
- [Common Questions](https://www.claytonhanley.com/blog/2019/common-questions): 1\. My neighbor pays less for home insurance than I do, shouldn’t they all be the same? 2. Why did my car insurance go up? I didn’t have any claims.
- [Insure your Pedigree dog!](https://www.claytonhanley.com/blog/2019/insure-your-pedigree-dog)
- [Itemized (schedule) or Group (unscheduled)?](https://www.claytonhanley.com/blog/2019/itemized-schedule-or-group-unscheduled)
- [Is your home as efficient as it could be? An energy audit can tell you](https://www.claytonhanley.com/blog/2019/is-your-home-as-efficient-as-it-could-be-an-energy-audit-can-tell-you)
- [Happy New Year!!!](https://www.claytonhanley.com/blog/2019/happy-new-year)
- [Love Insurance Commercials](https://www.claytonhanley.com/blog/2018/love-insurance-commercials)
- [Insurance Commercials](https://www.claytonhanley.com/blog/2018/insurance-commercials): Insurance commercials are funny
- [What if I have a claim on Christmas?](https://www.claytonhanley.com/blog/2018/what-if-i-have-a-claim-on-christmas)
- [What is Uninsured & Underinsured Motorist Coverage](https://www.claytonhanley.com/blog/2018/what-is-uninsured-underinsured-motorist-coverage)
- [Keep Pets Happy and Safe on Vacation](https://www.claytonhanley.com/blog/2018/keep-pets-happy-and-safe-on-vacation)
- [Thank You!!!Refer a friend program](https://www.claytonhanley.com/blog/2018/thank-you-refer-a-friend-program)
- [Peak Season for ATV/UTV](https://www.claytonhanley.com/blog/2018/peak-season-for-atv-utv)
- [Five Common (and Potentially Costly) Homeowner Mistakes](https://www.claytonhanley.com/blog/2018/five-common-and-potentially-costly-homeowner-mistakes)
- [Five Ways to Protect Your Personal Electronic Data](https://www.claytonhanley.com/blog/2018/five-ways-to-protect-your-personal-electronic-data)
- [Let's Keep Our Lawns and Ourselves Safe](https://www.claytonhanley.com/blog/2018/let-s-keep-our-lawns-and-ourselves-safe)
- [6 Tips for Getting to Work on Two Wheels](https://www.claytonhanley.com/blog/2018/6-tips-for-getting-to-work-on-two-wheels)
- [Clayton Hanley Insurance is a Safeco Elite Agent](https://www.claytonhanley.com/blog/2018/clayton-hanley-insurance-is-a-safeco-elite-agent)
- [Summer Driving Tips](https://www.claytonhanley.com/blog/2018/summer-driving-tips)
- [Protecting Your Home: Understanding Your Home Insurance Policy](https://www.claytonhanley.com/blog/2018/protecting-your-home-understanding-your-home-insurance-policy)
- [Do I Need to Tell My Insurance Company If My Dog Bites Someone?](https://www.claytonhanley.com/blog/2018/do-i-need-to-tell-my-insurance-company-if-my-dog-bites-someone)
- [Protect yourself from Carbon Monoxide at Home and at Work](https://www.claytonhanley.com/blog/2018/protect-yourself-from-carbon-monoxide-at-home-and-at-work)
- [Insuring Jewelry: How to Know if Your Coverage is Enough](https://www.claytonhanley.com/blog/2018/insuring-jewelry-how-to-know-if-your-coverage-is-enough)
- [Tips for Buying a Safe Car](https://www.claytonhanley.com/blog/2018/tips-for-buying-a-safe-car)
- [Why Today’s Homes Burn Faster](https://www.claytonhanley.com/blog/2017/why-today-s-homes-burn-faster)
- [How to Lower Your Auto Insurance Bill](https://www.claytonhanley.com/blog/2017/how-to-lower-your-auto-insurance-bill)
- [Do You Need Umbrella Insurance?](https://www.claytonhanley.com/blog/2017/do-you-need-umbrella-insurance)
- [Three Ways a Pool May Affect Your Homeowners Insurance](https://www.claytonhanley.com/blog/2017/three-ways-a-pool-may-affect-your-homeowners-insurance)
- [Easy to Forget Cleaning Projects](https://www.claytonhanley.com/blog/2017/easy-to-forget-cleaning-projects)
- [Heavy Rain? Be on the Lookout for Heavy Damage](https://www.claytonhanley.com/blog/2017/heavy-rain-be-on-the-lookout-for-heavy-damage)
- [Want a Safer Home? Consider these Inexpensive Fixes](https://www.claytonhanley.com/blog/2017/want-a-safer-home-consider-these-inexpensive-fixes)
- [Help Your Dog Love Apartment Living](https://www.claytonhanley.com/blog/2017/help-your-dog-love-apartment-living)
- [Love Bites – Get Umbrella Coverage](https://www.claytonhanley.com/blog/2017/love-bites-get-umbrella-coverage)
- [Teen Driving Safety](https://www.claytonhanley.com/blog/2017/teen-driving-safety)
- [Car Shopping With Safety in Mind](https://www.claytonhanley.com/blog/2017/car-shopping-with-safety-in-mind)
- [7 Driving Habits That Are Bad for Your Car](https://www.claytonhanley.com/blog/2017/7-driving-habits-that-are-bad-for-your-car)
- [Burglary Prevention: Should You Leave the Lights On?](https://www.claytonhanley.com/blog/2016/burglary-prevention-should-you-leave-the-lights-on)
- [Which Home Alarms Do You Need?](https://www.claytonhanley.com/blog/2016/which-home-alarms-do-you-need)
- [Device Insurance: Cover Your Personal Electronics With the Policy You Already Have](https://www.claytonhanley.com/blog/2016/device-insurance-cover-your-personal-electronics-with-the-policy-you-already-have)
- [How to Deal With Road Rage](https://www.claytonhanley.com/blog/2016/how-to-deal-with-road-rage)
- [Safety Tips for Your Summer Swims](https://www.claytonhanley.com/blog/2016/safety-tips-for-your-summer-swims)
- [Safety Tips for Summer Thrill Seekers](https://www.claytonhanley.com/blog/2016/safety-tips-for-summer-thrill-seekers)
- [What Should Go in Your Home Safe (or Safe-Deposit Box)?](https://www.claytonhanley.com/blog/2016/what-should-go-in-your-home-safe-or-safe-deposit-box)
- [The Type of Fire Extinguisher Every Home Should Have](https://www.claytonhanley.com/blog/2016/the-type-of-fire-extinguisher-every-home-should-have)
- [Navigate Rainy Roadways With Care](https://www.claytonhanley.com/blog/2016/navigate-rainy-roadways-with-care)
- [Identity Protection Tips for Tax Season](https://www.claytonhanley.com/blog/2016/identity-protection-tips-for-tax-season)
- [What to Do After a Car Accident in Winter](https://www.claytonhanley.com/blog/2016/what-to-do-after-a-car-accident-in-winter)
- [How to Avoid Animal-Vehicle Collisions](https://www.claytonhanley.com/blog/2016/how-to-avoid-animal-vehicle-collisions)
- [Thrifty Security: Burglar-Proof Your Home for the Holidays](https://www.claytonhanley.com/blog/2015/thrifty-security-burglar-proof-your-home-for-the-holidays)
- [Safe, Secure Shopping: Tips for Black Friday](https://www.claytonhanley.com/blog/2015/safe-secure-shopping-tips-for-black-friday)
- [Your Home Maintenance Checklist for Fall](https://www.claytonhanley.com/blog/2015/your-home-maintenance-checklist-for-fall)
- [4 Ways to Help All Children Have a Great School Year](https://www.claytonhanley.com/blog/2015/4-ways-to-help-all-children-have-a-great-school-year)
- [Keep Cool While Keeping Your Energy Costs Down](https://www.claytonhanley.com/blog/2015/keep-cool-while-keeping-your-energy-costs-down)
- [Tips for a Safe Fourth of July — From Food to Fireworks](https://www.claytonhanley.com/blog/2015/tips-for-a-safe-fourth-of-july-from-food-to-fireworks)
- [Commuting by Bike: How to Get to the Office on Two Wheels](https://www.claytonhanley.com/blog/2015/commuting-by-bike)
- [Getting Your Boat Out of Storage and Into the Water](https://www.claytonhanley.com/blog/2015/getting-your-boat-out-of-storage-and-into-the-water)
- [Spring Into Home Maintenance Mode in Missouri](https://www.claytonhanley.com/blog/2015/spring-into-home-maintenance-mode)
- [How to Create Your First Garden This Spring](https://www.claytonhanley.com/blog/2015/how-to-create-your-first-garden-this-spring)
- [Helping Seniors Have a Wonderful Winter](https://www.claytonhanley.com/blog/2015/helping-seniors-have-a-wonderful-winter)
- [The Right Tires for Winter Driving](https://www.claytonhanley.com/blog/2015/the-right-tires-for-winter-driving)
- [Holiday Safety Tips for Your Four-Legged Friends](https://www.claytonhanley.com/blog/2014/holiday-safety-tips-for-your-four-legged-friends)
- [Make Home Safety a Priority While You’re Away for the Holidays](https://www.claytonhanley.com/blog/2014/make-home-safety-a-priority-while-away-for-the-holidays)
- [Essential Safety Tips for Nighttime Boating](https://www.claytonhanley.com/blog/2014/essential-safety-tips-for-nighttime-boating)
- [5 Tips for Organizing Your Home for the New School Year](https://www.claytonhanley.com/blog/2014/5-tips-for-organizing-your-home-for-the-new-school-year)
- [Protect Your Most Cherished Possessions](https://www.claytonhanley.com/blog/2014/protect-your-most-cherished-possessions)
- [How to Protect Your Home During a Power Outage](https://www.claytonhanley.com/blog/2026/m/how-to-protect-your-home-during-a-power-outage): Learn how to protect your home during a power outage with practical tips for appliances, food, generators, electronics, and home safety.
- [You got new bling!!](https://www.claytonhanley.com/blog/2026/m/are-there-any-unrepaired-damages-or-physical-conditions-that-pose-a-potential-risk-ex-pool-trampoline-missing-railing-wood-stove-or-furnace-roof-leak-or-damages-etc): Newly engaged? New earrings from your partner? Inherit family jewelry?
- [How Smart Home Technology Can Help Detect Problems Early](https://www.claytonhanley.com/blog/2026/m/how-smart-home-technology-can-help-detect-problems-early): Learn how smart home technology can help detect leaks, temperature changes, and other issues before they become costly property damage.
- [Common Insurance Mistakes Young Families Make](https://www.claytonhanley.com/blog/2026/m/common-insurance-mistakes-young-families-make): Learn common insurance mistakes young families make and how reviewing your coverage can help protect your home, vehicles, and future.
- [Factors That Impact Your Car’s Resale Value](https://www.claytonhanley.com/blog/2026/m/factors-that-impact-your-car-s-resale-value): Learn the key factors that impact your car’s resale value, from mileage to condition, and how to maintain value over time.
- [Do you need ATV insurance?](https://www.claytonhanley.com/blog/2026/m/do-you-need-atv-insurance): Don't hit the trails unprotected! Learn why specialized ATV insurance is essential for trail access, lender requirements, and liability protection. Call Clayton Hanley Insurance today for a custom quote that fits your ride and your budget!
- [Safeco to Liberty Mutual](https://www.claytonhanley.com/blog/2026/m/safeco-to-liberty-mutual): Great news: Our agency now offers Liberty Mutual insurance for home and auto.
- [Big News!!!!](https://www.claytonhanley.com/blog/2026/m/big-news)
- [How to Extend the Life of Your HVAC System](https://www.claytonhanley.com/blog/2026/m/how-to-extend-the-life-of-your-hvac-system): Learn how to extend the life of your HVAC system with simple maintenance tips that improve efficiency and reduce costly repairs for homeowners.
- [Make good choices....](https://www.claytonhanley.com/blog/2026/m/make-good-choices): As it could affect those around you.
- [What to Do if You Hit a Deer While Driving](https://www.claytonhanley.com/blog/2026/m/what-to-do-if-you-hit-a-deer-while-driving): Deer collisions can be stressful. Learn what to do if you hit a deer, from safety steps to filing an insurance claim and preventing future incidents.
- [Don't be a grocery dropper](https://www.claytonhanley.com/blog/2026/m/dont-be-a-grocery-dropper)
- [How to Childproof Your Home: Safety Tips for New Parents](https://www.claytonhanley.com/blog/2026/m/how-to-childproof-your-home-safety-tips-for-new-parents): Childproofing your home is a must for new parents. Learn how to make your house safer with simple, effective tips for furniture, outlets, hazards, and more.
- [New Year, New Car](https://www.claytonhanley.com/blog/2026/m/new-year-new-car): The New Year is a peak time for new car purchases in Oakville. If you're wondering how to add a new car to insurance, this guide covers everything we need to update your auto policy. Contact our local agents today for expert advice on replacing a vehicle on your insurance and exploring new coverage options. Located in south county near Oakville, Mehville, Des Peres, Valley Park, Manchester, Ballwin, Grover, Chesterfield, Arnold, Imperial, Kirkwood, Webster Groves, Columbia IL, Millstadt, Waterloo. Yes we write in both Missouri and Illinois
- [Buying a New Car in Missouri or Illinois? Get the Best Auto Insurance Rates! 🚗](https://www.claytonhanley.com/blog/2026/m/buying-a-new-car-in-missouri-or-illinois-get-the-best-auto-insurance-rates): At Clayton Hanley we are ready to help you with changing your policy to reflect your new car on your auto insurance policy.
- [What to Keep in Your Car for Emergencies](https://www.claytonhanley.com/blog/2026/m/what-to-keep-in-your-car-for-emergencies): Prepare for the unexpected. Here’s what to keep in your car emergency kit so you’re ready for breakdowns, bad weather, or road mishaps.
- [5 Things to Do After Buying a New Car](https://www.claytonhanley.com/blog/2025/m/5-things-to-do-after-buying-a-new-car): Bought a new car? Here are 5 important steps to take next, from insurance updates to title transfers. Contact us today for an auto insurance review.
- [What Every Homeowner Should Know About Their Utility Shutoffs](https://www.claytonhanley.com/blog/2025/m/what-every-homeowner-should-know-about-their-utility-shutoffs): Know where your water, gas, and electric shutoffs are? It could save you thousands. Learn why it matters and how it connects to your home insurance coverage.
- [What is Cyber Protection](https://www.claytonhanley.com/blog/2025/m/what-is-cyber-protection): Cybersecurity Awareness Month is here!!! Hello October, hello online shopping!
- [How to Insure a Travel Trailer or Camper for the Off-Season](https://www.claytonhanley.com/blog/2025/m/how-to-insure-a-travel-trailer-or-camper-for-the-off-season): Even parked RVs face risks. Learn how to adjust your travel trailer insurance during the off-season without losing protection. Contact us for a policy review.
- [What Worries Parents About Their Teens Driving](https://www.claytonhanley.com/blog/2025/m/what-worries-parents-about-their-teens-driving): Trust, anxiety, parents, teens, driving, tracking, curfew. All feelings parents have when their teens start driving.
- [Dr. Rick offering more advice](https://www.claytonhanley.com/blog/2025/m/dr-rick-offering-more-advice): Progressive for home, auto, motorcycle, trailers, boats.
- [Six Overlooked Items You Should Add to Your Home Inventory](https://www.claytonhanley.com/blog/2025/m/six-overlooked-items-you-should-add-to-your-home-inventory): Don’t overlook these six common items in your home inventory. From tools to fine china, make sure your belongings are properly documented and insured.
- [Backyard Safety Tips for Fire, Water, and Everything in Between](https://www.claytonhanley.com/blog/2025/m/backyard-safety-tips-for-fire-water-and-everything-in-between): Stay safe this summer with backyard tips for fire pits, pools, grills, and trampolines. Contact us today for a full insurance review.
- [Insurance Tips for First-Time Homebuyers](https://www.claytonhanley.com/blog/2025/m/insurance-tips-for-first-time-homebuyers): New to homeownership? Learn key insurance tips for first-time buyers, from coverage basics to policy updates. Contact us today for a personalized review.
- [Happy 4th!!!](https://www.claytonhanley.com/blog/2025/m/happy-4th): Clayton Hanley Insurance will be closing early on July 3rd and enjoying our family and friends on Independence Day July 4th.
- [Tim, thanks for lunch!](https://www.claytonhanley.com/blog/2025/m/tim-thanks-for-lunch): Hard working staff is in the office quoting new customers and talking to the current ones. Enjoy your trip Tim, we got this!
- [What to Check Before Letting Your Teen Drive the Family Car](https://www.claytonhanley.com/blog/2025/m/what-to-check-before-letting-your-teen-drive-the-family-car): Before your teen gets behind the wheel, make sure your auto insurance is ready. Learn what to check to keep your family protected and avoid coverage gaps.
- [Home Replacement Cost](https://www.claytonhanley.com/blog/2025/m/home-replacement-cost-2025): What is home replacement cost? As an insurer our goal is to replace your home as it is built today. We would have to repair, replace and rebuild your home. Many time replacement cost is much higher than market value due to labor and material costs.
- [Claims Claims Claims](https://www.claytonhanley.com/blog/2025/m/claims-claims-claims): St. Louis has been hit hard this year with storms. Learn how your insurance companies are changing their policies and placing more of the risk on the homeowner. June 2025 Newsletter
- [Avoiding Water Issues in Your Home](https://www.claytonhanley.com/blog/2025/m/avoiding-water-issues-in-your-home): Bookmark these tips from Clayton Hanley Insurance for reducing the risk of water damage to your home.
- [Getting Your RV Ready for Spring Travel](https://www.claytonhanley.com/blog/2025/m/getting-your-rv-ready-for-spring-travel): Get your RV ready for spring travel with this seasonal prep guide. Learn maintenance tips and why reviewing your RV insurance is key before hitting the road.
- [The Smart Way to Secure Your Home](https://www.claytonhanley.com/blog/2025/m/the-smart-way-to-secure-your-home): Smart technology has brought us many benefits, including devices to help with home security. Check out some of the ways you can use this tech to secure your home.
- [Got storm damage? What do next](https://www.claytonhanley.com/blog/2025/m/got-storm-damage-what-do-next): Well last night was messy!!! Wind and hail sure did a number on our area.
- [Is Your Home Ready for Severe Weather? How to Protect Your Property](https://www.claytonhanley.com/blog/2025/m/is-your-home-ready-for-severe-weather-how-to-protect-your-property): Severe weather can strike anytime. Discover key steps to protect your home from damage and ensure your insurance coverage is up to date.
- [Upgrading Your Windows - How to Choose What's Best for Your House](https://www.claytonhanley.com/blog/2025/m/upgrading-your-windows-how-to-choose-whats-best-for-your-house): Replacing your windows? Know what to look for to get the most out of your new view with these tips from Clayton Hanley Insurance.
- [Understanding the difference between liability and full coverage car insurance could save you same money.](https://www.claytonhanley.com/blog/2025/m/understanding-the-difference-between-liability-and-full-coverage-car-insurance-could-save-you-same-money): Understanding the difference between liability and full coverage car insurance could save you same money.
- [Clayton Hanley + Progressive = 30 Year Partnership](https://www.claytonhanley.com/blog/2025/m/clayton-hanley-progressive-30-year-partnership): We are excited to announce 30 year partnership with Progressive.
- [Which Home Security Option Is Right for You?](https://www.claytonhanley.com/blog/2025/m/which-home-security-option-is-right-for-you): Whether you live in an apartment building or a single-family home, there are security options available to help protect you, your family, and your property.
- [Looking for More from Your Insurance Agent?](https://www.claytonhanley.com/blog/2025/m/looking-for-more-from-your-insurance-agent): Local, trusted and friendly. Let the reviews speak for themselves.
- [Looking for a local agent located in your area?](https://www.claytonhanley.com/blog/2025/m/looking-for-a-local-agent-located-in-your-area): Check out our 5-star reviews!
- [Local Insurance Agent](https://www.claytonhanley.com/blog/2025/m/local-insurance-agent): Call us for to talk to a local agent that can help you with your insurance needs. Check out our testimonials.
- [Emerging Trends in Identity Theft and How to Stay Ahead](https://www.claytonhanley.com/blog/2025/m/emerging-trends-in-identity-theft-and-how-to-stay-ahead): Stay ahead of evolving identity theft trends like phishing, deepfakes, and social media risks. Learn practical tips and how identity theft insurance can help.
- [Protect the expensive stuff](https://www.claytonhanley.com/blog/2025/m/protect-the-expensive-stuff): Will your home insurance fully cover the cost of expensive item that you love? Maybe, maybe not.
- [Quick Tips to Protect Your Vehicle from Thieves](https://www.claytonhanley.com/blog/2024/m/quick-tips-to-protect-your-vehicle-from-thieves): Practical tips to prevent car theft, from securing your keys to using deterrents. Protect your vehicle and stay ahead of thieves with the right insurance.
- [How Major Life Events Impact Your Insurance Needs](https://www.claytonhanley.com/blog/2024/m/how-major-life-events-impact-your-insurance-needs): Learn how major life events like marriage, buying a home, or having children can impact your insurance needs and why updating your coverage is essential.
- [Chose Local](https://www.claytonhanley.com/blog/2024/m/chose-local): Why should a homeowner choose a local agent for their insurance needs?
- [Celebrating Boss's Day](https://www.claytonhanley.com/blog/2024/m/celebrating-bosss-day): National Boss' Day celebration
- [Choosing the Right Umbrella Insurance Policy: A Guide to Extra Liability Coverage](https://www.claytonhanley.com/blog/2024/m/choosing-the-right-umbrella-insurance-policy-a-guide-to-extra-liability-coverage): Find out how an umbrella insurance policy can offer vital protection and extend your coverage limits beyond standard insurance.
- [Safeco Auto Claim](https://www.claytonhanley.com/blog/2024/m/safeco-auto-claim): Learn how a Safeco auto claim works from start to finish.
- [Safeco Home Claim](https://www.claytonhanley.com/blog/2024/m/safeco-home-claim): Learn how a Safeco property claim works from start to finish.
- [Hello Fall!!!!](https://www.claytonhanley.com/blog/2024/m/hello-fall): Hello Fall! We aren't just insurance agents, so here is a little glimpse into us!
- [Thought you might find these Chubb insights valuable right now.](https://www.claytonhanley.com/blog/2024/m/thought-you-might-find-these-chubb-insights-valuable-right-now): When trying to figure out the amount of insurance needed for their home, people often think they can use their home’s market value. But it's different for insurance.
- [Essential Safety Gear for Motorcyclists: A Guide to Protection on the Road](https://www.claytonhanley.com/blog/2024/m/essential-safety-gear-for-motorcyclists-a-guide-to-protection-on-the-road): It's crucial for motorcyclists to invest in proper safety gear – from helmets to high-top boots, each piece of equipment plays a vital role.
- [Insurance Considerations for Newlyweds: Merging Policies and Coverage](https://www.claytonhanley.com/blog/2024/m/insurance-considerations-for-newlyweds-merging-policies-and-coverage): Merging your lives also means merging your insurance policies, which can sometimes lead to gaps in coverage. Contact us today​ to review your coverage.
- [Avoiding Common Home Insurance Claims During Renovations](https://www.claytonhanley.com/blog/2024/m/avoiding-common-home-insurance-claims-during-renovations): By adhering to a few key tips, homeowners can ensure their renovation process is not only smooth but also secure.
- [Essential Fire Safety Tips for Your Home](https://www.claytonhanley.com/blog/2024/m/essential-fire-safety-tips-for-your-home): Ensure home fire safety: test smoke detectors, maintain fire extinguishers, use space heaters cautiously, and utilize smart tech for early fire detection.
- [Help Keep Teen Drivers Safe with Telematics](https://www.claytonhanley.com/blog/2024/m/help-keep-teen-drivers-safe-with-telematics): Enhance teen driver safety with telematics: GPS, real-time monitoring & data analysis empower parents to monitor and improve driving habits effectively.
- [The Essential Guide to Creating a Home Inventory: Why and How](https://www.claytonhanley.com/blog/2024/m/the-essential-guide-to-creating-a-home-inventory-why-and-how): By following these tips, you can create a comprehensive inventory that not only brings peace of mind but also ensures you are well-prepared for any eventuality.
- [Tips for Towing a Boat Trailer to Reduce Accidents and Insurance Claims](https://www.claytonhanley.com/blog/2024/m/tips-for-towing-a-boat-trailer-to-reduce-accidents-and-insurance-claims): Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of unwanted insurance claims.
- [Insurance Hard Market](https://www.claytonhanley.com/blog/2024/m/inaurance-hard-market): Insurance Hard Market is a influenced by natural disasters, economic downturn, increase claim frequency and severity, and regulatory actions.
- [Playing Catch Up](https://www.claytonhanley.com/blog/2024/m/playing-catch-up): Playing catch up with the Clayton Hanley team. We aren't just insurance agents, we like to have fun too.
- [How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims](https://www.claytonhanley.com/blog/2024/m/how-to-choose-the-right-contractor-for-home-improvement-projects-and-avoid-liability-claims): Starting a new home improvement project? Here are some helpful tips for choosing the right contractor for your project.
- [Safeco RightTrack](https://www.claytonhanley.com/blog/2024/m/safeco-righttrack)
- [Top Home Improvement Projects That Can Increase Your Home Value](https://www.claytonhanley.com/blog/2024/m/top-home-improvement-projects-that-can-increase-your-home-value): These home renovations can have the biggest return on investment when you sell your home.
- [Preparing Your Teen Driver for Different Road Conditions and Situations](https://www.claytonhanley.com/blog/2023/m/preparing-your-teen-driver-for-different-road-conditions-and-situations): Here are some tips for young drivers to help improve safety by adapting their driving to current weather and road conditions.
- [Happy Veterans Day](https://www.claytonhanley.com/blog/2023/m/happy-veterans-day): If you are looking for a veteran owned insurance company near you, look no further.
- [How to Winterize and Properly Store Your Boat](https://www.claytonhanley.com/blog/2023/m/how-to-winterize-and-properly-store-your-boat): Here are a few simple tips for properly winterizing your watercraft and storing it for the winter.
- [Personal Umbrella Insurance](https://www.claytonhanley.com/blog/2023/m/personal-umbrella-insurance): To feel secure about protecting your assets and your future, you need the extra level of protection provided by a personal umbrella liability insurance policy.
- [Umbrella Insurance](https://www.claytonhanley.com/blog/2023/m/umbrella-insurance): What is umbrella insurance? Umbrella insurance provides extra liability coverage that can help protect assets, such as your home, car, ATV and boat.
- [Customer Review](https://www.claytonhanley.com/blog/2023/m/customer-review): Another happy customer - check out our reviews
- [Do I Need Umbrella Insurance](https://www.claytonhanley.com/blog/2023/m/do-i-need-umbrella-insurance): If you’re thinking about adding umbrella coverage, consider this: you hope you’ll never have to use it, but if you do, you’ll be grateful it’s there.
- [Save Money With These Smart Home Devices That Make Your Home Safer](https://www.claytonhanley.com/blog/2023/m/save-money-with-these-smart-home-devices-that-make-your-home-safer): Better safety can mean fewer insurance claims. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety.
- [Renting vs. Owning a Home: Protect Your Property No Matter Which You Prefer](https://www.claytonhanley.com/blog/2023/m/renting-vs-owning-a-home-protect-your-property-no-matter-which-you-prefer): If you’re on the fence about renting or owning a home, here’s a helpful look at each. Remember to get the right insurance when you make your choice.
- [5 Star Review](https://www.claytonhanley.com/blog/2023/m/5-star-review): Check out our reviews on Google, Facebook, and Yelp!
- [Home Replacement Cost](https://www.claytonhanley.com/blog/2023/m/home-replacement-cost)
- [Safeco option home coverages](https://www.claytonhanley.com/blog/2023/m/safeco-option-home-coverages): Breakdown coverage for mechanical, electrical or breakdown is available with Safeco.
- [Matching of Undamaged Siding, Roof Surfacing and Windows](https://www.claytonhanley.com/blog/2023/m/matching-of-undamaged-siding-roof-surfacing-and-windows)
- [Service Line](https://www.claytonhanley.com/blog/2023/m/service-line): Protect your home from failures in your service line.
- [Water Seepage or Leakage](https://www.claytonhanley.com/blog/2023/m/water-seepage-or-leakage): Water damage can wreak havoc in your home. Do you have the coverage you need?
- [Back to school = insurance discounts](https://www.claytonhanley.com/blog/2023/m/back-to-school-insurance-discounts): It's August, which means back to school time. We are here to help offering renters insurance policies and distant student discounts on auto insurance.
- [Defensive Driving Techniques to Avoid Accidents and Insurance Claims](https://www.claytonhanley.com/blog/2023/m/defensive-driving-techniques-to-avoid-accidents-and-insurance-claims): Learn how defensive driving techniques can help keep you safe while keeping your auto insurance rates low.
- [Hyundai Anti-Theft Software Upgrade](https://www.claytonhanley.com/blog/2023/m/hyundai-anti-theft-software-upgrade): Hyundai - All of the nearly 4 million vehicles involved are now eligible to receive the software upgrade.
- [Refer a friend](https://www.claytonhanley.com/blog/2023/m/refer-a-friend): Referrals are the biggest compliment to our agency. Service, service, service!
- [Broad social and economic trends are driving up the cost of home and auto insurance in 2023.](https://www.claytonhanley.com/blog/2023/m/broad-social-and-economic-trends-are-driving-up-the-cost-of-home-and-auto-insurance-in-2023): Broad social and economic trends are driving up the cost of home and auto insurance in 2023.
- [What to Look for When Buying a House to Avoid Unnecessary Insurance Claims](https://www.claytonhanley.com/blog/2023/m/what-to-look-for-when-buying-a-house-to-avoid-unnecessary-insurance-claims): Don’t forget to check these things while house hunting, which could lead to avoidable insurance claims should you become the new owner.
- [National Selfie Day](https://www.claytonhanley.com/blog/2023/m/national-selfie-day): Insurance agents and friends.
- [Benefits of Safe Driving Apps](https://www.claytonhanley.com/blog/2023/m/benefits-of-safe-driving-apps): If you demonstrate that you are a safe driver, you may be rewarded with a discount on your auto insurance rates.
- [Good Student Discount on auto insurance](https://www.claytonhanley.com/blog/2023/m/good-student-discount-on-auto-insurance): Are you getting auto insurance discounts for your son/daughters good grades?
- [Does Home Insurance Cover Pools?](https://www.claytonhanley.com/blog/2023/m/does-home-insurance-cover-pools): Homeowners insurance covers more than just your house. Do you have fences, pool, gazebo, etc? Are you covered for your out-buildings?
- [Come Home Happy, Dishwasher](https://www.claytonhanley.com/blog/2023/m/come-home-happy-dishwasher): 70% of home owners report leaving home with the dishwasher on.
- [4 Water-Saving Tips for Your Garden](https://www.claytonhanley.com/blog/2023/m/4-water-saving-tips-for-your-garden): Save time, water, and money with these 4 water-saving tips for your garden.
- [Download the Safeco app today!](https://www.claytonhanley.com/blog/2023/m/download-the-safeco-app-today): Download the Safeco app today!
- [Spring has Sprung](https://www.claytonhanley.com/blog/2023/m/spring-has-sprung): We're an independent insurance agency and we're local. We live in your community. We understand St. Louis personal insurance like auto, home, motorcycle & boats
- [The Importance of Uninsured and Underinsured Motorist Coverage](https://www.claytonhanley.com/blog/2023/m/the-importance-of-uninsured-and-underinsured-motorist-coverage): Uninsured and underinsured motorist insurance can help protect you when the other party has no auto insurance or doesn’t have enough to cover damages.
- [Distracted Driving - Helping to Halt the Problem](https://www.claytonhanley.com/blog/2023/m/distracted-driving-helping-to-halt-the-problem): Texting while driving is 6x more likely to cause an accident than drunk driving.
- [INSURANCE DISCOUNT IDEAS](https://www.claytonhanley.com/blog/2023/m/insurance-discount-ideas): Did your auto and home insurance premium increase? Check out these ideas to save. Call, email , or text our office if interested in saving money.
- [Why home and auto insurance rates are rising in 2022](https://www.claytonhanley.com/blog/2023/m/why-home-and-auto-insurance-rates-are-rising-in-2022): Home and auto insurance rates are on the rise.
- [2022 Most Frequent Claims](https://www.claytonhanley.com/blog/2023/m/2022-most-frequent-claims): Home insurance water damage claims are on the rise. But can they be prevented?
- [Keep Your Home Safe While on Vacation](https://www.claytonhanley.com/blog/2023/m/keep-your-home-safe-while-on-vacation): Whenever you’re getting away for a vacation, it’s important to ensure your home is safe. These tips can help prevent break-ins, fires, and water damage.
- [Detached Structures](https://www.claytonhanley.com/blog/2023/m/detached-structures): Your home might be properly covered, but what about other structures on your property?
- [Who Needs Life Insurance and How Much Do You Need?](https://www.claytonhanley.com/blog/2023/m/who-needs-life-insurance-and-how-much-do-you-need): Learn the basics about life insurance, so you can decide if it’s the right protection for you and your loved ones.
- [Factors driving Insurance Rates](https://www.claytonhanley.com/blog/2023/m/factors-driving-insurance-rates): 2023 is bringing many changes in auto and home insurance pricing. Many factors are considered when increasing your auto renewal rates. Here are just a few...
- [Buying a Kia or Hyundai?](https://www.claytonhanley.com/blog/2023/m/buying-a-kia-or-hyundai): A new article from St Louis Post-Dispatch explains how the insurance companies may decline to open new policies on select Kias and Hyundais.
- [Family Emergency Preparedness Checklist](https://www.claytonhanley.com/blog/2023/m/family-emergency-preparedness-checklist): Create a safety plan and help prepare your family for an emergency with this helpful checklist.
- [Change is apart of life - have you updated your insurance needs lately?](https://www.claytonhanley.com/blog/2022/m/change-is-apart-of-life-have-you-updated-your-insurance-needs-lately): Change is apart of life - have you updated your insurance needs lately?
- [What to Check Before Buying a Used Car](https://www.claytonhanley.com/blog/2022/m/what-to-check-before-buying-a-used-car): Whether you're buying a car online or in person, it is important to assess the condition – both mechanical and cosmetic. Here are some common items to check.
- [Do not ignore cracked power cords!](https://www.claytonhanley.com/blog/2022/m/do-not-ignore-cracked-power-cords): Homeowners should be aware of small fire hazards in their homes.
- [Should I Notify My Insurance Company About a New Puppy?](https://www.claytonhanley.com/blog/2022/m/should-i-notify-my-insurance-company-about-a-new-puppy): Are you bringing a new dog into your home? Double check your insurance coverage to make sure you have the proper protection.
- [5 safe driving tips for deer season](https://www.claytonhanley.com/blog/2022/m/5-safe-driving-tips-for-deer-season): Here comes deer season! Your chances of hitting a deer are much higher during the fall months of October thru November.
- [How to Choose the Right Smart Security Camera](https://www.claytonhanley.com/blog/2022/m/how-to-choose-the-right-smart-security-camera): A security camera can help protect your property, but with all the options, it can be tough to figure out which smart security camera is right for you.
- [Water claims are the worst!](https://www.claytonhanley.com/blog/2022/m/water-claims-are-the-worst): Water sensors & leak detectors are ideal for homeowners. Offers whole home protection at all hours of the day, whether you're home, at work or on vacation.
- [Flood Insurance](https://www.claytonhanley.com/blog/2022/m/flood-insurance)
- [What's causing higher home insurance premiums?](https://www.claytonhanley.com/blog/2022/m/whats-causing-higher-home-insurance-premiums): What is causing higher home insurance premiums?
- [Helpful & Responsive](https://www.claytonhanley.com/blog/2022/m/helpful-responsive): Check out our reviews from customers. Contact Clayton Hanley if you are looking for an agent that wants to help you, and your family, with their insurance.
- [Safe driving = Lower auto insurance rates](https://www.claytonhanley.com/blog/2022/m/safe-driving-lower-auto-insurance-rates): You should be rewarded for safe driving habits. Many insurance companies offer telematics for additional savings opportunity on your auto insurance.
- [Another customer happy with the professional service from Clayton Hanley Insurance. Thank you Ami P](https://www.claytonhanley.com/blog/2022/m/another-customer-happy-with-the-professional-service-from-clayton-hanley-insurance-thank-you-ami-p): The Clayton Hanley team are all prior customers, co-volunteers, and some are even childhood friends. We are a close group that works well together and likes to welcome new customers into our Clayton Hanley family.
- [Things to Know When Shopping for Home and Auto Insurance](https://www.claytonhanley.com/blog/2022/m/things-to-know-when-shopping-for-home-and-auto-insurance): If you’re shopping for home or auto insurance, you may find the process confusing. Here are five things you should know when considering options.
- [Who agrees? Carmel apples are as healthy as eating a salad?](https://www.claytonhanley.com/blog/2022/m/who-agrees-carmel-apples-are-as-healthy-as-eating-a-salad)
- [National Non-Profit Day](https://www.claytonhanley.com/blog/2022/m/national-non-profit-day)
- [Another happy customer saving money with telematics!](https://www.claytonhanley.com/blog/2022/m/another-happy-customer-saving-money-with-telematics): Looking for discounts on auto insurance? Teenage drivers, driving activity, or just looking for a way to save money? Try telematics.
- [Grill Safely With These Outdoor Cooking Tips](https://www.claytonhanley.com/blog/2022/m/grill-safely-with-these-outdoor-cooking-tips): Grilling food is a fun pastime. Stay safe this grilling season with these outdoor cooking tips.
- [5 STARS!!](https://www.claytonhanley.com/blog/2022/m/5-stars): Looking for an insurance agency that answers the phone? An agent that knows you by name -not by policy number. You found it - We are Clayton Hanley Insurance.
- [Service Service Service](https://www.claytonhanley.com/blog/2022/m/service-service-service): Independent agents licensed in ten states. Check out our reviews for more insight.
- [Simple Household Pest Control Methods](https://www.claytonhanley.com/blog/2022/m/simple-household-pest-control-methods): If pest activity is common in your area, it is important to take steps to prevent them from infesting your home. We've got some tips that can help you.
- [Landscape Maintenance Tips for Your Yard](https://www.claytonhanley.com/blog/2022/m/landscape-maintenance-tips-for-your-yard): It's easy to overlook yard maintenance. Keep your lawn and garden looking fresh with these practical landscaping tips.
- [Fallen Tree Damage](https://www.claytonhanley.com/blog/2022/m/fallen-tree-damage): Will insurance cover a fallen tree in my yard? What about my neighbors yard?​ Here is some insight to help you decide to file a claim.
- [Flashlight Tag!!](https://www.claytonhanley.com/blog/2022/m/flashlight-tag): Backyard Activity Ideas for Families
- [Make sure you are using the right insurance expert](https://www.claytonhanley.com/blog/2022/m/make-sure-you-are-using-the-right-insurance-expert): Local, trustworthy, friendly, and knowledgeable insurance agents.
- [May is Motorcycle Safety Month](https://www.claytonhanley.com/blog/2022/m/may-is-motorcycle-safety-month): Safe driving and riding practices from all road users will help reduce the number of fatalities and injuries on our nation’s highways.
- [May is Motorcycle Awareness Month](https://www.claytonhanley.com/blog/2022/m/may-is-motorcycle-awareness-month): Be aware of motorcycles
- [Bundling Home and Auto Can Help You Save](https://www.claytonhanley.com/blog/2022/m/bundling-home-and-auto-can-help-you-save): Bundling your home and auto insurance policies can help you save money. Let us help you find the right policy at the best price.
- [How To Find the Best Home Insurance Rates](https://www.claytonhanley.com/blog/2022/m/how-to-find-the-best-home-insurance-rates): Here are four things to consider when purchasing a homeowner insurance policy.
- [Avoid Home Insurance Claims with These Maintenance Tips](https://www.claytonhanley.com/blog/2022/m/avoid-home-insurance-claims-with-these-maintenance-tips): Here are some expert tips to minimize the likelihood of home insurance claims.
- [Is an Umbrella Policy Right for Me?](https://www.claytonhanley.com/blog/2022/m/is-an-umbrella-policy-right-for-me): Curious about umbrella insurance? Find how it can help protect your family and property.
- [How Does Umbrella Insurance Work?](https://www.claytonhanley.com/blog/2022/m/how-does-umbrella-insurance-work): Umbrella insurance is a low-cost way to add high liability coverage to your existing policies. Here’s what you need to know.
- [Road Trip Safety Tips](https://www.claytonhanley.com/blog/2022/m/road-trip-safety-tips): Follow these five tips to make your road trip one you will remember for all the right reasons.
- [Have a motorcycle?](https://www.claytonhanley.com/blog/2022/m/have-a-motorcycle): Do you have all the coverage you need on your motorcycle?
- [Commonly Overlooked Spring Cleaning Tasks](https://www.claytonhanley.com/blog/2022/m/commonly-overlooked-spring-cleaning-tasks): Here are some common spring cleaning tasks homeowners forget so you can add them to your to-do list to ensure you don't miss anything important.
- [Driving app for auto insurance discounts](https://www.claytonhanley.com/blog/2022/m/driving-app-for-auto-insurance-discounts): Is telematics right for you and your family? Would user-based insurance help lower your auto insurance premiums?
- [Service Line Coverage](https://www.claytonhanley.com/blog/2022/m/service-line-coverage): Service line coverage for physical loss or damage to covered service lines on the residence premises that is the direct result of a service line failure.
- [Upgrading Your Windows - How to Choose What's Best for Your House](https://www.claytonhanley.com/blog/2022/m/upgrading-your-windows-how-to-choose-what-s-best-for-your-house): Windows can make a big difference in the value of your home, so when it comes time to choose what to install, be sure you know about all your options.
- [Why an Independent Agent?](https://www.claytonhanley.com/blog/2022/m/why-an-independent-agent): Why? Because independent insurance agencies can compare companies, coverage and prices to find the best possible coverage for individual circumstances.
- [RideSharing Coverage](https://www.claytonhanley.com/blog/2022/m/ridesharing-coverage): Do you use your personal car to drive for a ridesharing comany? Are you properly insured?
- [Tips for Saving Money on Heating and Cooling Your Home](https://www.claytonhanley.com/blog/2022/m/tips-for-saving-money-on-heating-and-cooling-your-home): Heating and air conditioning use a lot of energy and can be expensive. Here are some ways save money on your utility bills.
- [Snow Day? Nope!](https://www.claytonhanley.com/blog/2022/m/snow-day-nope): A little snow doesn't stop us! Clayton Hanley is ready to take your calls for quotes, questions or claims. Stay home and stay safe out there.
- [How to Evaluate and Choose Energy-Efficient Appliances](https://www.claytonhanley.com/blog/2022/m/how-to-evaluate-and-choose-energy-efficient-appliances): When shopping for appliances, it's easy to get overwhelmed. Follow these steps to find the right energy-efficient appliances for your needs and in your budget.
- [From the time capsule](https://www.claytonhanley.com/blog/2021/m/from-the-time-capsule): From the time insurance time capsule
- [24/7 Access to Safeco](https://www.claytonhanley.com/blog/2021/m/24-7-access-to-safeco): Need your Safeco ID Cards? Info on an upcoming insurance bill? Download the app here.
- [How to Choose Smoke and Carbon Monoxide Detectors](https://www.claytonhanley.com/blog/2021/m/how-to-choose-smoke-and-carbon-monoxide-detectors): Smoke and carbon monoxide detectors are essential for any home. Check out our tips on how to choose the right ones for your home.
- [The Christmas tree is up!](https://www.claytonhanley.com/blog/2021/m/the-christmas-tree-is-up): We are ready to celebrate the holiday season!
- [In the doghouse?](https://www.claytonhanley.com/blog/2021/m/in-the-doghouse)
- [Good Drivers earn big savings](https://www.claytonhanley.com/blog/2021/m/good-drivers-earn-big-savings): Safe driving habits can help you save on car insurance.
- [Merb's Bionic Apples!](https://www.claytonhanley.com/blog/2021/m/merbs-bionic-apples): Enjoying the season! Carmel apples from Merb's are the best!!
- [How to Make a Fire Safety Plan](https://www.claytonhanley.com/blog/2021/m/how-to-make-a-fire-safety-plan): No one likes to think about the possibility of a fire in their home, but having a fire safety plan can make all the difference if it does happen.
- [Walk to End Alzheimer's](https://www.claytonhanley.com/blog/2021/m/walk-to-end-alzheimers): Alzheimer's is currently affecting my family tremendously, as both my grandpas are "living" with this terrible disease.
- [Happy 100th Birthday Doris!](https://www.claytonhanley.com/blog/2021/m/happy-100th-birthday-doris): Doris has been a customer since 1950!!!
- [How to Decide If Solar Panels Are Right for Your Home](https://www.claytonhanley.com/blog/2021/m/how-to-decide-if-solar-panels-are-right-for-your-home): Solar panels can provide clean energy for your home, save money on energy costs, and help the environment. Check out our tips on how to go solar.
- [Taking one for the team!](https://www.claytonhanley.com/blog/2021/m/taking-one-for-the-team): Insurance agents in your community.
- [Tim The Fisherman](https://www.claytonhanley.com/blog/2021/m/tim-the-fisherman): Leisure time is important to reset the brain.
- [Happy Anniversary!!!](https://www.claytonhanley.com/blog/2021/m/happy-anniversary): Celebrating an anniversary. Plus love seeing each other again in person and in the office,
- [How Independent Agents Are Different from Captive Agents](https://www.claytonhanley.com/blog/2021/m/how-independent-agents-are-different-from-captive-agents): Independent agents and captive agents can both help you get insurance, but independent agents can shop a wider variety of companies and policies for you.
- [WOW!!!](https://www.claytonhanley.com/blog/2021/m/wow): Clayton Hanley is dedicated to their customers and helping with their insurance needs. At Clayton Hanley you are a name, not a number.
- [STUDENT OFF TO COLLEGE?](https://www.claytonhanley.com/blog/2021/m/student-off-to-college): Let us quote your insurance and see if we can help. Try us, you'll like us!
- [This is us!!!](https://www.claytonhanley.com/blog/2021/m/this-is-us): Clayton Hanley Insurance Service is independently owned. We are trusted insurance professionals, licensed and living in both Missouri & Illinois.
- [Benefits of Using a Dash Cam](https://www.claytonhanley.com/blog/2021/m/benefits-of-using-a-dash-cam)
- [Home Insurance](https://www.claytonhanley.com/blog/2021/m/home-insurance): Buying a home? Building a new home? Call us for a home insurance quote!
- [Happy Birthday Boss Man!](https://www.claytonhanley.com/blog/2021/m/happy-birthday-boss-man): July is birthday month at Clayton Hanley Insurance. Owner Tim Mossinghoff really knows how to celebrate.
- [Do you need Rental Car Insurance?](https://www.claytonhanley.com/blog/2021/m/do-you-need-rental-car-insurance): \#1 question that customers contact our agency to ask our agents. If I have car insurance do I need to buy the additional insurance the rental company offers?
- [Motorcycle Insurance](https://www.claytonhanley.com/blog/2021/m/motorcycle-insurance): A Safeco® Motorcycle policy comes with robust built-in coverages plus options to ensure the best combination of protection and value.
- [What's new with us?](https://www.claytonhanley.com/blog/2021/m/whats-new-with-us): 74 Five Star Reviews! Call us today if you would like a quote for your auto or home insurance. 314-487-2921
- [Swimming Safety: 10 Tips for Summer](https://www.claytonhanley.com/blog/2021/m/swimming-safety-10-tips-for-summer)
- [What cha riding these days?](https://www.claytonhanley.com/blog/2021/m/what-cha-riding-these-days): Looking for awesome motorcycle insurance including coverage for your extras and riding equipment? Call Clayton Hanley and let us do the shopping for you.
- [Why You May Need Personal Offense Coverage](https://www.claytonhanley.com/blog/2021/m/why-you-may-need-personal-offense-coverage)
- [Missouri traffic fatalities increased by 12% in 2020](https://www.claytonhanley.com/blog/2021/m/missouri-traffic-fatalities-increased-by-12-in-2020): Distracted driving isn’t just “one of those things” that happens, like a tire blowout or mechanical failure that isn’t anyone’s fault. It’s 100% preventable.
- [Clayton Hanley is how old?](https://www.claytonhanley.com/blog/2021/m/clayton-hanley-is-how-old): What do customers think of Clayton Hanley?
- [Insurance Haircut](https://www.claytonhanley.com/blog/2021/m/insurance-haircut): Looking good!!! Fresh haircut and 5 star reviews! Check us out!
- [Inexpensive Fixes for a Safer Home](https://www.claytonhanley.com/blog/2021/m/inexpensive-fixes-for-a-safer-home)
- [WOW Busch stadium is empty!!!](https://www.claytonhanley.com/blog/2021/m/wow-busch-stadium-is-empty): Cardinal baseball is back!! Couple of our agents enjoying a cold one at the Cardinals game.
- [Go Cards!!!!!!](https://www.claytonhanley.com/blog/2021/m/go-cards): Clayton Hanley back together again!
- [Why a basic Homeowners policy isn’t always enough](https://www.claytonhanley.com/blog/2021/m/why-a-basic-homeowners-policy-isn-t-always-enough)
- [TEXT US](https://www.claytonhanley.com/blog/2021/m/text-us): Did you know you can now text Clayton Hanley Insurance? That’s right, the number you use to call us is now enabled for text messages.
- [We're Back!!!!!](https://www.claytonhanley.com/blog/2021/m/were-back): The 3 amigos return to the office after working from home for over a year. Great to see everyone in person again.
- [Usage-Based Insurance](https://www.claytonhanley.com/blog/2021/m/usage-based-insurance): Usage-based insurance is something you should explore with your insurance agent if you are a very safe driver or if you don’t drive very much.
- [Watch out Clayton Hanley!](https://www.claytonhanley.com/blog/2021/m/watch-out-clayton-hanley): Almost exactly one year working from home due to COVID. The time has come to return back to the office. Happy to see people, sad I have to commute.
- [10 Tips to Help Prevent Identity Theft](https://www.claytonhanley.com/blog/2021/m/10-tips-to-help-prevent-identity-theft)
- [Titan is ready to get everyone back in the office!!](https://www.claytonhanley.com/blog/2021/m/titan-is-ready-to-get-everyone-back-in-the-office): Titan all masked up and ready to see his co-workers back in the Clayton Hanley Office.
- [NEWS RELEASE: Review your insurance coverage before severe weather arrives](https://www.claytonhanley.com/blog/2021/m/news-release-review-your-insurance-coverage-before-severe-weather-arrives): NEWS RELEASE: Review your insurance coverage before severe weather arrives
- [National Umbrella Day](https://www.claytonhanley.com/blog/2021/m/national-umbrella-day): Dog bites, according to the Insurance Information Institute, account for about a third of all homeowner’s insurance claims, which only cover limited damages.
- [Own a home? Here are two policy options you should know about](https://www.claytonhanley.com/blog/2021/m/own-a-home-here-are-two-policy-options-you-should-know-about)
- [How can I save money on car insurance?](https://www.claytonhanley.com/blog/2021/m/how-can-i-save-money-on-car-insurance): How can I save money on car insurance? The answer is easy: Progressive Snapshot
- [Safeco 24/7](https://www.claytonhanley.com/blog/2021/m/safeco-24-7): When an accident happens, we'll help you bounce back in no time. Safeco help is just a click away at Safeco.com/claims
- [Porch Safety: Should You Leave the Lights On?](https://www.claytonhanley.com/blog/2021/m/porch-safety-should-you-leave-the-lights-on)
- [Soak up the Holiday Cheer!!!](https://www.claytonhanley.com/blog/2020/m/soak-up-the-holiday-cheer): Soak up the holiday cheer! Happy Holidays from the Clayton Hanley Team! Tim, Tony, Peggy, Kristal & Nicki
- [Stay warm!!](https://www.claytonhanley.com/blog/2020/m/stay-warm): Wish you a cozy holiday season!
- ['There is always that one house in the neighborhood' #Christmas2020 #GingerbreadHouse #InsuranceLady](https://www.claytonhanley.com/blog/2020/m/there-is-always-that-one-house-in-the-neighborhood-christmas2020-gingerbreadhouse-insurancelady): Gingerbread house - with a little bonus home insurance humor
- [Don’t Delay — Start Thinking About Winterizing Your RV Today](https://www.claytonhanley.com/blog/2020/m/dont-delay-start-thinking-about-winterizing-your-rv-today)
- [Cheers to Tony](https://www.claytonhanley.com/blog/2020/m/cheers-to-tony): Clayton Hanley celebrating agents on their work anniversary. Cheers to Tony for 22 years.
- [Happy Anniversary Peggy!](https://www.claytonhanley.com/blog/2020/m/happy-anniversary-peggy): 17 years with Clayton Hanley, and still loves her job everyday.
- [Veteran Owned](https://www.claytonhanley.com/blog/2020/m/veteran-owned): Veteran Owned Small Business - little surprised Google knew, but happy to be acknowledged.
- [10 Things to do to Prepare Your Home for Fall](https://www.claytonhanley.com/blog/2020/m/10-things-to-do-to-prepare-your-home-for-fall)
- [Happy Halloween 🤡💀👽👻🧙‍♀️🧛‍♂️🧟](https://www.claytonhanley.com/blog/2020/m/happy-halloween): Clayton Hanley is embracing fall and admiring the new mums planted this year. #makeover
- [Poor Gus](https://www.claytonhanley.com/blog/2020/m/poor-gus): Co-worker Tony Palazzolo's bloodhound didn't realize how long his ears were until a mishap caused a quick trip to the vet for some stitches.
- [Adventure is out there but extra protection is right here!](https://www.claytonhanley.com/blog/2020/m/adventure-is-out-there-but-extra-protection-is-right-here): Adventure is out there but extra protection is right here!
- [Lock in protection for more than just your auto insurance.](https://www.claytonhanley.com/blog/2020/m/lock-in-protection-for-more-than-just-your-auto-insurance): Lock in protection for more than just your auto insurance.
- [However you wander, go with great protection.](https://www.claytonhanley.com/blog/2020/m/however-you-wander-go-with-great-protection): Wherever you wander on your boat, motorcycle or RV, go with great protection.
- [It’s Back-to-School Time — Is Your House Ready?](https://www.claytonhanley.com/blog/2020/m/its-back-to-school-time-is-your-house-ready)
- [Wherever you wander on your boat, motorcycle or RV, go with great protection.](https://www.claytonhanley.com/blog/2020/m/wherever-you-wander-on-your-boat-motorcycle-or-rv-go-with-great-protection): Wherever you wander on your boat, motorcycle or RV, go with great protection
- [Who are we?](https://www.claytonhanley.com/blog/2020/m/who-are-we): We are we. Part 1 of a 5 part series giving short background of our agency producers.
- [Sticking Together!!! How many yards tall are you?](https://www.claytonhanley.com/blog/2020/m/sticking-together-how-many-yards-tall-are-you): You know this is funny!!!!
- [Tips for Power Tool Safety](https://www.claytonhanley.com/blog/2020/m/tips-for-power-tool-safety)
- [The Safeco App](https://www.claytonhanley.com/blog/2020/m/the-safeco-app): Take full control of your policy with Safeco app features
- [Why Umbrella Insurance has become so important to protect your family, assets and future earnings.](https://www.claytonhanley.com/blog/2020/m/why-umbrella-insurance-has-become-so-important-to-protect-your-family-assets-and-future-earnings): Rising loss costs have affected auto rates across the industry, and umbrella rates are facing similar trends.
- [Insure your boat with Clayton Hanley](https://www.claytonhanley.com/blog/2020/m/insure-your-boat-with-clayton-hanley): To learn about your coverage options, contact a local independent agent to get a custom quote within minutes. We'll help protect you and your boat .
- [Referral Thank You](https://www.claytonhanley.com/blog/2020/m/referral-thank-you): Thank you for referring your friends, family & co-workers to Clayton Hanley for insurance.
- [What is water backup coverage and why is it important?](https://www.claytonhanley.com/blog/2020/m/what-is-water-backup-coverage-and-why-is-it-important)
- [RV coverages that make for happy campers!](https://www.claytonhanley.com/blog/2020/m/rv-coverages-that-make-for-happy-campers): Don't be caught in the wilderness, campground or on the road without proper insurance coverage on your camper or RV. Insured your camping investment. Be a happy camper!
- [Medical Payments on home and auto insurance? What the heck does that mean?](https://www.claytonhanley.com/blog/2020/m/medical-payments-on-home-and-auto-insurance-what-the-heck-does-that-mean): Adding medical payments coverage to your auto policy can help cover a variety of gaps in coverage, regardless of who’s at fault in the accident.
- [How to Update your Home — Without Spending Thousands](https://www.claytonhanley.com/blog/2020/m/how-to-update-your-home-without-spending-thousands)
- [The insurance lady gets an assortment of monogrammed items for the beach.](https://www.claytonhanley.com/blog/2020/m/the-insurance-lady-gets-an-assortment-of-monogrammed-items-for-the-beach): Agent Peggy Manes Rocking the Progressive gear!
- [I Just Bought a New Car. What Insurance Coverage Do I Need?](https://www.claytonhanley.com/blog/2020/m/i-just-bought-a-new-car-what-insurance-coverage-do-i-need)
- [Which part of this video reminds you of Tim? Please take the poll](https://www.claytonhanley.com/blog/2020/m/which-part-of-this-video-reminds-you-of-tim-please-take-the-poll): Auto, home, golf carts, boats, ATV - you own it, we insure it! Clayton Hanley would like to help find you insurance to fit your needs and budget
- [Yuck!! My drain backed up into my basement](https://www.claytonhanley.com/blog/2020/m/yuck-my-drain-backed-up-into-my-basement): Does home insurance cover toilet overflows, drain backups and sump pump malfunctions?
- [Weekender?](https://www.claytonhanley.com/blog/2020/m/weekender): Your classic, collectible, or vintage ride is much more than a vehicle - let's make sure it is covered properly for the road.
- [Room with a view](https://www.claytonhanley.com/blog/2020/m/room-with-a-view)
- [Where are we?](https://www.claytonhanley.com/blog/2020/m/where-are-we): Clayton Hanley is unique in that we have agents from multiple communities in both states. Proud to be a Veteran owned, Timothy Mossinghoff is a Navy Veteran.
- [Oh the irony of this video during the COVID-19 pandemic!!!](https://www.claytonhanley.com/blog/2020/m/oh-the-irony-of-this-video-during-the-covid-19-pandemic): Oh the irony!!!! How many parents would let this happen in this now? Answer: NONE!!! #COVID
- [Safeco Premier](https://www.claytonhanley.com/blog/2020/m/safeco-premier): Clayton Hanley now offers Safeco Premier for your high value home.
- [Bags anyone?](https://www.claytonhanley.com/blog/2020/m/bags-anyone): Highlight to my day when an insurance carrier sends me a game to help brighten my day while working from home. Thanks Tracy. #COVID #Safeco #ClaytonHanley
- [Keep Your Pets Safe in a Disaster](https://www.claytonhanley.com/blog/2020/m/keep-your-pets-safe-in-a-disaster)
- [Don't be afraid of savings on your car insurance!!!](https://www.claytonhanley.com/blog/2020/m/dont-be-afraid-of-savings-on-your-car-insurance): Try the driving app for additional car insurance savings. You won't be disappointed.
- [Wait, What? You don't have an online account or app for your car insurance?](https://www.claytonhanley.com/blog/2020/m/wait-what-you-dont-have-an-online-account-or-app-for-your-car-insurance): Every person should have an app or online account with their insurance company. So much info online regarding bills, claims, coverage, contacts etc.
- [COVID-19 Update](https://www.claytonhanley.com/blog/2020/m/covid-19-update): he well-being of our customers is always our top priority. We recognize uncertainty & financial challengers many of you are facing as the nation bands together.
- [What is a 'True Umbrella'?](https://www.claytonhanley.com/blog/2020/m/what-is-a-true-umbrella): The terms 'umbrella' and 'excess liability' are often used interchangeably, but there are major differences between the two that you should know about
- [Why You Need Service Line Coverage](https://www.claytonhanley.com/blog/2020/m/why-you-need-service-line-coverage)
- [Now is the time to get updated insurance quotes - Ya don't know until you try](https://www.claytonhanley.com/blog/2020/m/now-is-the-time-to-get-updated-insurance-quotes-ya-dont-know-until-you-try): Use this time to look at your bills and expenses. Are you paying too much for insurance? When is the last time you quoted your auto and home insurance?
- [We are here to help!!!](https://www.claytonhanley.com/blog/2020/m/we-are-here-to-help)
- [Another one on the books!!!](https://www.claytonhanley.com/blog/2020/m/another-one-on-the-books): Home-sharing insurance for your daily, weekly, or monthly rental property. Coverage for your house and liability to protect your family from lawsuits.
- [VVVVVrrrrrooooommmmmmmmm](https://www.claytonhanley.com/blog/2020/m/vvvvvrrrrrooooommmmmmmmm)
- [What to Consider When Choosing Auto Insurance](https://www.claytonhanley.com/blog/2020/m/what-to-consider-when-choosing-auto-insurance)
- [5 Carbon Monoxide Safety Tips](https://www.claytonhanley.com/blog/2020/m/5-carbon-monoxide-safety-tips)
- [Did you get a something nice this holiday season?](https://www.claytonhanley.com/blog/2020/m/did-you-get-a-something-nice-this-holiday-season): New jewelry during the holiday season? Make sure it's well protected with a scheduled valuable policy.
- [Custom Equipment on your Jeep, Truck or Car](https://www.claytonhanley.com/blog/2020/m/custom-equipment-on-your-jeep-truck-or-car): Jeep, Truck or Car customization is not covered on an regular insurance claim. Call your agent to quote and inquire.
- [SAVE UP TO 30% OFF YOUR CAR INSURANCE!!!](https://www.claytonhanley.com/blog/2020/m/save-up-to-30-off-your-car-insurance)
- [Well Looky There!](https://www.claytonhanley.com/blog/2020/m/well-looky-there)
- [When Roadside Assistance Isn’t Enough](https://www.claytonhanley.com/blog/2020/m/when-roadside-assistance-isnt-enough)
- [Happy New Year from Tim, Tony, Peggy, Kristal and Nicki!!!](https://www.claytonhanley.com/blog/2020/m/happy-new-year-from-tim-tony-peggy-kristal-and-nicki): Insurance Agents here to help you without overselling your insurance needs. We all have teenagers, most of the them driving, so we understand the concerns.
- [Who is the better driver?](https://www.claytonhanley.com/blog/2019/m/who-is-the-better-driver): Save on auto insurance with a driver app to prove you are a good driver. Save, Save, Save
- [Does Santa need insurance?](https://www.claytonhanley.com/blog/2019/m/does-santa-need-insurance)
- [Wednesday Visitors](https://www.claytonhanley.com/blog/2019/m/wednesday-visitors): Stop in and visit your local insurance agent/broker.
- [Let's play seek and find](https://www.claytonhanley.com/blog/2019/m/lets-play-seek-and-find): Check out the reviews by Clayton Hanley customers, new and old!
- [How to Protect Your Classic Car](https://www.claytonhanley.com/blog/2019/m/how-to-protect-your-classic-car): Classic Car, Antique Auto, Collector Mobile, Weekender, Show Car, Rat Rod, Roadster - insure your 'baby' for agreed value and low annual miles.
- [Can your family fit into a compact car?](https://www.claytonhanley.com/blog/2019/m/can-your-family-fit-into-a-compact-car): Accident in your SUV - this might be your loaner car if you don't act now!
- [User Based Insurance](https://www.claytonhanley.com/blog/2019/m/user-based-insurance): Save money on auto insurance with the new User Based Insurance
- [Arctic Blast](https://www.claytonhanley.com/blog/2019/m/arctic-blast)
- [Veteran Owned Small Business](https://www.claytonhanley.com/blog/2019/m/veteran-owned-small-business)
- [Why You Might Want to Live Like a Minimalist](https://www.claytonhanley.com/blog/2019/m/why-you-might-want-to-live-like-a-minimalist)
- [Happy 62nd Safeco Anniversary to us!!!!!](https://www.claytonhanley.com/blog/2019/m/happy-62nd-safeco-anniversary-to-us): Clayton Hanley started selling Safeco Insurance on 11/06/1957!! Happy Anniversary to us!
- [It's Raining Savings!!!!!](https://www.claytonhanley.com/blog/2019/m/its-raining-savings): User Based Insurance (UBI) driving apps that can save money on teen drivers. Save up to 40% with a driving app.
- [James Allen, Clayton Hanley Insurance](https://www.claytonhanley.com/blog/2019/m/james-allen-clayton-hanley-insurance)
- [What Car Drivers Need to Know about Motorcycles](https://www.claytonhanley.com/blog/2019/m/what-car-drivers-need-to-know-about-motorcycles)
- [Miss us?](https://www.claytonhanley.com/blog/2019/m/miss-us)
- [How to Ride Your Motorcycle Safely in a Group](https://www.claytonhanley.com/blog/2019/m/how-to-ride-your-motorcycle-safely-in-a-group)
- [Talk about hitting the ground running!](https://www.claytonhanley.com/blog/2019/m/talk-about-hitting-the-ground-running)
- [CONTEST](https://www.claytonhanley.com/blog/2019/m/contest)
- [What's happening?](https://www.claytonhanley.com/blog/2019/m/whats-happening): Hello, we have user based insurance with all our companies. Don't use a 1-800 number or online quoting system when you can talk to a real person about options
- [Five Tips to (Finally) Get your Garage Organized](https://www.claytonhanley.com/blog/2019/m/five-tips-to-finally-get-your-garage-organized)
- [The New and the Old](https://www.claytonhanley.com/blog/2019/m/the-new-and-the-old)
- [St Louis Blues](https://www.claytonhanley.com/blog/2019/m/st-louis-blues): Clayton Hanley agents showing how they bleed Blue - St Louis Blues win the Stanley Cup and the boys cannot contain themselves.
- [How to Make Your Family Vacation a Great One](https://www.claytonhanley.com/blog/2019/m/how-to-make-your-family-vacation-a-great-one)
- [Boating Season is Here – Are You Up to Speed on Safety?](https://www.claytonhanley.com/blog/2019/m/boating-season-is-here-are-you-up-to-speed-on-safety)
- [Do Not Disturb](https://www.claytonhanley.com/blog/2019/m/do-not-disturb)
- [Three Ways to Lower Your Carbon Footprint](https://www.claytonhanley.com/blog/2019/m/three-ways-to-lower-your-carbon-footprint)
- [Pontoon](https://www.claytonhanley.com/blog/2019/m/pontoon)
- [Texting](https://www.claytonhanley.com/blog/2019/m/texting)
- [Easter Winner](https://www.claytonhanley.com/blog/2019/m/easter-winner)
- [Windshield - Repair or Replace](https://www.claytonhanley.com/blog/2019/m/windshield-repair-or-replace)
- [Opening Day for the St. Louis Cardinals](https://www.claytonhanley.com/blog/2019/m/opening-day-for-the-st-louis-cardinals)
- [Spring Cleaning Tips](https://www.claytonhanley.com/blog/2019/m/spring-cleaning-tips)
- [Easter Season](https://www.claytonhanley.com/blog/2019/m/easter-season)
- [What are you giving up for Lent?](https://www.claytonhanley.com/blog/2019/m/what-are-you-giving-up-for-lent)
- [How to save money on teenagers car insurance](https://www.claytonhanley.com/blog/2019/m/how-to-save-money-on-teenagers-car-insurance)
- [Home Security Technology: Keeping you ahead of the burglars](https://www.claytonhanley.com/blog/2019/m/home-security-technology-keeping-you-ahead-of-the-burglars)
- [Blow up our email!!!](https://www.claytonhanley.com/blog/2019/m/blow-up-our-email)
- [Insurance Commercials are getting better and better](https://www.claytonhanley.com/blog/2019/m/insurance-commercials-are-getting-better-and-better)
- [Looking at a new piece of jewelry? Make sure to look at your insurance, too](https://www.claytonhanley.com/blog/2019/m/looking-at-a-new-piece-of-jewelry-make-sure-to-look-at-your-insurance-too)
- [Common Questions](https://www.claytonhanley.com/blog/2019/m/common-questions): 1\. My neighbor pays less for home insurance than I do, shouldn’t they all be the same? 2. Why did my car insurance go up? I didn’t have any claims.
- [Insure your Pedigree dog!](https://www.claytonhanley.com/blog/2019/m/insure-your-pedigree-dog)
- [Itemized (schedule) or Group (unscheduled)?](https://www.claytonhanley.com/blog/2019/m/itemized-schedule-or-group-unscheduled)
- [Is your home as efficient as it could be? An energy audit can tell you](https://www.claytonhanley.com/blog/2019/m/is-your-home-as-efficient-as-it-could-be-an-energy-audit-can-tell-you)
- [Happy New Year!!!](https://www.claytonhanley.com/blog/2019/m/happy-new-year)
- [Love Insurance Commercials](https://www.claytonhanley.com/blog/2018/m/love-insurance-commercials)
- [Insurance Commercials](https://www.claytonhanley.com/blog/2018/m/insurance-commercials): Insurance commercials are funny
- [What if I have a claim on Christmas?](https://www.claytonhanley.com/blog/2018/m/what-if-i-have-a-claim-on-christmas)
- [What is Uninsured & Underinsured Motorist Coverage](https://www.claytonhanley.com/blog/2018/m/what-is-uninsured-underinsured-motorist-coverage)
- [Keep Pets Happy and Safe on Vacation](https://www.claytonhanley.com/blog/2018/m/keep-pets-happy-and-safe-on-vacation)
- [Thank You!!!Refer a friend program](https://www.claytonhanley.com/blog/2018/m/thank-you-refer-a-friend-program)
- [Peak Season for ATV/UTV](https://www.claytonhanley.com/blog/2018/m/peak-season-for-atv-utv)
- [Five Common (and Potentially Costly) Homeowner Mistakes](https://www.claytonhanley.com/blog/2018/m/five-common-and-potentially-costly-homeowner-mistakes)
- [Five Ways to Protect Your Personal Electronic Data](https://www.claytonhanley.com/blog/2018/m/five-ways-to-protect-your-personal-electronic-data)
- [Let's Keep Our Lawns and Ourselves Safe](https://www.claytonhanley.com/blog/2018/m/let-s-keep-our-lawns-and-ourselves-safe)
- [6 Tips for Getting to Work on Two Wheels](https://www.claytonhanley.com/blog/2018/m/6-tips-for-getting-to-work-on-two-wheels)
- [Clayton Hanley Insurance is a Safeco Elite Agent](https://www.claytonhanley.com/blog/2018/m/clayton-hanley-insurance-is-a-safeco-elite-agent)
- [Summer Driving Tips](https://www.claytonhanley.com/blog/2018/m/summer-driving-tips)
- [Protecting Your Home: Understanding Your Home Insurance Policy](https://www.claytonhanley.com/blog/2018/m/protecting-your-home-understanding-your-home-insurance-policy)
- [Do I Need to Tell My Insurance Company If My Dog Bites Someone?](https://www.claytonhanley.com/blog/2018/m/do-i-need-to-tell-my-insurance-company-if-my-dog-bites-someone)
- [Protect yourself from Carbon Monoxide at Home and at Work](https://www.claytonhanley.com/blog/2018/m/protect-yourself-from-carbon-monoxide-at-home-and-at-work)
- [Insuring Jewelry: How to Know if Your Coverage is Enough](https://www.claytonhanley.com/blog/2018/m/insuring-jewelry-how-to-know-if-your-coverage-is-enough)
- [Tips for Buying a Safe Car](https://www.claytonhanley.com/blog/2018/m/tips-for-buying-a-safe-car)
- [Why Today’s Homes Burn Faster](https://www.claytonhanley.com/blog/2017/m/why-today-s-homes-burn-faster)
- [How to Lower Your Auto Insurance Bill](https://www.claytonhanley.com/blog/2017/m/how-to-lower-your-auto-insurance-bill)
- [Do You Need Umbrella Insurance?](https://www.claytonhanley.com/blog/2017/m/do-you-need-umbrella-insurance)
- [Three Ways a Pool May Affect Your Homeowners Insurance](https://www.claytonhanley.com/blog/2017/m/three-ways-a-pool-may-affect-your-homeowners-insurance)
- [Easy to Forget Cleaning Projects](https://www.claytonhanley.com/blog/2017/m/easy-to-forget-cleaning-projects)
- [Heavy Rain? Be on the Lookout for Heavy Damage](https://www.claytonhanley.com/blog/2017/m/heavy-rain-be-on-the-lookout-for-heavy-damage)
- [Want a Safer Home? Consider these Inexpensive Fixes](https://www.claytonhanley.com/blog/2017/m/want-a-safer-home-consider-these-inexpensive-fixes)
- [Help Your Dog Love Apartment Living](https://www.claytonhanley.com/blog/2017/m/help-your-dog-love-apartment-living)
- [Love Bites – Get Umbrella Coverage](https://www.claytonhanley.com/blog/2017/m/love-bites-get-umbrella-coverage)
- [Teen Driving Safety](https://www.claytonhanley.com/blog/2017/m/teen-driving-safety)
- [Car Shopping With Safety in Mind](https://www.claytonhanley.com/blog/2017/m/car-shopping-with-safety-in-mind)
- [7 Driving Habits That Are Bad for Your Car](https://www.claytonhanley.com/blog/2017/m/7-driving-habits-that-are-bad-for-your-car)
- [Burglary Prevention: Should You Leave the Lights On?](https://www.claytonhanley.com/blog/2016/m/burglary-prevention-should-you-leave-the-lights-on)
- [Which Home Alarms Do You Need?](https://www.claytonhanley.com/blog/2016/m/which-home-alarms-do-you-need)
- [Device Insurance: Cover Your Personal Electronics With the Policy You Already Have](https://www.claytonhanley.com/blog/2016/m/device-insurance-cover-your-personal-electronics-with-the-policy-you-already-have)
- [How to Deal With Road Rage](https://www.claytonhanley.com/blog/2016/m/how-to-deal-with-road-rage)
- [Safety Tips for Your Summer Swims](https://www.claytonhanley.com/blog/2016/m/safety-tips-for-your-summer-swims)
- [Safety Tips for Summer Thrill Seekers](https://www.claytonhanley.com/blog/2016/m/safety-tips-for-summer-thrill-seekers)
- [What Should Go in Your Home Safe (or Safe-Deposit Box)?](https://www.claytonhanley.com/blog/2016/m/what-should-go-in-your-home-safe-or-safe-deposit-box)
- [The Type of Fire Extinguisher Every Home Should Have](https://www.claytonhanley.com/blog/2016/m/the-type-of-fire-extinguisher-every-home-should-have)
- [Navigate Rainy Roadways With Care](https://www.claytonhanley.com/blog/2016/m/navigate-rainy-roadways-with-care)
- [Identity Protection Tips for Tax Season](https://www.claytonhanley.com/blog/2016/m/identity-protection-tips-for-tax-season)
- [What to Do After a Car Accident in Winter](https://www.claytonhanley.com/blog/2016/m/what-to-do-after-a-car-accident-in-winter)
- [How to Avoid Animal-Vehicle Collisions](https://www.claytonhanley.com/blog/2016/m/how-to-avoid-animal-vehicle-collisions)
- [Thrifty Security: Burglar-Proof Your Home for the Holidays](https://www.claytonhanley.com/blog/2015/m/thrifty-security-burglar-proof-your-home-for-the-holidays)
- [Safe, Secure Shopping: Tips for Black Friday](https://www.claytonhanley.com/blog/2015/m/safe-secure-shopping-tips-for-black-friday)
- [Your Home Maintenance Checklist for Fall](https://www.claytonhanley.com/blog/2015/m/your-home-maintenance-checklist-for-fall)
- [4 Ways to Help All Children Have a Great School Year](https://www.claytonhanley.com/blog/2015/m/4-ways-to-help-all-children-have-a-great-school-year)
- [Keep Cool While Keeping Your Energy Costs Down](https://www.claytonhanley.com/blog/2015/m/keep-cool-while-keeping-your-energy-costs-down)
- [Tips for a Safe Fourth of July — From Food to Fireworks](https://www.claytonhanley.com/blog/2015/m/tips-for-a-safe-fourth-of-july-from-food-to-fireworks)
- [Commuting by Bike: How to Get to the Office on Two Wheels](https://www.claytonhanley.com/blog/2015/m/commuting-by-bike)
- [Getting Your Boat Out of Storage and Into the Water](https://www.claytonhanley.com/blog/2015/m/getting-your-boat-out-of-storage-and-into-the-water)
- [Spring Into Home Maintenance Mode in Missouri](https://www.claytonhanley.com/blog/2015/m/spring-into-home-maintenance-mode)
- [How to Create Your First Garden This Spring](https://www.claytonhanley.com/blog/2015/m/how-to-create-your-first-garden-this-spring)
- [Helping Seniors Have a Wonderful Winter](https://www.claytonhanley.com/blog/2015/m/helping-seniors-have-a-wonderful-winter)
- [The Right Tires for Winter Driving](https://www.claytonhanley.com/blog/2015/m/the-right-tires-for-winter-driving)
- [Holiday Safety Tips for Your Four-Legged Friends](https://www.claytonhanley.com/blog/2014/m/holiday-safety-tips-for-your-four-legged-friends)
- [Make Home Safety a Priority While You’re Away for the Holidays](https://www.claytonhanley.com/blog/2014/m/make-home-safety-a-priority-while-away-for-the-holidays)
- [Essential Safety Tips for Nighttime Boating](https://www.claytonhanley.com/blog/2014/m/essential-safety-tips-for-nighttime-boating)
- [5 Tips for Organizing Your Home for the New School Year](https://www.claytonhanley.com/blog/2014/m/5-tips-for-organizing-your-home-for-the-new-school-year)
- [Protect Your Most Cherished Possessions](https://www.claytonhanley.com/blog/2014/m/protect-your-most-cherished-possessions)
- [How to Protect Your Home During a Power Outage](https://www.claytonhanley.com/blog/2026/08/15/how-to-protect-your-home-during-a-power-outage): Learn how to protect your home during a power outage with practical tips for appliances, food, generators, electronics, and home safety.
- [You got new bling!!](https://www.claytonhanley.com/blog/2026/07/24/are-there-any-unrepaired-damages-or-physical-conditions-that-pose-a-potential-risk-ex-pool-trampoline-missing-railing-wood-stove-or-furnace-roof-leak-or-damages-etc): Newly engaged? New earrings from your partner? Inherit family jewelry?
- [How Smart Home Technology Can Help Detect Problems Early](https://www.claytonhanley.com/blog/2026/07/15/how-smart-home-technology-can-help-detect-problems-early): Learn how smart home technology can help detect leaks, temperature changes, and other issues before they become costly property damage.
- [Common Insurance Mistakes Young Families Make](https://www.claytonhanley.com/blog/2026/06/15/common-insurance-mistakes-young-families-make): Learn common insurance mistakes young families make and how reviewing your coverage can help protect your home, vehicles, and future.
- [Factors That Impact Your Car’s Resale Value](https://www.claytonhanley.com/blog/2026/05/15/factors-that-impact-your-car-s-resale-value): Learn the key factors that impact your car’s resale value, from mileage to condition, and how to maintain value over time.
- [Do you need ATV insurance?](https://www.claytonhanley.com/blog/2026/04/29/do-you-need-atv-insurance): Don't hit the trails unprotected! Learn why specialized ATV insurance is essential for trail access, lender requirements, and liability protection. Call Clayton Hanley Insurance today for a custom quote that fits your ride and your budget!
- [Safeco to Liberty Mutual](https://www.claytonhanley.com/blog/2026/04/29/safeco-to-liberty-mutual): Great news: Our agency now offers Liberty Mutual insurance for home and auto.
- [Big News!!!!](https://www.claytonhanley.com/blog/2026/04/22/big-news)
- [How to Extend the Life of Your HVAC System](https://www.claytonhanley.com/blog/2026/04/15/how-to-extend-the-life-of-your-hvac-system): Learn how to extend the life of your HVAC system with simple maintenance tips that improve efficiency and reduce costly repairs for homeowners.
- [Make good choices....](https://www.claytonhanley.com/blog/2026/03/30/make-good-choices): As it could affect those around you.
- [What to Do if You Hit a Deer While Driving](https://www.claytonhanley.com/blog/2026/03/15/what-to-do-if-you-hit-a-deer-while-driving): Deer collisions can be stressful. Learn what to do if you hit a deer, from safety steps to filing an insurance claim and preventing future incidents.
- [Don't be a grocery dropper](https://www.claytonhanley.com/blog/2026/03/15/dont-be-a-grocery-dropper)
- [How to Childproof Your Home: Safety Tips for New Parents](https://www.claytonhanley.com/blog/2026/02/15/how-to-childproof-your-home-safety-tips-for-new-parents): Childproofing your home is a must for new parents. Learn how to make your house safer with simple, effective tips for furniture, outlets, hazards, and more.
- [New Year, New Car](https://www.claytonhanley.com/blog/2026/01/28/new-year-new-car): The New Year is a peak time for new car purchases in Oakville. If you're wondering how to add a new car to insurance, this guide covers everything we need to update your auto policy. Contact our local agents today for expert advice on replacing a vehicle on your insurance and exploring new coverage options. Located in south county near Oakville, Mehville, Des Peres, Valley Park, Manchester, Ballwin, Grover, Chesterfield, Arnold, Imperial, Kirkwood, Webster Groves, Columbia IL, Millstadt, Waterloo. Yes we write in both Missouri and Illinois
- [Buying a New Car in Missouri or Illinois? Get the Best Auto Insurance Rates! 🚗](https://www.claytonhanley.com/blog/2026/01/16/buying-a-new-car-in-missouri-or-illinois-get-the-best-auto-insurance-rates): At Clayton Hanley we are ready to help you with changing your policy to reflect your new car on your auto insurance policy.
- [What to Keep in Your Car for Emergencies](https://www.claytonhanley.com/blog/2026/01/15/what-to-keep-in-your-car-for-emergencies): Prepare for the unexpected. Here’s what to keep in your car emergency kit so you’re ready for breakdowns, bad weather, or road mishaps.
- [5 Things to Do After Buying a New Car](https://www.claytonhanley.com/blog/2025/12/15/5-things-to-do-after-buying-a-new-car): Bought a new car? Here are 5 important steps to take next, from insurance updates to title transfers. Contact us today for an auto insurance review.
- [What Every Homeowner Should Know About Their Utility Shutoffs](https://www.claytonhanley.com/blog/2025/11/15/what-every-homeowner-should-know-about-their-utility-shutoffs): Know where your water, gas, and electric shutoffs are? It could save you thousands. Learn why it matters and how it connects to your home insurance coverage.
- [What is Cyber Protection](https://www.claytonhanley.com/blog/2025/10/27/what-is-cyber-protection): Cybersecurity Awareness Month is here!!! Hello October, hello online shopping!
- [How to Insure a Travel Trailer or Camper for the Off-Season](https://www.claytonhanley.com/blog/2025/10/15/how-to-insure-a-travel-trailer-or-camper-for-the-off-season): Even parked RVs face risks. Learn how to adjust your travel trailer insurance during the off-season without losing protection. Contact us for a policy review.
- [What Worries Parents About Their Teens Driving](https://www.claytonhanley.com/blog/2025/10/02/what-worries-parents-about-their-teens-driving): Trust, anxiety, parents, teens, driving, tracking, curfew. All feelings parents have when their teens start driving.
- [Dr. Rick offering more advice](https://www.claytonhanley.com/blog/2025/09/23/dr-rick-offering-more-advice): Progressive for home, auto, motorcycle, trailers, boats.
- [Six Overlooked Items You Should Add to Your Home Inventory](https://www.claytonhanley.com/blog/2025/09/15/six-overlooked-items-you-should-add-to-your-home-inventory): Don’t overlook these six common items in your home inventory. From tools to fine china, make sure your belongings are properly documented and insured.
- [Backyard Safety Tips for Fire, Water, and Everything in Between](https://www.claytonhanley.com/blog/2025/08/15/backyard-safety-tips-for-fire-water-and-everything-in-between): Stay safe this summer with backyard tips for fire pits, pools, grills, and trampolines. Contact us today for a full insurance review.
- [Insurance Tips for First-Time Homebuyers](https://www.claytonhanley.com/blog/2025/07/15/insurance-tips-for-first-time-homebuyers): New to homeownership? Learn key insurance tips for first-time buyers, from coverage basics to policy updates. Contact us today for a personalized review.
- [Happy 4th!!!](https://www.claytonhanley.com/blog/2025/07/03/happy-4th): Clayton Hanley Insurance will be closing early on July 3rd and enjoying our family and friends on Independence Day July 4th.
- [Tim, thanks for lunch!](https://www.claytonhanley.com/blog/2025/06/27/tim-thanks-for-lunch): Hard working staff is in the office quoting new customers and talking to the current ones. Enjoy your trip Tim, we got this!
- [What to Check Before Letting Your Teen Drive the Family Car](https://www.claytonhanley.com/blog/2025/06/15/what-to-check-before-letting-your-teen-drive-the-family-car): Before your teen gets behind the wheel, make sure your auto insurance is ready. Learn what to check to keep your family protected and avoid coverage gaps.
- [Home Replacement Cost](https://www.claytonhanley.com/blog/2025/06/06/home-replacement-cost-2025): What is home replacement cost? As an insurer our goal is to replace your home as it is built today. We would have to repair, replace and rebuild your home. Many time replacement cost is much higher than market value due to labor and material costs.
- [Claims Claims Claims](https://www.claytonhanley.com/blog/2025/06/05/claims-claims-claims): St. Louis has been hit hard this year with storms. Learn how your insurance companies are changing their policies and placing more of the risk on the homeowner. June 2025 Newsletter
- [Avoiding Water Issues in Your Home](https://www.claytonhanley.com/blog/2025/04/02/avoiding-water-issues-in-your-home): Bookmark these tips from Clayton Hanley Insurance for reducing the risk of water damage to your home.
- [Getting Your RV Ready for Spring Travel](https://www.claytonhanley.com/blog/2025/04/01/getting-your-rv-ready-for-spring-travel): Get your RV ready for spring travel with this seasonal prep guide. Learn maintenance tips and why reviewing your RV insurance is key before hitting the road.
- [The Smart Way to Secure Your Home](https://www.claytonhanley.com/blog/2025/03/19/the-smart-way-to-secure-your-home): Smart technology has brought us many benefits, including devices to help with home security. Check out some of the ways you can use this tech to secure your home.
- [Got storm damage? What do next](https://www.claytonhanley.com/blog/2025/03/15/got-storm-damage-what-do-next): Well last night was messy!!! Wind and hail sure did a number on our area.
- [Is Your Home Ready for Severe Weather? How to Protect Your Property](https://www.claytonhanley.com/blog/2025/03/05/is-your-home-ready-for-severe-weather-how-to-protect-your-property): Severe weather can strike anytime. Discover key steps to protect your home from damage and ensure your insurance coverage is up to date.
- [Upgrading Your Windows - How to Choose What's Best for Your House](https://www.claytonhanley.com/blog/2025/03/05/upgrading-your-windows-how-to-choose-whats-best-for-your-house): Replacing your windows? Know what to look for to get the most out of your new view with these tips from Clayton Hanley Insurance.
- [Understanding the difference between liability and full coverage car insurance could save you same money.](https://www.claytonhanley.com/blog/2025/02/28/understanding-the-difference-between-liability-and-full-coverage-car-insurance-could-save-you-same-money): Understanding the difference between liability and full coverage car insurance could save you same money.
- [Clayton Hanley + Progressive = 30 Year Partnership](https://www.claytonhanley.com/blog/2025/02/28/clayton-hanley-progressive-30-year-partnership): We are excited to announce 30 year partnership with Progressive.
- [Which Home Security Option Is Right for You?](https://www.claytonhanley.com/blog/2025/02/19/which-home-security-option-is-right-for-you): Whether you live in an apartment building or a single-family home, there are security options available to help protect you, your family, and your property.
- [Looking for More from Your Insurance Agent?](https://www.claytonhanley.com/blog/2025/02/11/looking-for-more-from-your-insurance-agent): Local, trusted and friendly. Let the reviews speak for themselves.
- [Looking for a local agent located in your area?](https://www.claytonhanley.com/blog/2025/02/11/looking-for-a-local-agent-located-in-your-area): Check out our 5-star reviews!
- [Local Insurance Agent](https://www.claytonhanley.com/blog/2025/01/17/local-insurance-agent): Call us for to talk to a local agent that can help you with your insurance needs. Check out our testimonials.
- [Emerging Trends in Identity Theft and How to Stay Ahead](https://www.claytonhanley.com/blog/2025/01/07/emerging-trends-in-identity-theft-and-how-to-stay-ahead): Stay ahead of evolving identity theft trends like phishing, deepfakes, and social media risks. Learn practical tips and how identity theft insurance can help.
- [Protect the expensive stuff](https://www.claytonhanley.com/blog/2025/01/07/protect-the-expensive-stuff): Will your home insurance fully cover the cost of expensive item that you love? Maybe, maybe not.
- [Quick Tips to Protect Your Vehicle from Thieves](https://www.claytonhanley.com/blog/2024/12/04/quick-tips-to-protect-your-vehicle-from-thieves): Practical tips to prevent car theft, from securing your keys to using deterrents. Protect your vehicle and stay ahead of thieves with the right insurance.
- [How Major Life Events Impact Your Insurance Needs](https://www.claytonhanley.com/blog/2024/11/12/how-major-life-events-impact-your-insurance-needs): Learn how major life events like marriage, buying a home, or having children can impact your insurance needs and why updating your coverage is essential.
- [Chose Local](https://www.claytonhanley.com/blog/2024/11/07/chose-local): Why should a homeowner choose a local agent for their insurance needs?
- [Celebrating Boss's Day](https://www.claytonhanley.com/blog/2024/10/17/celebrating-bosss-day): National Boss' Day celebration
- [Choosing the Right Umbrella Insurance Policy: A Guide to Extra Liability Coverage](https://www.claytonhanley.com/blog/2024/10/16/choosing-the-right-umbrella-insurance-policy-a-guide-to-extra-liability-coverage): Find out how an umbrella insurance policy can offer vital protection and extend your coverage limits beyond standard insurance.
- [Safeco Auto Claim](https://www.claytonhanley.com/blog/2024/10/03/safeco-auto-claim): Learn how a Safeco auto claim works from start to finish.
- [Safeco Home Claim](https://www.claytonhanley.com/blog/2024/10/01/safeco-home-claim): Learn how a Safeco property claim works from start to finish.
- [Hello Fall!!!!](https://www.claytonhanley.com/blog/2024/09/18/hello-fall): Hello Fall! We aren't just insurance agents, so here is a little glimpse into us!
- [Thought you might find these Chubb insights valuable right now.](https://www.claytonhanley.com/blog/2024/09/16/thought-you-might-find-these-chubb-insights-valuable-right-now): When trying to figure out the amount of insurance needed for their home, people often think they can use their home’s market value. But it's different for insurance.
- [Essential Safety Gear for Motorcyclists: A Guide to Protection on the Road](https://www.claytonhanley.com/blog/2024/09/09/essential-safety-gear-for-motorcyclists-a-guide-to-protection-on-the-road): It's crucial for motorcyclists to invest in proper safety gear – from helmets to high-top boots, each piece of equipment plays a vital role.
- [Insurance Considerations for Newlyweds: Merging Policies and Coverage](https://www.claytonhanley.com/blog/2024/08/06/insurance-considerations-for-newlyweds-merging-policies-and-coverage): Merging your lives also means merging your insurance policies, which can sometimes lead to gaps in coverage. Contact us today​ to review your coverage.
- [Avoiding Common Home Insurance Claims During Renovations](https://www.claytonhanley.com/blog/2024/07/08/avoiding-common-home-insurance-claims-during-renovations): By adhering to a few key tips, homeowners can ensure their renovation process is not only smooth but also secure.
- [Essential Fire Safety Tips for Your Home](https://www.claytonhanley.com/blog/2024/06/05/essential-fire-safety-tips-for-your-home): Ensure home fire safety: test smoke detectors, maintain fire extinguishers, use space heaters cautiously, and utilize smart tech for early fire detection.
- [Help Keep Teen Drivers Safe with Telematics](https://www.claytonhanley.com/blog/2024/05/06/help-keep-teen-drivers-safe-with-telematics): Enhance teen driver safety with telematics: GPS, real-time monitoring & data analysis empower parents to monitor and improve driving habits effectively.
- [The Essential Guide to Creating a Home Inventory: Why and How](https://www.claytonhanley.com/blog/2024/04/01/the-essential-guide-to-creating-a-home-inventory-why-and-how): By following these tips, you can create a comprehensive inventory that not only brings peace of mind but also ensures you are well-prepared for any eventuality.
- [Tips for Towing a Boat Trailer to Reduce Accidents and Insurance Claims](https://www.claytonhanley.com/blog/2024/03/05/tips-for-towing-a-boat-trailer-to-reduce-accidents-and-insurance-claims): Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of unwanted insurance claims.
- [Insurance Hard Market](https://www.claytonhanley.com/blog/2024/02/29/inaurance-hard-market): Insurance Hard Market is a influenced by natural disasters, economic downturn, increase claim frequency and severity, and regulatory actions.
- [Playing Catch Up](https://www.claytonhanley.com/blog/2024/02/16/playing-catch-up): Playing catch up with the Clayton Hanley team. We aren't just insurance agents, we like to have fun too.
- [How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims](https://www.claytonhanley.com/blog/2024/02/06/how-to-choose-the-right-contractor-for-home-improvement-projects-and-avoid-liability-claims): Starting a new home improvement project? Here are some helpful tips for choosing the right contractor for your project.
- [Safeco RightTrack](https://www.claytonhanley.com/blog/2024/01/18/safeco-righttrack)
- [Top Home Improvement Projects That Can Increase Your Home Value](https://www.claytonhanley.com/blog/2024/01/04/top-home-improvement-projects-that-can-increase-your-home-value): These home renovations can have the biggest return on investment when you sell your home.
- [Preparing Your Teen Driver for Different Road Conditions and Situations](https://www.claytonhanley.com/blog/2023/12/04/preparing-your-teen-driver-for-different-road-conditions-and-situations): Here are some tips for young drivers to help improve safety by adapting their driving to current weather and road conditions.
- [Happy Veterans Day](https://www.claytonhanley.com/blog/2023/11/11/happy-veterans-day): If you are looking for a veteran owned insurance company near you, look no further.
- [How to Winterize and Properly Store Your Boat](https://www.claytonhanley.com/blog/2023/11/07/how-to-winterize-and-properly-store-your-boat): Here are a few simple tips for properly winterizing your watercraft and storing it for the winter.
- [Personal Umbrella Insurance](https://www.claytonhanley.com/blog/2023/10/24/personal-umbrella-insurance): To feel secure about protecting your assets and your future, you need the extra level of protection provided by a personal umbrella liability insurance policy.
- [Umbrella Insurance](https://www.claytonhanley.com/blog/2023/10/23/umbrella-insurance): What is umbrella insurance? Umbrella insurance provides extra liability coverage that can help protect assets, such as your home, car, ATV and boat.
- [Customer Review](https://www.claytonhanley.com/blog/2023/10/20/customer-review): Another happy customer - check out our reviews
- [Do I Need Umbrella Insurance](https://www.claytonhanley.com/blog/2023/10/12/do-i-need-umbrella-insurance): If you’re thinking about adding umbrella coverage, consider this: you hope you’ll never have to use it, but if you do, you’ll be grateful it’s there.
- [Save Money With These Smart Home Devices That Make Your Home Safer](https://www.claytonhanley.com/blog/2023/10/02/save-money-with-these-smart-home-devices-that-make-your-home-safer): Better safety can mean fewer insurance claims. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety.
- [Renting vs. Owning a Home: Protect Your Property No Matter Which You Prefer](https://www.claytonhanley.com/blog/2023/09/12/renting-vs-owning-a-home-protect-your-property-no-matter-which-you-prefer): If you’re on the fence about renting or owning a home, here’s a helpful look at each. Remember to get the right insurance when you make your choice.
- [5 Star Review](https://www.claytonhanley.com/blog/2023/08/31/5-star-review): Check out our reviews on Google, Facebook, and Yelp!
- [Home Replacement Cost](https://www.claytonhanley.com/blog/2023/08/24/home-replacement-cost)
- [Safeco option home coverages](https://www.claytonhanley.com/blog/2023/08/24/safeco-option-home-coverages): Breakdown coverage for mechanical, electrical or breakdown is available with Safeco.
- [Matching of Undamaged Siding, Roof Surfacing and Windows](https://www.claytonhanley.com/blog/2023/08/23/matching-of-undamaged-siding-roof-surfacing-and-windows)
- [Service Line](https://www.claytonhanley.com/blog/2023/08/23/service-line): Protect your home from failures in your service line.
- [Water Seepage or Leakage](https://www.claytonhanley.com/blog/2023/08/23/water-seepage-or-leakage): Water damage can wreak havoc in your home. Do you have the coverage you need?
- [Back to school = insurance discounts](https://www.claytonhanley.com/blog/2023/08/10/back-to-school-insurance-discounts): It's August, which means back to school time. We are here to help offering renters insurance policies and distant student discounts on auto insurance.
- [Defensive Driving Techniques to Avoid Accidents and Insurance Claims](https://www.claytonhanley.com/blog/2023/08/07/defensive-driving-techniques-to-avoid-accidents-and-insurance-claims): Learn how defensive driving techniques can help keep you safe while keeping your auto insurance rates low.
- [Hyundai Anti-Theft Software Upgrade](https://www.claytonhanley.com/blog/2023/07/26/hyundai-anti-theft-software-upgrade): Hyundai - All of the nearly 4 million vehicles involved are now eligible to receive the software upgrade.
- [Refer a friend](https://www.claytonhanley.com/blog/2023/07/14/refer-a-friend): Referrals are the biggest compliment to our agency. Service, service, service!
- [Broad social and economic trends are driving up the cost of home and auto insurance in 2023.](https://www.claytonhanley.com/blog/2023/07/13/broad-social-and-economic-trends-are-driving-up-the-cost-of-home-and-auto-insurance-in-2023): Broad social and economic trends are driving up the cost of home and auto insurance in 2023.
- [What to Look for When Buying a House to Avoid Unnecessary Insurance Claims](https://www.claytonhanley.com/blog/2023/07/07/what-to-look-for-when-buying-a-house-to-avoid-unnecessary-insurance-claims): Don’t forget to check these things while house hunting, which could lead to avoidable insurance claims should you become the new owner.
- [National Selfie Day](https://www.claytonhanley.com/blog/2023/06/21/national-selfie-day): Insurance agents and friends.
- [Benefits of Safe Driving Apps](https://www.claytonhanley.com/blog/2023/06/02/benefits-of-safe-driving-apps): If you demonstrate that you are a safe driver, you may be rewarded with a discount on your auto insurance rates.
- [Good Student Discount on auto insurance](https://www.claytonhanley.com/blog/2023/05/25/good-student-discount-on-auto-insurance): Are you getting auto insurance discounts for your son/daughters good grades?
- [Does Home Insurance Cover Pools?](https://www.claytonhanley.com/blog/2023/05/23/does-home-insurance-cover-pools): Homeowners insurance covers more than just your house. Do you have fences, pool, gazebo, etc? Are you covered for your out-buildings?
- [Come Home Happy, Dishwasher](https://www.claytonhanley.com/blog/2023/05/12/come-home-happy-dishwasher): 70% of home owners report leaving home with the dishwasher on.
- [4 Water-Saving Tips for Your Garden](https://www.claytonhanley.com/blog/2023/05/05/4-water-saving-tips-for-your-garden): Save time, water, and money with these 4 water-saving tips for your garden.
- [Download the Safeco app today!](https://www.claytonhanley.com/blog/2023/04/26/download-the-safeco-app-today): Download the Safeco app today!
- [Spring has Sprung](https://www.claytonhanley.com/blog/2023/04/13/spring-has-sprung): We're an independent insurance agency and we're local. We live in your community. We understand St. Louis personal insurance like auto, home, motorcycle & boats
- [The Importance of Uninsured and Underinsured Motorist Coverage](https://www.claytonhanley.com/blog/2023/04/07/the-importance-of-uninsured-and-underinsured-motorist-coverage): Uninsured and underinsured motorist insurance can help protect you when the other party has no auto insurance or doesn’t have enough to cover damages.
- [Distracted Driving - Helping to Halt the Problem](https://www.claytonhanley.com/blog/2023/04/06/distracted-driving-helping-to-halt-the-problem): Texting while driving is 6x more likely to cause an accident than drunk driving.
- [INSURANCE DISCOUNT IDEAS](https://www.claytonhanley.com/blog/2023/04/05/insurance-discount-ideas): Did your auto and home insurance premium increase? Check out these ideas to save. Call, email , or text our office if interested in saving money.
- [Why home and auto insurance rates are rising in 2022](https://www.claytonhanley.com/blog/2023/03/07/why-home-and-auto-insurance-rates-are-rising-in-2022): Home and auto insurance rates are on the rise.
- [2022 Most Frequent Claims](https://www.claytonhanley.com/blog/2023/03/07/2022-most-frequent-claims): Home insurance water damage claims are on the rise. But can they be prevented?
- [Keep Your Home Safe While on Vacation](https://www.claytonhanley.com/blog/2023/03/03/keep-your-home-safe-while-on-vacation): Whenever you’re getting away for a vacation, it’s important to ensure your home is safe. These tips can help prevent break-ins, fires, and water damage.
- [Detached Structures](https://www.claytonhanley.com/blog/2023/02/09/detached-structures): Your home might be properly covered, but what about other structures on your property?
- [Who Needs Life Insurance and How Much Do You Need?](https://www.claytonhanley.com/blog/2023/02/03/who-needs-life-insurance-and-how-much-do-you-need): Learn the basics about life insurance, so you can decide if it’s the right protection for you and your loved ones.
- [Factors driving Insurance Rates](https://www.claytonhanley.com/blog/2023/01/26/factors-driving-insurance-rates): 2023 is bringing many changes in auto and home insurance pricing. Many factors are considered when increasing your auto renewal rates. Here are just a few...
- [Buying a Kia or Hyundai?](https://www.claytonhanley.com/blog/2023/01/24/buying-a-kia-or-hyundai): A new article from St Louis Post-Dispatch explains how the insurance companies may decline to open new policies on select Kias and Hyundais.
- [Family Emergency Preparedness Checklist](https://www.claytonhanley.com/blog/2023/01/06/family-emergency-preparedness-checklist): Create a safety plan and help prepare your family for an emergency with this helpful checklist.
- [Change is apart of life - have you updated your insurance needs lately?](https://www.claytonhanley.com/blog/2022/12/29/change-is-apart-of-life-have-you-updated-your-insurance-needs-lately): Change is apart of life - have you updated your insurance needs lately?
- [What to Check Before Buying a Used Car](https://www.claytonhanley.com/blog/2022/12/02/what-to-check-before-buying-a-used-car): Whether you're buying a car online or in person, it is important to assess the condition – both mechanical and cosmetic. Here are some common items to check.
- [Do not ignore cracked power cords!](https://www.claytonhanley.com/blog/2022/11/11/do-not-ignore-cracked-power-cords): Homeowners should be aware of small fire hazards in their homes.
- [Should I Notify My Insurance Company About a New Puppy?](https://www.claytonhanley.com/blog/2022/11/04/should-i-notify-my-insurance-company-about-a-new-puppy): Are you bringing a new dog into your home? Double check your insurance coverage to make sure you have the proper protection.
- [5 safe driving tips for deer season](https://www.claytonhanley.com/blog/2022/10/07/5-safe-driving-tips-for-deer-season): Here comes deer season! Your chances of hitting a deer are much higher during the fall months of October thru November.
- [How to Choose the Right Smart Security Camera](https://www.claytonhanley.com/blog/2022/10/07/how-to-choose-the-right-smart-security-camera): A security camera can help protect your property, but with all the options, it can be tough to figure out which smart security camera is right for you.
- [Water claims are the worst!](https://www.claytonhanley.com/blog/2022/09/29/water-claims-are-the-worst): Water sensors & leak detectors are ideal for homeowners. Offers whole home protection at all hours of the day, whether you're home, at work or on vacation.
- [Flood Insurance](https://www.claytonhanley.com/blog/2022/09/27/flood-insurance)
- [What's causing higher home insurance premiums?](https://www.claytonhanley.com/blog/2022/09/26/whats-causing-higher-home-insurance-premiums): What is causing higher home insurance premiums?
- [Helpful & Responsive](https://www.claytonhanley.com/blog/2022/09/23/helpful-responsive): Check out our reviews from customers. Contact Clayton Hanley if you are looking for an agent that wants to help you, and your family, with their insurance.
- [Safe driving = Lower auto insurance rates](https://www.claytonhanley.com/blog/2022/09/20/safe-driving-lower-auto-insurance-rates): You should be rewarded for safe driving habits. Many insurance companies offer telematics for additional savings opportunity on your auto insurance.
- [Another customer happy with the professional service from Clayton Hanley Insurance. Thank you Ami P](https://www.claytonhanley.com/blog/2022/09/13/another-customer-happy-with-the-professional-service-from-clayton-hanley-insurance-thank-you-ami-p): The Clayton Hanley team are all prior customers, co-volunteers, and some are even childhood friends. We are a close group that works well together and likes to welcome new customers into our Clayton Hanley family.
- [Things to Know When Shopping for Home and Auto Insurance](https://www.claytonhanley.com/blog/2022/09/02/things-to-know-when-shopping-for-home-and-auto-insurance): If you’re shopping for home or auto insurance, you may find the process confusing. Here are five things you should know when considering options.
- [Who agrees? Carmel apples are as healthy as eating a salad?](https://www.claytonhanley.com/blog/2022/08/31/who-agrees-carmel-apples-are-as-healthy-as-eating-a-salad)
- [National Non-Profit Day](https://www.claytonhanley.com/blog/2022/08/17/national-non-profit-day)
- [Another happy customer saving money with telematics!](https://www.claytonhanley.com/blog/2022/08/11/another-happy-customer-saving-money-with-telematics): Looking for discounts on auto insurance? Teenage drivers, driving activity, or just looking for a way to save money? Try telematics.
- [Grill Safely With These Outdoor Cooking Tips](https://www.claytonhanley.com/blog/2022/08/05/grill-safely-with-these-outdoor-cooking-tips): Grilling food is a fun pastime. Stay safe this grilling season with these outdoor cooking tips.
- [5 STARS!!](https://www.claytonhanley.com/blog/2022/08/04/5-stars): Looking for an insurance agency that answers the phone? An agent that knows you by name -not by policy number. You found it - We are Clayton Hanley Insurance.
- [Service Service Service](https://www.claytonhanley.com/blog/2022/07/27/service-service-service): Independent agents licensed in ten states. Check out our reviews for more insight.
- [Simple Household Pest Control Methods](https://www.claytonhanley.com/blog/2022/07/08/simple-household-pest-control-methods): If pest activity is common in your area, it is important to take steps to prevent them from infesting your home. We've got some tips that can help you.
- [Landscape Maintenance Tips for Your Yard](https://www.claytonhanley.com/blog/2022/06/03/landscape-maintenance-tips-for-your-yard): It's easy to overlook yard maintenance. Keep your lawn and garden looking fresh with these practical landscaping tips.
- [Fallen Tree Damage](https://www.claytonhanley.com/blog/2022/06/02/fallen-tree-damage): Will insurance cover a fallen tree in my yard? What about my neighbors yard?​ Here is some insight to help you decide to file a claim.
- [Flashlight Tag!!](https://www.claytonhanley.com/blog/2022/05/18/flashlight-tag): Backyard Activity Ideas for Families
- [Make sure you are using the right insurance expert](https://www.claytonhanley.com/blog/2022/05/12/make-sure-you-are-using-the-right-insurance-expert): Local, trustworthy, friendly, and knowledgeable insurance agents.
- [May is Motorcycle Safety Month](https://www.claytonhanley.com/blog/2022/05/11/may-is-motorcycle-safety-month): Safe driving and riding practices from all road users will help reduce the number of fatalities and injuries on our nation’s highways.
- [May is Motorcycle Awareness Month](https://www.claytonhanley.com/blog/2022/05/05/may-is-motorcycle-awareness-month): Be aware of motorcycles
- [Bundling Home and Auto Can Help You Save](https://www.claytonhanley.com/blog/2022/04/19/bundling-home-and-auto-can-help-you-save): Bundling your home and auto insurance policies can help you save money. Let us help you find the right policy at the best price.
- [How To Find the Best Home Insurance Rates](https://www.claytonhanley.com/blog/2022/04/19/how-to-find-the-best-home-insurance-rates): Here are four things to consider when purchasing a homeowner insurance policy.
- [Avoid Home Insurance Claims with These Maintenance Tips](https://www.claytonhanley.com/blog/2022/04/19/avoid-home-insurance-claims-with-these-maintenance-tips): Here are some expert tips to minimize the likelihood of home insurance claims.
- [Is an Umbrella Policy Right for Me?](https://www.claytonhanley.com/blog/2022/04/19/is-an-umbrella-policy-right-for-me): Curious about umbrella insurance? Find how it can help protect your family and property.
- [How Does Umbrella Insurance Work?](https://www.claytonhanley.com/blog/2022/04/19/how-does-umbrella-insurance-work): Umbrella insurance is a low-cost way to add high liability coverage to your existing policies. Here’s what you need to know.
- [Road Trip Safety Tips](https://www.claytonhanley.com/blog/2022/04/19/road-trip-safety-tips): Follow these five tips to make your road trip one you will remember for all the right reasons.
- [Have a motorcycle?](https://www.claytonhanley.com/blog/2022/04/07/have-a-motorcycle): Do you have all the coverage you need on your motorcycle?
- [Commonly Overlooked Spring Cleaning Tasks](https://www.claytonhanley.com/blog/2022/04/01/commonly-overlooked-spring-cleaning-tasks): Here are some common spring cleaning tasks homeowners forget so you can add them to your to-do list to ensure you don't miss anything important.
- [Driving app for auto insurance discounts](https://www.claytonhanley.com/blog/2022/03/23/driving-app-for-auto-insurance-discounts): Is telematics right for you and your family? Would user-based insurance help lower your auto insurance premiums?
- [Service Line Coverage](https://www.claytonhanley.com/blog/2022/03/11/service-line-coverage): Service line coverage for physical loss or damage to covered service lines on the residence premises that is the direct result of a service line failure.
- [Upgrading Your Windows - How to Choose What's Best for Your House](https://www.claytonhanley.com/blog/2022/03/04/upgrading-your-windows-how-to-choose-what-s-best-for-your-house): Windows can make a big difference in the value of your home, so when it comes time to choose what to install, be sure you know about all your options.
- [Why an Independent Agent?](https://www.claytonhanley.com/blog/2022/02/17/why-an-independent-agent): Why? Because independent insurance agencies can compare companies, coverage and prices to find the best possible coverage for individual circumstances.
- [RideSharing Coverage](https://www.claytonhanley.com/blog/2022/02/09/ridesharing-coverage): Do you use your personal car to drive for a ridesharing comany? Are you properly insured?
- [Tips for Saving Money on Heating and Cooling Your Home](https://www.claytonhanley.com/blog/2022/02/04/tips-for-saving-money-on-heating-and-cooling-your-home): Heating and air conditioning use a lot of energy and can be expensive. Here are some ways save money on your utility bills.
- [Snow Day? Nope!](https://www.claytonhanley.com/blog/2022/02/02/snow-day-nope): A little snow doesn't stop us! Clayton Hanley is ready to take your calls for quotes, questions or claims. Stay home and stay safe out there.
- [How to Evaluate and Choose Energy-Efficient Appliances](https://www.claytonhanley.com/blog/2022/01/07/how-to-evaluate-and-choose-energy-efficient-appliances): When shopping for appliances, it's easy to get overwhelmed. Follow these steps to find the right energy-efficient appliances for your needs and in your budget.
- [From the time capsule](https://www.claytonhanley.com/blog/2021/12/30/from-the-time-capsule): From the time insurance time capsule
- [24/7 Access to Safeco](https://www.claytonhanley.com/blog/2021/12/10/24-7-access-to-safeco): Need your Safeco ID Cards? Info on an upcoming insurance bill? Download the app here.
- [How to Choose Smoke and Carbon Monoxide Detectors](https://www.claytonhanley.com/blog/2021/12/03/how-to-choose-smoke-and-carbon-monoxide-detectors): Smoke and carbon monoxide detectors are essential for any home. Check out our tips on how to choose the right ones for your home.
- [The Christmas tree is up!](https://www.claytonhanley.com/blog/2021/12/02/the-christmas-tree-is-up): We are ready to celebrate the holiday season!
- [In the doghouse?](https://www.claytonhanley.com/blog/2021/11/18/in-the-doghouse)
- [Good Drivers earn big savings](https://www.claytonhanley.com/blog/2021/11/16/good-drivers-earn-big-savings): Safe driving habits can help you save on car insurance.
- [Merb's Bionic Apples!](https://www.claytonhanley.com/blog/2021/11/05/merbs-bionic-apples): Enjoying the season! Carmel apples from Merb's are the best!!
- [How to Make a Fire Safety Plan](https://www.claytonhanley.com/blog/2021/11/05/how-to-make-a-fire-safety-plan): No one likes to think about the possibility of a fire in their home, but having a fire safety plan can make all the difference if it does happen.
- [Walk to End Alzheimer's](https://www.claytonhanley.com/blog/2021/10/26/walk-to-end-alzheimers): Alzheimer's is currently affecting my family tremendously, as both my grandpas are "living" with this terrible disease.
- [Happy 100th Birthday Doris!](https://www.claytonhanley.com/blog/2021/10/07/happy-100th-birthday-doris): Doris has been a customer since 1950!!!
- [How to Decide If Solar Panels Are Right for Your Home](https://www.claytonhanley.com/blog/2021/10/01/how-to-decide-if-solar-panels-are-right-for-your-home): Solar panels can provide clean energy for your home, save money on energy costs, and help the environment. Check out our tips on how to go solar.
- [Taking one for the team!](https://www.claytonhanley.com/blog/2021/09/24/taking-one-for-the-team): Insurance agents in your community.
- [Tim The Fisherman](https://www.claytonhanley.com/blog/2021/09/22/tim-the-fisherman): Leisure time is important to reset the brain.
- [Happy Anniversary!!!](https://www.claytonhanley.com/blog/2021/09/10/happy-anniversary): Celebrating an anniversary. Plus love seeing each other again in person and in the office,
- [How Independent Agents Are Different from Captive Agents](https://www.claytonhanley.com/blog/2021/09/03/how-independent-agents-are-different-from-captive-agents): Independent agents and captive agents can both help you get insurance, but independent agents can shop a wider variety of companies and policies for you.
- [WOW!!!](https://www.claytonhanley.com/blog/2021/08/30/wow): Clayton Hanley is dedicated to their customers and helping with their insurance needs. At Clayton Hanley you are a name, not a number.
- [STUDENT OFF TO COLLEGE?](https://www.claytonhanley.com/blog/2021/08/27/student-off-to-college): Let us quote your insurance and see if we can help. Try us, you'll like us!
- [This is us!!!](https://www.claytonhanley.com/blog/2021/08/13/this-is-us): Clayton Hanley Insurance Service is independently owned. We are trusted insurance professionals, licensed and living in both Missouri & Illinois.
- [Benefits of Using a Dash Cam](https://www.claytonhanley.com/blog/2021/08/06/benefits-of-using-a-dash-cam)
- [Home Insurance](https://www.claytonhanley.com/blog/2021/07/29/home-insurance): Buying a home? Building a new home? Call us for a home insurance quote!
- [Happy Birthday Boss Man!](https://www.claytonhanley.com/blog/2021/07/22/happy-birthday-boss-man): July is birthday month at Clayton Hanley Insurance. Owner Tim Mossinghoff really knows how to celebrate.
- [Do you need Rental Car Insurance?](https://www.claytonhanley.com/blog/2021/07/20/do-you-need-rental-car-insurance): \#1 question that customers contact our agency to ask our agents. If I have car insurance do I need to buy the additional insurance the rental company offers?
- [Motorcycle Insurance](https://www.claytonhanley.com/blog/2021/07/14/motorcycle-insurance): A Safeco® Motorcycle policy comes with robust built-in coverages plus options to ensure the best combination of protection and value.
- [What's new with us?](https://www.claytonhanley.com/blog/2021/07/06/whats-new-with-us): 74 Five Star Reviews! Call us today if you would like a quote for your auto or home insurance. 314-487-2921
- [Swimming Safety: 10 Tips for Summer](https://www.claytonhanley.com/blog/2021/07/02/swimming-safety-10-tips-for-summer)
- [What cha riding these days?](https://www.claytonhanley.com/blog/2021/06/04/what-cha-riding-these-days): Looking for awesome motorcycle insurance including coverage for your extras and riding equipment? Call Clayton Hanley and let us do the shopping for you.
- [Why You May Need Personal Offense Coverage](https://www.claytonhanley.com/blog/2021/06/04/why-you-may-need-personal-offense-coverage)
- [Missouri traffic fatalities increased by 12% in 2020](https://www.claytonhanley.com/blog/2021/05/21/missouri-traffic-fatalities-increased-by-12-in-2020): Distracted driving isn’t just “one of those things” that happens, like a tire blowout or mechanical failure that isn’t anyone’s fault. It’s 100% preventable.
- [Clayton Hanley is how old?](https://www.claytonhanley.com/blog/2021/05/14/clayton-hanley-is-how-old): What do customers think of Clayton Hanley?
- [Insurance Haircut](https://www.claytonhanley.com/blog/2021/05/13/insurance-haircut): Looking good!!! Fresh haircut and 5 star reviews! Check us out!
- [Inexpensive Fixes for a Safer Home](https://www.claytonhanley.com/blog/2021/05/07/inexpensive-fixes-for-a-safer-home)
- [WOW Busch stadium is empty!!!](https://www.claytonhanley.com/blog/2021/04/28/wow-busch-stadium-is-empty): Cardinal baseball is back!! Couple of our agents enjoying a cold one at the Cardinals game.
- [Go Cards!!!!!!](https://www.claytonhanley.com/blog/2021/04/08/go-cards): Clayton Hanley back together again!
- [Why a basic Homeowners policy isn’t always enough](https://www.claytonhanley.com/blog/2021/04/02/why-a-basic-homeowners-policy-isn-t-always-enough)
- [TEXT US](https://www.claytonhanley.com/blog/2021/03/31/text-us): Did you know you can now text Clayton Hanley Insurance? That’s right, the number you use to call us is now enabled for text messages.
- [We're Back!!!!!](https://www.claytonhanley.com/blog/2021/03/30/were-back): The 3 amigos return to the office after working from home for over a year. Great to see everyone in person again.
- [Usage-Based Insurance](https://www.claytonhanley.com/blog/2021/03/19/usage-based-insurance): Usage-based insurance is something you should explore with your insurance agent if you are a very safe driver or if you don’t drive very much.
- [Watch out Clayton Hanley!](https://www.claytonhanley.com/blog/2021/03/19/watch-out-clayton-hanley): Almost exactly one year working from home due to COVID. The time has come to return back to the office. Happy to see people, sad I have to commute.
- [10 Tips to Help Prevent Identity Theft](https://www.claytonhanley.com/blog/2021/03/05/10-tips-to-help-prevent-identity-theft)
- [Titan is ready to get everyone back in the office!!](https://www.claytonhanley.com/blog/2021/03/03/titan-is-ready-to-get-everyone-back-in-the-office): Titan all masked up and ready to see his co-workers back in the Clayton Hanley Office.
- [NEWS RELEASE: Review your insurance coverage before severe weather arrives](https://www.claytonhanley.com/blog/2021/03/02/news-release-review-your-insurance-coverage-before-severe-weather-arrives): NEWS RELEASE: Review your insurance coverage before severe weather arrives
- [National Umbrella Day](https://www.claytonhanley.com/blog/2021/02/10/national-umbrella-day): Dog bites, according to the Insurance Information Institute, account for about a third of all homeowner’s insurance claims, which only cover limited damages.
- [Own a home? Here are two policy options you should know about](https://www.claytonhanley.com/blog/2021/02/05/own-a-home-here-are-two-policy-options-you-should-know-about)
- [How can I save money on car insurance?](https://www.claytonhanley.com/blog/2021/02/02/how-can-i-save-money-on-car-insurance): How can I save money on car insurance? The answer is easy: Progressive Snapshot
- [Safeco 24/7](https://www.claytonhanley.com/blog/2021/01/19/safeco-24-7): When an accident happens, we'll help you bounce back in no time. Safeco help is just a click away at Safeco.com/claims
- [Porch Safety: Should You Leave the Lights On?](https://www.claytonhanley.com/blog/2021/01/08/porch-safety-should-you-leave-the-lights-on)
- [Soak up the Holiday Cheer!!!](https://www.claytonhanley.com/blog/2020/12/16/soak-up-the-holiday-cheer): Soak up the holiday cheer! Happy Holidays from the Clayton Hanley Team! Tim, Tony, Peggy, Kristal & Nicki
- [Stay warm!!](https://www.claytonhanley.com/blog/2020/12/15/stay-warm): Wish you a cozy holiday season!
- ['There is always that one house in the neighborhood' #Christmas2020 #GingerbreadHouse #InsuranceLady](https://www.claytonhanley.com/blog/2020/12/14/there-is-always-that-one-house-in-the-neighborhood-christmas2020-gingerbreadhouse-insurancelady): Gingerbread house - with a little bonus home insurance humor
- [Don’t Delay — Start Thinking About Winterizing Your RV Today](https://www.claytonhanley.com/blog/2020/12/04/dont-delay-start-thinking-about-winterizing-your-rv-today)
- [Cheers to Tony](https://www.claytonhanley.com/blog/2020/12/03/cheers-to-tony): Clayton Hanley celebrating agents on their work anniversary. Cheers to Tony for 22 years.
- [Happy Anniversary Peggy!](https://www.claytonhanley.com/blog/2020/11/17/happy-anniversary-peggy): 17 years with Clayton Hanley, and still loves her job everyday.
- [Veteran Owned](https://www.claytonhanley.com/blog/2020/11/11/veteran-owned): Veteran Owned Small Business - little surprised Google knew, but happy to be acknowledged.
- [10 Things to do to Prepare Your Home for Fall](https://www.claytonhanley.com/blog/2020/11/06/10-things-to-do-to-prepare-your-home-for-fall)
- [Happy Halloween 🤡💀👽👻🧙‍♀️🧛‍♂️🧟](https://www.claytonhanley.com/blog/2020/10/30/happy-halloween): Clayton Hanley is embracing fall and admiring the new mums planted this year. #makeover
- [Poor Gus](https://www.claytonhanley.com/blog/2020/10/23/poor-gus): Co-worker Tony Palazzolo's bloodhound didn't realize how long his ears were until a mishap caused a quick trip to the vet for some stitches.
- [Adventure is out there but extra protection is right here!](https://www.claytonhanley.com/blog/2020/10/20/adventure-is-out-there-but-extra-protection-is-right-here): Adventure is out there but extra protection is right here!
- [Lock in protection for more than just your auto insurance.](https://www.claytonhanley.com/blog/2020/10/13/lock-in-protection-for-more-than-just-your-auto-insurance): Lock in protection for more than just your auto insurance.
- [However you wander, go with great protection.](https://www.claytonhanley.com/blog/2020/10/06/however-you-wander-go-with-great-protection): Wherever you wander on your boat, motorcycle or RV, go with great protection.
- [It’s Back-to-School Time — Is Your House Ready?](https://www.claytonhanley.com/blog/2020/10/02/its-back-to-school-time-is-your-house-ready)
- [Wherever you wander on your boat, motorcycle or RV, go with great protection.](https://www.claytonhanley.com/blog/2020/09/29/wherever-you-wander-on-your-boat-motorcycle-or-rv-go-with-great-protection): Wherever you wander on your boat, motorcycle or RV, go with great protection
- [Who are we?](https://www.claytonhanley.com/blog/2020/09/23/who-are-we): We are we. Part 1 of a 5 part series giving short background of our agency producers.
- [Sticking Together!!! How many yards tall are you?](https://www.claytonhanley.com/blog/2020/09/18/sticking-together-how-many-yards-tall-are-you): You know this is funny!!!!
- [Tips for Power Tool Safety](https://www.claytonhanley.com/blog/2020/09/04/tips-for-power-tool-safety)
- [The Safeco App](https://www.claytonhanley.com/blog/2020/09/04/the-safeco-app): Take full control of your policy with Safeco app features
- [Why Umbrella Insurance has become so important to protect your family, assets and future earnings.](https://www.claytonhanley.com/blog/2020/08/18/why-umbrella-insurance-has-become-so-important-to-protect-your-family-assets-and-future-earnings): Rising loss costs have affected auto rates across the industry, and umbrella rates are facing similar trends.
- [Insure your boat with Clayton Hanley](https://www.claytonhanley.com/blog/2020/08/18/insure-your-boat-with-clayton-hanley): To learn about your coverage options, contact a local independent agent to get a custom quote within minutes. We'll help protect you and your boat .
- [Referral Thank You](https://www.claytonhanley.com/blog/2020/08/13/referral-thank-you): Thank you for referring your friends, family & co-workers to Clayton Hanley for insurance.
- [What is water backup coverage and why is it important?](https://www.claytonhanley.com/blog/2020/08/07/what-is-water-backup-coverage-and-why-is-it-important)
- [RV coverages that make for happy campers!](https://www.claytonhanley.com/blog/2020/07/31/rv-coverages-that-make-for-happy-campers): Don't be caught in the wilderness, campground or on the road without proper insurance coverage on your camper or RV. Insured your camping investment. Be a happy camper!
- [Medical Payments on home and auto insurance? What the heck does that mean?](https://www.claytonhanley.com/blog/2020/07/20/medical-payments-on-home-and-auto-insurance-what-the-heck-does-that-mean): Adding medical payments coverage to your auto policy can help cover a variety of gaps in coverage, regardless of who’s at fault in the accident.
- [How to Update your Home — Without Spending Thousands](https://www.claytonhanley.com/blog/2020/07/10/how-to-update-your-home-without-spending-thousands)
- [The insurance lady gets an assortment of monogrammed items for the beach.](https://www.claytonhanley.com/blog/2020/06/11/the-insurance-lady-gets-an-assortment-of-monogrammed-items-for-the-beach): Agent Peggy Manes Rocking the Progressive gear!
- [I Just Bought a New Car. What Insurance Coverage Do I Need?](https://www.claytonhanley.com/blog/2020/06/05/i-just-bought-a-new-car-what-insurance-coverage-do-i-need)
- [Which part of this video reminds you of Tim? Please take the poll](https://www.claytonhanley.com/blog/2020/06/04/which-part-of-this-video-reminds-you-of-tim-please-take-the-poll): Auto, home, golf carts, boats, ATV - you own it, we insure it! Clayton Hanley would like to help find you insurance to fit your needs and budget
- [Yuck!! My drain backed up into my basement](https://www.claytonhanley.com/blog/2020/05/28/yuck-my-drain-backed-up-into-my-basement): Does home insurance cover toilet overflows, drain backups and sump pump malfunctions?
- [Weekender?](https://www.claytonhanley.com/blog/2020/05/27/weekender): Your classic, collectible, or vintage ride is much more than a vehicle - let's make sure it is covered properly for the road.
- [Room with a view](https://www.claytonhanley.com/blog/2020/05/27/room-with-a-view)
- [Where are we?](https://www.claytonhanley.com/blog/2020/05/20/where-are-we): Clayton Hanley is unique in that we have agents from multiple communities in both states. Proud to be a Veteran owned, Timothy Mossinghoff is a Navy Veteran.
- [Oh the irony of this video during the COVID-19 pandemic!!!](https://www.claytonhanley.com/blog/2020/05/19/oh-the-irony-of-this-video-during-the-covid-19-pandemic): Oh the irony!!!! How many parents would let this happen in this now? Answer: NONE!!! #COVID
- [Safeco Premier](https://www.claytonhanley.com/blog/2020/05/14/safeco-premier): Clayton Hanley now offers Safeco Premier for your high value home.
- [Bags anyone?](https://www.claytonhanley.com/blog/2020/05/08/bags-anyone): Highlight to my day when an insurance carrier sends me a game to help brighten my day while working from home. Thanks Tracy. #COVID #Safeco #ClaytonHanley
- [Keep Your Pets Safe in a Disaster](https://www.claytonhanley.com/blog/2020/05/01/keep-your-pets-safe-in-a-disaster)
- [Don't be afraid of savings on your car insurance!!!](https://www.claytonhanley.com/blog/2020/04/23/dont-be-afraid-of-savings-on-your-car-insurance): Try the driving app for additional car insurance savings. You won't be disappointed.
- [Wait, What? You don't have an online account or app for your car insurance?](https://www.claytonhanley.com/blog/2020/04/22/wait-what-you-dont-have-an-online-account-or-app-for-your-car-insurance): Every person should have an app or online account with their insurance company. So much info online regarding bills, claims, coverage, contacts etc.
- [COVID-19 Update](https://www.claytonhanley.com/blog/2020/04/14/covid-19-update): he well-being of our customers is always our top priority. We recognize uncertainty & financial challengers many of you are facing as the nation bands together.
- [What is a 'True Umbrella'?](https://www.claytonhanley.com/blog/2020/04/07/what-is-a-true-umbrella): The terms 'umbrella' and 'excess liability' are often used interchangeably, but there are major differences between the two that you should know about
- [Why You Need Service Line Coverage](https://www.claytonhanley.com/blog/2020/04/03/why-you-need-service-line-coverage)
- [Now is the time to get updated insurance quotes - Ya don't know until you try](https://www.claytonhanley.com/blog/2020/03/26/now-is-the-time-to-get-updated-insurance-quotes-ya-dont-know-until-you-try): Use this time to look at your bills and expenses. Are you paying too much for insurance? When is the last time you quoted your auto and home insurance?
- [We are here to help!!!](https://www.claytonhanley.com/blog/2020/03/17/we-are-here-to-help)
- [Another one on the books!!!](https://www.claytonhanley.com/blog/2020/03/13/another-one-on-the-books): Home-sharing insurance for your daily, weekly, or monthly rental property. Coverage for your house and liability to protect your family from lawsuits.
- [VVVVVrrrrrooooommmmmmmmm](https://www.claytonhanley.com/blog/2020/03/10/vvvvvrrrrrooooommmmmmmmm)
- [What to Consider When Choosing Auto Insurance](https://www.claytonhanley.com/blog/2020/03/06/what-to-consider-when-choosing-auto-insurance)
- [5 Carbon Monoxide Safety Tips](https://www.claytonhanley.com/blog/2020/02/07/5-carbon-monoxide-safety-tips)
- [Did you get a something nice this holiday season?](https://www.claytonhanley.com/blog/2020/02/04/did-you-get-a-something-nice-this-holiday-season): New jewelry during the holiday season? Make sure it's well protected with a scheduled valuable policy.
- [Custom Equipment on your Jeep, Truck or Car](https://www.claytonhanley.com/blog/2020/01/30/custom-equipment-on-your-jeep-truck-or-car): Jeep, Truck or Car customization is not covered on an regular insurance claim. Call your agent to quote and inquire.
- [SAVE UP TO 30% OFF YOUR CAR INSURANCE!!!](https://www.claytonhanley.com/blog/2020/01/15/save-up-to-30-off-your-car-insurance)
- [Well Looky There!](https://www.claytonhanley.com/blog/2020/01/06/well-looky-there)
- [When Roadside Assistance Isn’t Enough](https://www.claytonhanley.com/blog/2020/01/03/when-roadside-assistance-isnt-enough)
- [Happy New Year from Tim, Tony, Peggy, Kristal and Nicki!!!](https://www.claytonhanley.com/blog/2020/01/02/happy-new-year-from-tim-tony-peggy-kristal-and-nicki): Insurance Agents here to help you without overselling your insurance needs. We all have teenagers, most of the them driving, so we understand the concerns.
- [Who is the better driver?](https://www.claytonhanley.com/blog/2019/12/27/who-is-the-better-driver): Save on auto insurance with a driver app to prove you are a good driver. Save, Save, Save
- [Does Santa need insurance?](https://www.claytonhanley.com/blog/2019/12/18/does-santa-need-insurance)
- [Wednesday Visitors](https://www.claytonhanley.com/blog/2019/12/11/wednesday-visitors): Stop in and visit your local insurance agent/broker.
- [Let's play seek and find](https://www.claytonhanley.com/blog/2019/12/11/lets-play-seek-and-find): Check out the reviews by Clayton Hanley customers, new and old!
- [How to Protect Your Classic Car](https://www.claytonhanley.com/blog/2019/12/06/how-to-protect-your-classic-car): Classic Car, Antique Auto, Collector Mobile, Weekender, Show Car, Rat Rod, Roadster - insure your 'baby' for agreed value and low annual miles.
- [Can your family fit into a compact car?](https://www.claytonhanley.com/blog/2019/11/25/can-your-family-fit-into-a-compact-car): Accident in your SUV - this might be your loaner car if you don't act now!
- [User Based Insurance](https://www.claytonhanley.com/blog/2019/11/20/user-based-insurance): Save money on auto insurance with the new User Based Insurance
- [Arctic Blast](https://www.claytonhanley.com/blog/2019/11/11/arctic-blast)
- [Veteran Owned Small Business](https://www.claytonhanley.com/blog/2019/11/11/veteran-owned-small-business)
- [Why You Might Want to Live Like a Minimalist](https://www.claytonhanley.com/blog/2019/11/01/why-you-might-want-to-live-like-a-minimalist)
- [Happy 62nd Safeco Anniversary to us!!!!!](https://www.claytonhanley.com/blog/2019/11/01/happy-62nd-safeco-anniversary-to-us): Clayton Hanley started selling Safeco Insurance on 11/06/1957!! Happy Anniversary to us!
- [It's Raining Savings!!!!!](https://www.claytonhanley.com/blog/2019/10/21/its-raining-savings): User Based Insurance (UBI) driving apps that can save money on teen drivers. Save up to 40% with a driving app.
- [James Allen, Clayton Hanley Insurance](https://www.claytonhanley.com/blog/2019/10/18/james-allen-clayton-hanley-insurance)
- [What Car Drivers Need to Know about Motorcycles](https://www.claytonhanley.com/blog/2019/10/04/what-car-drivers-need-to-know-about-motorcycles)
- [Miss us?](https://www.claytonhanley.com/blog/2019/09/18/miss-us)
- [How to Ride Your Motorcycle Safely in a Group](https://www.claytonhanley.com/blog/2019/09/06/how-to-ride-your-motorcycle-safely-in-a-group)
- [Talk about hitting the ground running!](https://www.claytonhanley.com/blog/2019/08/29/talk-about-hitting-the-ground-running)
- [CONTEST](https://www.claytonhanley.com/blog/2019/08/09/contest)
- [What's happening?](https://www.claytonhanley.com/blog/2019/08/05/whats-happening): Hello, we have user based insurance with all our companies. Don't use a 1-800 number or online quoting system when you can talk to a real person about options
- [Five Tips to (Finally) Get your Garage Organized](https://www.claytonhanley.com/blog/2019/08/02/five-tips-to-finally-get-your-garage-organized)
- [The New and the Old](https://www.claytonhanley.com/blog/2019/07/25/the-new-and-the-old)
- [St Louis Blues](https://www.claytonhanley.com/blog/2019/07/25/st-louis-blues): Clayton Hanley agents showing how they bleed Blue - St Louis Blues win the Stanley Cup and the boys cannot contain themselves.
- [How to Make Your Family Vacation a Great One](https://www.claytonhanley.com/blog/2019/07/12/how-to-make-your-family-vacation-a-great-one)
- [Boating Season is Here – Are You Up to Speed on Safety?](https://www.claytonhanley.com/blog/2019/06/07/boating-season-is-here-are-you-up-to-speed-on-safety)
- [Do Not Disturb](https://www.claytonhanley.com/blog/2019/05/17/do-not-disturb)
- [Three Ways to Lower Your Carbon Footprint](https://www.claytonhanley.com/blog/2019/05/03/three-ways-to-lower-your-carbon-footprint)
- [Pontoon](https://www.claytonhanley.com/blog/2019/04/26/pontoon)
- [Texting](https://www.claytonhanley.com/blog/2019/04/26/texting)
- [Easter Winner](https://www.claytonhanley.com/blog/2019/04/22/easter-winner)
- [Windshield - Repair or Replace](https://www.claytonhanley.com/blog/2019/04/12/windshield-repair-or-replace)
- [Opening Day for the St. Louis Cardinals](https://www.claytonhanley.com/blog/2019/04/05/opening-day-for-the-st-louis-cardinals)
- [Spring Cleaning Tips](https://www.claytonhanley.com/blog/2019/04/05/spring-cleaning-tips)
- [Easter Season](https://www.claytonhanley.com/blog/2019/04/01/easter-season)
- [What are you giving up for Lent?](https://www.claytonhanley.com/blog/2019/03/06/what-are-you-giving-up-for-lent)
- [How to save money on teenagers car insurance](https://www.claytonhanley.com/blog/2019/03/05/how-to-save-money-on-teenagers-car-insurance)
- [Home Security Technology: Keeping you ahead of the burglars](https://www.claytonhanley.com/blog/2019/03/01/home-security-technology-keeping-you-ahead-of-the-burglars)
- [Blow up our email!!!](https://www.claytonhanley.com/blog/2019/02/18/blow-up-our-email)
- [Insurance Commercials are getting better and better](https://www.claytonhanley.com/blog/2019/02/08/insurance-commercials-are-getting-better-and-better)
- [Looking at a new piece of jewelry? Make sure to look at your insurance, too](https://www.claytonhanley.com/blog/2019/02/01/looking-at-a-new-piece-of-jewelry-make-sure-to-look-at-your-insurance-too)
- [Common Questions](https://www.claytonhanley.com/blog/2019/01/25/common-questions): 1\. My neighbor pays less for home insurance than I do, shouldn’t they all be the same? 2. Why did my car insurance go up? I didn’t have any claims.
- [Insure your Pedigree dog!](https://www.claytonhanley.com/blog/2019/01/18/insure-your-pedigree-dog)
- [Itemized (schedule) or Group (unscheduled)?](https://www.claytonhanley.com/blog/2019/01/08/itemized-schedule-or-group-unscheduled)
- [Is your home as efficient as it could be? An energy audit can tell you](https://www.claytonhanley.com/blog/2019/01/04/is-your-home-as-efficient-as-it-could-be-an-energy-audit-can-tell-you)
- [Happy New Year!!!](https://www.claytonhanley.com/blog/2019/01/03/happy-new-year)
- [Love Insurance Commercials](https://www.claytonhanley.com/blog/2018/12/27/love-insurance-commercials)
- [Insurance Commercials](https://www.claytonhanley.com/blog/2018/12/27/insurance-commercials): Insurance commercials are funny
- [What if I have a claim on Christmas?](https://www.claytonhanley.com/blog/2018/12/18/what-if-i-have-a-claim-on-christmas)
- [What is Uninsured & Underinsured Motorist Coverage](https://www.claytonhanley.com/blog/2018/12/14/what-is-uninsured-underinsured-motorist-coverage)
- [Keep Pets Happy and Safe on Vacation](https://www.claytonhanley.com/blog/2018/12/07/keep-pets-happy-and-safe-on-vacation)
- [Thank You!!!Refer a friend program](https://www.claytonhanley.com/blog/2018/12/03/thank-you-refer-a-friend-program)
- [Peak Season for ATV/UTV](https://www.claytonhanley.com/blog/2018/11/06/peak-season-for-atv-utv)
- [Five Common (and Potentially Costly) Homeowner Mistakes](https://www.claytonhanley.com/blog/2018/11/02/five-common-and-potentially-costly-homeowner-mistakes)
- [Five Ways to Protect Your Personal Electronic Data](https://www.claytonhanley.com/blog/2018/10/05/five-ways-to-protect-your-personal-electronic-data)
- [Let's Keep Our Lawns and Ourselves Safe](https://www.claytonhanley.com/blog/2018/09/07/let-s-keep-our-lawns-and-ourselves-safe)
- [6 Tips for Getting to Work on Two Wheels](https://www.claytonhanley.com/blog/2018/08/03/6-tips-for-getting-to-work-on-two-wheels)
- [Clayton Hanley Insurance is a Safeco Elite Agent](https://www.claytonhanley.com/blog/2018/06/05/clayton-hanley-insurance-is-a-safeco-elite-agent)
- [Summer Driving Tips](https://www.claytonhanley.com/blog/2018/06/01/summer-driving-tips)
- [Protecting Your Home: Understanding Your Home Insurance Policy](https://www.claytonhanley.com/blog/2018/05/04/protecting-your-home-understanding-your-home-insurance-policy)
- [Do I Need to Tell My Insurance Company If My Dog Bites Someone?](https://www.claytonhanley.com/blog/2018/04/06/do-i-need-to-tell-my-insurance-company-if-my-dog-bites-someone)
- [Protect yourself from Carbon Monoxide at Home and at Work](https://www.claytonhanley.com/blog/2018/03/02/protect-yourself-from-carbon-monoxide-at-home-and-at-work)
- [Insuring Jewelry: How to Know if Your Coverage is Enough](https://www.claytonhanley.com/blog/2018/02/02/insuring-jewelry-how-to-know-if-your-coverage-is-enough)
- [Tips for Buying a Safe Car](https://www.claytonhanley.com/blog/2018/01/05/tips-for-buying-a-safe-car)
- [Why Today’s Homes Burn Faster](https://www.claytonhanley.com/blog/2017/12/01/why-today-s-homes-burn-faster)
- [How to Lower Your Auto Insurance Bill](https://www.claytonhanley.com/blog/2017/11/03/how-to-lower-your-auto-insurance-bill)
- [Do You Need Umbrella Insurance?](https://www.claytonhanley.com/blog/2017/10/06/do-you-need-umbrella-insurance)
- [Three Ways a Pool May Affect Your Homeowners Insurance](https://www.claytonhanley.com/blog/2017/09/08/three-ways-a-pool-may-affect-your-homeowners-insurance)
- [Easy to Forget Cleaning Projects](https://www.claytonhanley.com/blog/2017/08/04/easy-to-forget-cleaning-projects)
- [Heavy Rain? Be on the Lookout for Heavy Damage](https://www.claytonhanley.com/blog/2017/07/07/heavy-rain-be-on-the-lookout-for-heavy-damage)
- [Want a Safer Home? Consider these Inexpensive Fixes](https://www.claytonhanley.com/blog/2017/06/02/want-a-safer-home-consider-these-inexpensive-fixes)
- [Help Your Dog Love Apartment Living](https://www.claytonhanley.com/blog/2017/05/05/help-your-dog-love-apartment-living)
- [Love Bites – Get Umbrella Coverage](https://www.claytonhanley.com/blog/2017/04/07/love-bites-get-umbrella-coverage)
- [Teen Driving Safety](https://www.claytonhanley.com/blog/2017/03/03/teen-driving-safety)
- [Car Shopping With Safety in Mind](https://www.claytonhanley.com/blog/2017/02/03/car-shopping-with-safety-in-mind)
- [7 Driving Habits That Are Bad for Your Car](https://www.claytonhanley.com/blog/2017/01/06/7-driving-habits-that-are-bad-for-your-car)
- [Burglary Prevention: Should You Leave the Lights On?](https://www.claytonhanley.com/blog/2016/12/02/burglary-prevention-should-you-leave-the-lights-on)
- [Which Home Alarms Do You Need?](https://www.claytonhanley.com/blog/2016/11/04/which-home-alarms-do-you-need)
- [Device Insurance: Cover Your Personal Electronics With the Policy You Already Have](https://www.claytonhanley.com/blog/2016/10/07/device-insurance-cover-your-personal-electronics-with-the-policy-you-already-have)
- [How to Deal With Road Rage](https://www.claytonhanley.com/blog/2016/09/02/how-to-deal-with-road-rage)
- [Safety Tips for Your Summer Swims](https://www.claytonhanley.com/blog/2016/08/05/safety-tips-for-your-summer-swims)
- [Safety Tips for Summer Thrill Seekers](https://www.claytonhanley.com/blog/2016/07/01/safety-tips-for-summer-thrill-seekers)
- [What Should Go in Your Home Safe (or Safe-Deposit Box)?](https://www.claytonhanley.com/blog/2016/06/03/what-should-go-in-your-home-safe-or-safe-deposit-box)
- [The Type of Fire Extinguisher Every Home Should Have](https://www.claytonhanley.com/blog/2016/05/06/the-type-of-fire-extinguisher-every-home-should-have)
- [Navigate Rainy Roadways With Care](https://www.claytonhanley.com/blog/2016/04/01/navigate-rainy-roadways-with-care)
- [Identity Protection Tips for Tax Season](https://www.claytonhanley.com/blog/2016/03/04/identity-protection-tips-for-tax-season)
- [What to Do After a Car Accident in Winter](https://www.claytonhanley.com/blog/2016/02/05/what-to-do-after-a-car-accident-in-winter)
- [How to Avoid Animal-Vehicle Collisions](https://www.claytonhanley.com/blog/2016/01/08/how-to-avoid-animal-vehicle-collisions)
- [Thrifty Security: Burglar-Proof Your Home for the Holidays](https://www.claytonhanley.com/blog/2015/12/04/thrifty-security-burglar-proof-your-home-for-the-holidays)
- [Safe, Secure Shopping: Tips for Black Friday](https://www.claytonhanley.com/blog/2015/11/06/safe-secure-shopping-tips-for-black-friday)
- [Your Home Maintenance Checklist for Fall](https://www.claytonhanley.com/blog/2015/10/02/your-home-maintenance-checklist-for-fall)
- [4 Ways to Help All Children Have a Great School Year](https://www.claytonhanley.com/blog/2015/09/04/4-ways-to-help-all-children-have-a-great-school-year)
- [Keep Cool While Keeping Your Energy Costs Down](https://www.claytonhanley.com/blog/2015/08/07/keep-cool-while-keeping-your-energy-costs-down)
- [Tips for a Safe Fourth of July — From Food to Fireworks](https://www.claytonhanley.com/blog/2015/07/02/tips-for-a-safe-fourth-of-july-from-food-to-fireworks)
- [Commuting by Bike: How to Get to the Office on Two Wheels](https://www.claytonhanley.com/blog/2015/06/05/commuting-by-bike)
- [Getting Your Boat Out of Storage and Into the Water](https://www.claytonhanley.com/blog/2015/05/01/getting-your-boat-out-of-storage-and-into-the-water)
- [Spring Into Home Maintenance Mode in Missouri](https://www.claytonhanley.com/blog/2015/04/03/spring-into-home-maintenance-mode)
- [How to Create Your First Garden This Spring](https://www.claytonhanley.com/blog/2015/03/06/how-to-create-your-first-garden-this-spring)
- [Helping Seniors Have a Wonderful Winter](https://www.claytonhanley.com/blog/2015/02/06/helping-seniors-have-a-wonderful-winter)
- [The Right Tires for Winter Driving](https://www.claytonhanley.com/blog/2015/01/09/the-right-tires-for-winter-driving)
- [Holiday Safety Tips for Your Four-Legged Friends](https://www.claytonhanley.com/blog/2014/12/05/holiday-safety-tips-for-your-four-legged-friends)
- [Make Home Safety a Priority While You’re Away for the Holidays](https://www.claytonhanley.com/blog/2014/11/07/make-home-safety-a-priority-while-away-for-the-holidays)
- [Essential Safety Tips for Nighttime Boating](https://www.claytonhanley.com/blog/2014/10/03/essential-safety-tips-for-nighttime-boating)
- [5 Tips for Organizing Your Home for the New School Year](https://www.claytonhanley.com/blog/2014/09/05/5-tips-for-organizing-your-home-for-the-new-school-year)
- [Protect Your Most Cherished Possessions](https://www.claytonhanley.com/blog/2014/07/10/protect-your-most-cherished-possessions)

## about

- [About](https://www.claytonhanley.com/about): Clayton Hanley Insurance offers insurance with competitive prices, comprehensive policy options, and superior customer service. Call 314-487-2921 for an insurance quote.
- [Contact](https://www.claytonhanley.com/contact): Contact Clayton Hanley Insurance for a full range of insurance choices. 314-487-2921
- [Independent Agents](https://www.claytonhanley.com/independent-agent): content="Clayton Hanley Insurance is an independent insurance agent located in St. Louis, Missouri. Find the right agent to take care of your insurance claims and provide information on rates. "
- [Insurance Companies](https://www.claytonhanley.com/insurance-companies): Clayton Hanley Insurance represents these insurance companies to offer a variety of coverages at competitive rates. Call 314-487-2921 for an insurance quote.
- [Local Insurance Agent](https://www.claytonhanley.com/local): Looking for a LOCAL insurance agent in Oakville, MO or surrounding areas? Clayton Hanley Insurance is your answer. Call us for an honest policy review and free quotes. 314-487-2921
- [Reviews & Testimonials](https://www.claytonhanley.com/reviews-testimonials): Find out what others have to say about working with Clayton Hanley Insurance for all their insurance needs.
- [Trusted Choice](https://www.claytonhanley.com/trusted-choice): Clayton Hanley Insurance is a Trusted Choice agency. Learn about the commitment made by Clayton Hanley Insurance to provide superior insurance services.

## where

- [Arnold MO](https://www.claytonhanley.com/auto-home-insurance-arnold-mo): Looking for an insurance agent in Arnold, MO? Clayton Hanley Insurance is your answer. Call us for an honest policy review and free quotes. 314-487-2921
- [Columbia IL](https://www.claytonhanley.com/auto-home-insurance-columbia-il): Looking for an insurance agent in Columbia, IL? Clayton Hanley Insurance is your answer. Call us for an honest policy review and free quotes. 314-487-2921
- [Edwardsville IL](https://www.claytonhanley.com/auto-home-insurance-edwardsville-il): Looking for an insurance agent in Edwardsville, IL? Clayton Hanley Insurance is your answer. Call us for an honest policy review and free quotes. 314-487-2921
- [Imperial MO](https://www.claytonhanley.com/auto-home-insurance-imperial-mo): Looking for an insurance agent in Imperial, MO? Clayton Hanley Insurance is your answer. Call us for an honest policy review and free quotes. 314-487-2921
- [Oakville MO](https://www.claytonhanley.com/auto-home-insurance-oakville-mo): Looking for an insurance agent in Oakville, MO? Clayton Hanley Insurance is your answer. Call us for an honest policy review and free quotes. 314-487-2921
- [Waterloo IL](https://www.claytonhanley.com/auto-home-insurance-waterloo-il): Looking for an insurance agent in Waterloo, IL? Clayton Hanley Insurance is your answer. Call us for an honest policy review and free quotes. 314-487-2921
- [Wildwood MO](https://www.claytonhanley.com/auto-home-insurance-wildwood-mo): Looking for an insurance agent in Wildwood, MO? Clayton Hanley Insurance is your answer. Call us for an honest policy review and free quotes. 314-487-2921

## service

- [Car Accident Tips](https://www.claytonhanley.com/service-center/car-accidents): Get tips from Clayton Hanley Insurance on what to do after a car accident.
- [Review Us](https://www.claytonhanley.com/reviews): Share your thoughts on how the agents at Clayton Hanley handled your insurance. We value your feedback!
- [Service](https://www.claytonhanley.com/service): Clayton Hanley Insurance customers can find out more about filing claims, paying insurance policy premiums, or requesting policy changes.
- [Service Request](https://www.claytonhanley.com/service-request): Need an update to your insurance policy with Clayton Hanley Insurance? Complete our online form and we'll get to work.