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Clayton Hanley Insurance Blog

All You Ever Wanted to Know About Insurance

Preparing Your Teen Driver for Different Road Conditions and Situations

If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their...

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Happy Veterans Day

A veteran owned insurance agency is a business that provides insurance services and is owned by a veteran of the U.S. military. There are many types of insurance that a veteran owned insurance agency can offer, such as...

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How to Winterize and Properly Store Your Boat

Your boat is an investment that gives you tons of fun all summer long. But come the cold weather months, you want to make sure it’s properly winterized before you store it, so it’s protected from weather and other...

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Personal Umbrella Insurance

Personal Umbrella Insurance - To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy. Missouri Illinois –...

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Umbrella Insurance

What is umbrella insurance? - Umbrella insurance provides extra liability coverage that can help protect assets, such as your home, car and boat. It also helps cover defense costs, attorney fees and other charges...

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Customer Review

Another happy customer. Daniel S. was happy with service from Safeco and Clayton Hanley on his recent auto claim.

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Do I Need Umbrella Insurance

Anyone who has assets that they want to protect should consider purchasing umbrella insurance. More than likely the answer is yes. - Click the link - watch the video, read the reasons why, and contact your agent for a...

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Save Money With These Smart Home Devices That Make Your Home Safer

Homeowners today have never had more ways to save money through technology. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. Better safety can mean fewer...

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Renting vs. Owning a Home: Protect Your Property No Matter Which You Prefer

If you’re on the fence about renting or owning a home, here’s a helpful look at the upsides of each option. Remember to get the right insurance when you make your choice, so your property is fully protected. The...

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5 Star Review


Home Replacement Cost


Safeco option home coverages


Matching of Undamaged Siding, Roof Surfacing and Windows

Coverage details - Matching of undamaged siding, roof surfacing and windows coverage covers undamaged building materials in cases of: Fading, weathering, oxidizing color Texture of dimensional differences Obsolescence...

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Service Line


Water Seepage or Leakage


Back to school = insurance discounts

It's August, which means back to school time.We are here to help. We offer renters insurance policies and distant student discounts on auto insurance.For more information contact us main [at] claytonhanley [dot] com

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Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...

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Hyundai Anti-Theft Software Upgrade

Hyundai Anti-Theft Software Upgrade In response to increasing and persistent thefts targeting certain Hyundai vehicles without push-button ignitions and immobilizing anti-theft devices, Hyundai has introduced a free...

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Refer a friend

We like when customers talk about us! - Tell your friends, family & co-workers about Clayton Hanley Insurance Service, Inc.

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Broad social and economic trends are driving up the cost of home and auto insurance in 2023.

Why home and auto insurance rates are continuing to rise in 2023 Thanks to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, you may see a bigger change to the...

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What to Look for When Buying a House to Avoid Unnecessary Insurance Claims

If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which which may help avoid home insurance claims...

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National Selfie Day

It's National Selfie!! Who knew this was a thing. Here are our agents doing non-agent things. #NationalSelfieDay -

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Benefits of Safe Driving Apps

Many insurance carriers today offer smartphone apps that track telematics to monitor driving. Here’s how they work and how these apps may help you lower your auto insurance premium, along with a few other advantages. ...

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Good Student Discount on auto insurance

Report card time!! - Good Student Discounts available on your auto policy if your young driver's report card shows 3.0 GPA or higher. Send us updated copies of your child's report card, we can update your auto policy...

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Does Home Insurance Cover Pools?

Does home insurance cover pools? - As building costs continue to rise, it’s more important than ever to take a close look at new and renewing home policies to ensure other structures on the same property as the dwelling...

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Come Home Happy, Dishwasher


4 Water-Saving Tips for Your Garden

Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving...

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Download the Safeco app today!

Already a Safeco customer? Download the mobile app for free today. http://spr.ly/6181OTVj1 - Hint: Pay in full with credit card!! Paid in full discount + points/miles/% back on your credit card. Win-Win

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Spring has Sprung

Spring has sprung at Clayton Hanley! - Flowers on trees and the bushes are slowly turning green again. Do you know about No Mow April? Allows flowers like violets and clover to bloom, creating a habitat and forage for...

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The Importance of Uninsured and Underinsured Motorist Coverage

Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to...

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Distracted Driving - Helping to Halt the Problem

St. Louis, MO - Distracted driving has become one of the most major causes of serious automobile accidents in the United States. According to the Virginia Tech Transportation Institute, 80% of automobile accidents...

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INSURANCE DISCOUNT IDEAS

- NEED IDEAS TO SAVE ON INSURANCE PREMIUMS? - Are you doing everything you can to save on your insurance policies? - Here is a list of suggestions just in case. - Going paperless-Opting for email when bills, documents...

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Why home and auto insurance rates are rising in 2022


2022 Most Frequent Claims


Keep Your Home Safe While on Vacation

Whether you’re just getting away for a long weekend or spending a few weeks out of the house, it’s important to ensure your home is safe while you’re gone. Follow these tips to help prevent break-ins, fires, and water...

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Detached Structures

Building costs are on the rise, are other structures on your property adequately insured? - Swimming pools - Fences and walls - Patios and pergolas - Detached garages - Sheds - These structures are all protected under...

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Who Needs Life Insurance and How Much Do You Need?

It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have....

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Factors driving Insurance Rates


Buying a Kia or Hyundai?

A new article from St Louis Post-Dispatch explains how the insurance companies may decline to open new policies on select vehicles. - Before you buy, contact your agent for details on how this information may affect...

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Family Emergency Preparedness Checklist

It seems like every day on the news that we hear stories about a hurricane, flood, or wildfire creating massive damage in the U.S. and putting people out of their homes. Have you thought about how your family would...

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