![](/images/news/58498/16085/large/driving_app.jpg)
UBI Offers Many Benefits to You and Others
There are multiple advantages beyond cost savings to you, the insurance industry, and other insured parties when you use usage-based insurance:
- Motorists tend to be more mindful of their driving, knowing their insurance premiums are dependent on their performance.
- Insurance companies can better segment risk within their customer base.
- Drivers generally have more insurance options at their disposal.
- Safe drivers, especially younger ones, aren’t paying for their peers’ bad driving, and vice versa, poor drivers bear the brunt of insurance costs in a shared pool scenario.
- Parents can see how their teen drivers are doing behind the wheel and review safe driving tips if necessary.
![](/images/news/58498/16086/large/IMG_2441.jpg)
![](/images/news/58498/16087/large/Review.jpg)