Rock hits your windshield - what do you do next.  You call your insurance company and ask them what to do, who can fix it etc. 

Here is a little guide to help.

Is the windshield damage less than six inches long (about the length of a dollar bill)?

Does the damage appear similar to one of these examples below?

 Bullseye Crack

  Star Crack

  Six Inch Crack

The Good News

Windshields often can be repaired rather than replaced, but specific criteria must be met.  Most companies have no deductible for a repair, but a replacement the deductible applies provided your have Comprehensive coverage and glass is covered.