---
title: Renters Insurance from Clayton Hanley Insurance
description: Clayton Hanley Insurance offers renters insurance. Request a quote online or call 314-487-2921 to talk to an insurance advisor today.
---

# RENTERS INSURANCE

from Clayton Hanley Insurance

We represent quality insurance carriers like these, so we'll provide you with multiple renters insurance rates to find the right policy for you.

[Progressive — Travelers — Nationwide — Chubb — Hagerty — Liberty Mutual — The Hartford — Foremost — National General — Openly — Selective](/insurance-companies)

## Start Your Quote

(A form appears here on the HTML version of this page.)

## Protection for Your Personal Belongings and Valuables

If you rent your residence, you may have wondered about protection for your personal property. Your landlord’s insurance covers your home’s structure, but not items that belong to you inside.

Renters insurance was created to offer similar coverage as home insurance. However, instead of the entire building being covered, it only covers your property within your rental unit. That includes any appliances you own, furniture, decorative items, housewares, clothing, electronics, children’s property, sporting goods, and the like.

Like with homeowners policies, renters insurance protects your belongings from both damage and theft. And in most cases, it protects against loss if you are away from home as well.

### Full Coverage and Protection for Valuables

Most renters we serve in St. Louis, Missouri, select full value coverage for their policies. That gives them full replacement cost, with no depreciation due to use or wear and tear over time.

Ask us about coverage for valuables that might be excluded from a regular renters insurance policy. We can easily add scheduled coverage for a nominal fee for items such as:

- Jewelry
- Furs
- Precious metals
- Collectibles
- Fine art
- Antiques
- Firearms

A renters insurance policy also provides liability coverage. If, for example, someone fell at your place and wound up with injuries requiring medical care, you wouldn’t have to pay out of pocket to reimburse them. Your renters insurance would cover the cost up to a certain amount. You can even add a personal umbrella policy to increase your liability coverage up to a million dollars or more, which is a smart move if you’re a dog owner or have a high net worth.

At Clayton Hanley Insurance we’re independent agents who enjoy tailoring insurance for our clients’ unique needs. If you take an inventory of your belongings with your mobile device, we can use that to determine how much coverage you need, and you’ll have it as a record if you ever need to file a claim.

Because we are insurance brokers we have a wider range of insurance projects available to us than big insurance companies. And we can work with your budget to find the perfect balance between your premium and your deductible.

Get in touch online for a quote or give us a call at Clayton Hanley Insurance 314-487-2921 to discuss your renters insurance policy. Don’t wait until it’s too late. Reach out today.

* * *

## Insurance Quotes

Give us some info and we'll help you find the best coverage options.

[Request a Quote](/renters-insurance/quote)

## Insurance Partners

[Progressive — Travelers — Nationwide — Chubb — Hagerty — Liberty Mutual — The Hartford — Foremost — National General — Openly — Selective](/insurance-companies)

## 5-Star Ratings

"Wouldn't trust anyone else"

"Best insurance brokers in St. Louis"

"10/10 recommend!"

[Read More](/reviews-testimonials)

## Connect Online

- [Facebook](https://www.facebook.com/claytonhanleyinsurance)
- [X/Twitter](https://twitter.com/claytonhanley)
- [LinkedIn](https://www.linkedin.com/company/clayton-hanley-insurance-service-inc-/)
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- [Instagram](https://www.instagram.com/claytonhanleyins/)
- [Yelp](https://www.yelp.com/biz/clayton-hanley-insurance-saint-louis)

## RENTERS INSURANCE in St. Louis, Missouri

Clayton Hanley Insurance is a local independent insurance agency serving individuals, families, and businesses in St. Louis, Missouri.

Because we partner with quality insurance carriers, we're able to offer a range of **renters insurance rates in St. Louis.** Contact us today to discuss your insurance needs.

[Call or Email](/contact)

[Request Quote](/renters-insurance/quote)

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