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Clayton Hanley Insurance Blog

All You Ever Wanted to Know About Insurance

Go Cards!!!!!!

Opening Day!! - Celebrating Clayton Hanley style with BBQ pork steaks on the patio and baseball themed snacks (thanks to Safeco!) - #ClaytonHanley #STL #GoCards #BBQ #Safeco -

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Why a basic Homeowners policy isn’t always enough

Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage...

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TEXT US

Did you know you can now text Clayton Hanley Insurance? That’s right, the number you use to call us is now enabled for text messages. Whether you need help finding a new job or just have a few questions about our...

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We're Back!!!!!

- Vaccinations ✔️ - Lunch on the boss ✔️ - Happy smiling faces ✔️ - - Back in the saddle again. Over one year since we had a full house at Clayton Hanley. Working from home had its perks but it is nice to see people....

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Usage-Based Insurance

UBI Offers Many Benefits to You and Others There are multiple advantages beyond cost savings to you, the insurance industry, and other insured parties when you use usage-based insurance: Motorists tend to be more...

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Watch out Clayton Hanley!

'Celebrating' my last day of working at home. - Clayton Hanley office - watch out here I come! #Safeco #TheInsuranceLady #ClaytonHanley - - -

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10 Tips to Help Prevent Identity Theft

Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re...

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Titan is ready to get everyone back in the office!!

Titan, the Clayton Hanley pup, is anxious to get everyone back in the office so there is more people to pet him. He is all masked up and ready to see his old friends. - #ClaytonHanley #COVID #HappyDog #TitanAtTheOffice -

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NEWS RELEASE: Review your insurance coverage before severe weather arrives

Steps to Preparing for Severe Weather Season: Homeowners insurance policies should be reviewed each year to ensure coverage is adequate. It’s easy to forget about important household purchases or home improvements. The...

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National Umbrella Day

National Umbrella Day. - In the insurance world an umbrella = liability coverage. - In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you...

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Own a home? Here are two policy options you should know about

If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...

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How can I save money on car insurance?

The answer is easy: Progressive Snapshot -

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Safeco 24/7

Clayton Hanley here, just checking in to say 'Hi'. As you know in March we temporarily closed our office to protect and care for those who work with us, our customers, and the public. Although we haven't minded working...

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Porch Safety: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Soak up the Holiday Cheer!!!

Soak up the holiday cheer! - Happy Holidays from the Clayton Hanley Team! - Tim, Tony, Peggy, Kristal & Nicki -

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Stay warm!!


'There is always that one house in the neighborhood' #Christmas2020 #GingerbreadHouse #InsuranceLady


Don’t Delay — Start Thinking About Winterizing Your RV Today

Unless you’re headed to a warmer climate for the winter - or you live in one already - fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because you...

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Cheers to Tony

Looks like November was a busy month for hiring back in the day! - Happy work anniversary to the always happy and helpful agent Tony Palazzolo. -

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Happy Anniversary Peggy!

Apparently, someone forgot her own work anniversary! Here is Peggy jumping into her 18th year at Clayton Hanley -

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Veteran Owned

- Thank you to our owner, boss, co-worker and friend Tim Mossinghoff for your service. - Veteran Owned Small Business - little surprised Google knew, but happy to be acknowledged. - #VeteranRan #SmallBusiness #...

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10 Things to do to Prepare Your Home for Fall

Fall is a wonderful time - if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and...

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Happy Halloween 🤡💀👽👻🧙‍♀️🧛‍♂️🧟

The mums are popping! - Mums, not mummys - Clayton Hanley is embracing fall. - Happy Halloween 🤡💀👽👻🧙‍♀️🧛‍♂️🧟 - #ClaytonHanley #Halloween #ScaryInsurancePeople - - -

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Poor Gus

Tony's pup Gus in the 'Cone Of Shame' - - Apparently, long floppy ears are an accident waiting to happen. - #Bloodhound #ConeOfShame #Adorable -

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Adventure is out there but extra protection is right here!

Whether you drive, ride, or cruise, we can keep you on the, path to protection. - Ask us today how you can secure your boat, motorcycle, RV and more. - #PGRAgent - -

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Who are we?

Tony Palazzolo - The Hill - Sports Enthusiast, Dad of One Son, and Insurance Agent! Tony has been an insurance agent with Clayton Hanley for more than 20 years. He is a St. Louis native who loves the St. Louis Blues. To...

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Lock in protection for more than just your auto insurance.

Whatever your key to happiness is, we can help you protect it. - Ask us about Progressive’s products like auto, home, motorcycle, RV, boat, and more! - #PGRAgent -

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Who are we?

Kristal Alton - Oakville - Travel Enthusiast, Mom of One Daughter, and Insurance Agent! Kristal has been an account manager with Clayton Hanley for 8 years. She loves to travel with her family and spends a lot of her...

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Who are we?

Nicole Cox - South County - Foodie, Mother to One Daughter, and Insurance Agent! Nicole is Clayton Hanley's newest account manager, coming to us with over 17 years of experience in the insurance industry. She is a St....

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However you wander, go with great protection.

Experience the freedom of having great coverage for your motorcycle. - Call, email or text us today to explore great protection. - #PGRAgent -

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It’s Back-to-School Time — Is Your House Ready?

We’re not quite sure where summer went, but if you haven’t noticed, the new school year is upon us. And as you get your kids organized and ready, consider doing the same thing for something else - your home. It won’t...

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Who are we?

Peggy Manes - Millstadt IL - Gardener, St. Louis Native, and Insurance Agent! Peggy is an account manager and has been with Clayton Hanley Insurance for 18 years. In her free time, you will catch Peggy playing in her...

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Wherever you wander on your boat, motorcycle or RV, go with great protection.

Experience the freedom of having great coverage for your RV. - Call, email or text us today to explore great protection. - #PGRAgent -

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Who are we?

Tim Mossinghoff- Webster Groves - Fisherman, Navy Veteran, and Insurance Agent! Tim is the president of Clayton Hanley and has been with the agency since 1997. Family comes first for Tim and with two active kids can...

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Sticking Together!!! How many yards tall are you?


Tips for Power Tool Safety

What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use...

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The Safeco App

If you have Safeco Insurance you really need the Safeco app. - Every driver in your family should have the Safeco app - Seamless biometric loginContact your agent directlyReview your coverages Access documents and ID...

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Why Umbrella Insurance has become so important to protect your family, assets and future earnings.

Rising loss costs have affected auto rates across the industry, and umbrella rates are facing similar trends. Many carriers are responding by restricting coverage, but Clayton Hanley continues to offer a true umbrella...

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Insure your boat with Clayton Hanley


Referral Thank You

Someone is getting this Panera gift card as a Thank You for referring his friend to our agency for auto insurance.....we LOVE it when people talk about us! - - Refer friends, family, co-workers, acquaintances, fringe...

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What is water backup coverage and why is it important?

Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially...

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RV coverages that make for happy campers!

The new COVID-19 trend is RV camping, touring, riding, exploring, vacationing and staying safe. - Buying RV's is getting tougher, insuring RV's is getting easier. - Our companies have the coverage to help make sure you...

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Medical Payments on home and auto insurance? What the heck does that mean?

A traumatic auto accident followed by potentially devastating medical bills - are having to face this stomach-churning situation in the future. Adding medical payments coverage to your auto policy can help cover a...

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How to Update your Home — Without Spending Thousands

It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference - and whether you’re handy or not, you can...

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The insurance lady gets an assortment of monogrammed items for the beach.

Thanks to Progressive I am ready for a trip to beach. - Care package complete with travel bag, coolers, tumbler, and a personal fan in case there isn't much of a breeze from the ocean. - The P is for Progressive..... or...

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I Just Bought a New Car. What Insurance Coverage Do I Need?

Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

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Which part of this video reminds you of Tim? Please take the poll


Yuck!! My drain backed up into my basement


Weekender?

Go buy your dream car! It's okay! - One of our customers just picked this beauty up on Friday. - We have collector car insurance to cover your new weekend toy. - Classic cars, limited edition, high value, antiques, Rat...

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Room with a view

Everyone is getting use to their home offices since the stay-at-home orders were issued for Missouri and Illinois since March 17th 2020.Now we have many 'branches' of Clayton Hanley including Webster, Mehlville, The...

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Where are we?

Clayton Hanley's focus is on service to our customers like they are our friends and family. We will offer our honest opinion, help you to understand your policy and coverage, and provide the best rates possible tailored...

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Oh the irony of this video during the COVID-19 pandemic!!!


Safeco Premier

We now offer Safeco Premier™. - Tailor-made just for you and your lifestyle. - - ASK US MORE!!! -

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Bags anyone?

Bags anyone? - - Look what Safeco/Liberty Mutual surprised me with today!!! Sent to my house while we work from home. - - How cool is this! Notice photo #2 for actual size. -

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Keep Your Pets Safe in a Disaster

A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a...

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Don't be afraid of savings on your car insurance!!!

- Afraid of trying a driving app from your insurance company? - Don't be afraid of savings. - - I ran this internal report today from only 1 of the companies we represent. - Check out the very last line! Real numbers...

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Wait, What? You don't have an online account or app for your car insurance?

Don't have an insurance company app on your phone? Then tell me you at least have an online account? What?! Why not? - Customers can: **Complete a variety of claims tasks, including filing and tracking a claim, viewing...

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COVID-19 Update

- We are here to help! - Some basic information to update our customers what the auto insurance companies we service are doing to help during the COVID-19 outbreak. - - The well-being of our customers is always our top...

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What is a 'True Umbrella'?

What is a 'True Umbrella'? - The terms 'umbrella' and 'excess liability' are often used interchangeably, but there are major differences between the two that you should know about. Both umbrella and excess policies are...

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Why You Need Service Line Coverage

Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about...

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Now is the time to get updated insurance quotes - Ya don't know until you try

Our agency took the steps months ago for a seamless work-from-home transition to help our agents in the event of a sick child, or late appointment, etc. Sadly, the COVID-19 shelter-at-home orders came into Missouri and...

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We are here to help!!!

- We are here to help!!!! - Service and satisfaction are extremely important to us. In response to the COVID-19 outbreak, Clayton Hanley is taking active steps to assure the safety of our agents. Clayton Hanley is...

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Another one on the books!!!

Yep, we write home insurance for those the rent/share part or entire homes on a daily, weekly, or monthly basis. - You rent 'em - we insure 'em - Airbnb- We insure them, and we sleep at them! And sometimes that overlaps....

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VVVVVrrrrrooooommmmmmmmm

Talk about a beautiful Indian motorcycle!!!! - Insured Nick let us share these photos of his bike. - It's that time of year - warm weather brings out the bikes. Replacement Cost Coverage - Towing & Roadside -...

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What to Consider When Choosing Auto Insurance

Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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5 Carbon Monoxide Safety Tips

Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO...

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Did you get a something nice this holiday season?

Engagement Ring, Valentine's necklace, diamond bracelet, new charms? - Make sure it’s well protected with a scheduled valuables policy. Many customers assume their basic homeowners policy will provide the coverage they...

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Custom Equipment on your Jeep, Truck or Car

Camper Shell Roof Rack Custom Suspension Custom Wheels Upgraded Stereo System Vehicle Alterations Running boards Fender flaresCustomized paint Custom parts and equipment coverage (CPE) is an endorsement to your auto...

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SAVE UP TO 30% OFF YOUR CAR INSURANCE!!!

What are real customers are saving on their auto insurance with their user-based insurance (UBI) app or plug in device? - FIRST, Receive an immediate 10% discount just for saying yes! SECOND, drive safe THIRD, receive...

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Well Looky There!

Our website is all updated with our fancy new photos - - Wait... WHAT?! - You haven't been to our site? - Hurry - go there now! - Photos, reviews, claim & service info and don't forget to check out the About Us...

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When Roadside Assistance Isn’t Enough

If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the road in...

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Happy New Year from Tim, Tony, Peggy, Kristal and Nicki!!!

From our Clayton Hanley family to yours.... Happy New Year!!!! -

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Who is the better driver?

I am NOT starting a huge debate about who is the better driver, men or women, but.............. After 90 days of the Safeco demo driving app Peggy is the winner with $110 - that is $110 off her insurance EVERY year for...

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Does Santa need insurance?

- I hope Santa has good sleigh insurance! - How insurance nerds have fun around during the holidays. - #GingerbreadHouseAccident - #Auto/SleighBundle - #tornado - #SleighInsurance - #ClaytonHanley - #Peggy'...

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Wednesday Visitors

We were blessed with a morning visitor - Mrs. Ginny Allen and an afternoon visitor - Marshall. Hoping you know which is which.

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Let's play seek and find

- Have you ever Googled Clayton Hanley? - What is the average stars we have on our Google reviews? - What part of St. Louis are we located? - Click on the search link below to find out the answers https://www.google....

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How to Protect Your Classic Car

The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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Can your family fit into a compact car?

Better contact your agent to find out what your rental coverage is in the event of a car accident. What is the difference between a $25 per day rental and $50 per day rental? - - - - $50 a day - - Hint - email your...

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User Based Insurance

33 days left on our driving apps and each one of us is going to save $$$ on our auto insurance. 57 days of driving so far and this is how we stand. Peggy - $110 savings driven 2226 miles w/21 mile commute Kristal - $106...

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Arctic Blast

Just insurance ladies having a 'blast' in the arctic blast. -

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Veteran Owned Small Business

We are a Veteran-Owned Small Business - Little surprised Google knew, but happy to be acknowledged. Thank you for your service 👏🛳⚓️ #VeteranRan #SmallBusiness #VeteranDay #NavyAlum - with Tim Mossinghoff at Clayton...

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Why You Might Want to Live Like a Minimalist

Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the...

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Happy 62nd Safeco Anniversary to us!!!!!

Clayton Hanley - started selling - Safeco Insurance - on 11/06/1957 - -

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It's Raining Savings!!!!!

It's raining money here at Clayton Hanley - or at least Peggy 'The Insurance Lady' thinks so as she is the $101. Our agents are testing the Safeco demo for User Based Insurance driving app and are having great results....

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James Allen, Clayton Hanley Insurance

It is with a heavy heart that we announce the death of long time Clayton Hanley Insurance owner Jim Allen. Those of us who have been fortunate enough to know Jim, have lost a dear friend and an inspiring mentor. He...

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What Car Drivers Need to Know about Motorcycles

Fall is here, and there are still plenty of motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not...

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Miss us?

I am sure you have really missed the Insurance Lady blog posts, but we have been really excited and busy around the office. We are buzzing!! Celebrating our newest addition to the Clayton Hanley Family Nicole Cox. Nicki...

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How to Ride Your Motorcycle Safely in a Group

Group riding is a favorite activity among many motorcycle riders. Whether you’re part of a riding club, a social event, a charity ride, or out for a leisurely cruise with friends, group riding can be a rewarding way to...

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Talk about hitting the ground running!

Talk about hit the ground running!!! After a beautiful week in Boulder Colorado doing the leap of a lifetime in the Colorado mountains, Peggy Manes has come back and is writing new customers like crazy. The interesting...

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CONTEST

Who doesn't like a contest? - Back to school time! How many crayons do you see? Head to our Facebook page 'like' our page, share our contest post and comment with your guess for a free gift card to a St. Louis...

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What's happening?

News brief. Discounts on car insuranceImportant birthday announcements ANDone weird fact about the Clayton Hanley agents

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Five Tips to (Finally) Get your Garage Organized

There’s perhaps no organizing task more daunting than the garage-it’s often the dumping ground for the stuff that has no other place in the house, or the things you don’t use but just can’t bring yourself to toss. How...

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The New and the Old

All kinds of stuff happening around Clayton Hanley in this lovely humid month of July. Peggy Manes and Tim Mossinghoff both turning 50 July 2019. We have celebrated more than 4 times with donuts, lunches, family...

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St Louis Blues

If you are from St Louis, or know someone from St. Louis you are aware that we are a very strong sports loving town. When the Cardinals or the Blues (used to be the Rams too) have a game we can fill a stadium on a...

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How to Make Your Family Vacation a Great One

Summer is here, which means it’s time to think about family vacations! (If you haven’t been thinking about them all year, that is.) The family part of family vacations, however, can make things a little complicated. You...

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Boating Season is Here – Are You Up to Speed on Safety?

With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip...

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Do Not Disturb

Distracted Driving is increasing, Help stop the madness! - - Peggy 'The Insurance Lady' took the plunge & set up her phone to stop all notifications while driving. - I noticed this week the number of car accidents...

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Three Ways to Lower Your Carbon Footprint

April 22 marked the 49th annual Earth Day, when more than 1 billion people in nearly 200 countries were expected to take part in what the Earth Day Network calls “the largest civic-focused day of action in the world.”...

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Pontoon

Pontoon Replacement Coverage – If a pontoon is punctured, creased, holed or dented, it will be replaced with a new pontoon. • Waiver of Depreciation – On protective covers, cushions, carpeting and upholstery. • Coverage...

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Texting

After a little hiccup with our agency's texting capabilities - we are back in action.We can only see them while at the office M-F 8:30 -4:30. We can receive send and receive photos, ID cards, messages etc. Woo Hoo - on...

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Easter Winner

Happy Easter Monday AND Happy Earth Day Recovering from the ham, mac & cheese, candy hangover? Ready to go outside and start your composting bin for 2019? Lent is now over - you can go back to eating sweets, fast...

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Windshield - Repair or Replace

Rock hits your windshield - what do you do next. You call your insurance company and ask them what to do, who can fix it etc. Here is a little guide to help. Is the windshield damage less than six inches long (about the...

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Opening Day for the St. Louis Cardinals

Fun Friday here at the officeAdams Smokehouse BBQ, Bud Light, Cracker Jacks, peanuts, popcorn and CHI family. Awesome Friday at the office

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Spring Cleaning Tips

Spring is a time for new beginnings, and cleaning and organization around the house are very popular this time of year. If you’re ready to tackle the monumental spring cleaning chore, read on for some helpful...

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Easter Season

The Insurance Lady is back! And she has a contest going right now to celebrate Easter. Keep reading. Where was I, you ask? Cuba! Yes, Cuba and the Bahamas. It was wonderful. What an incredible experience, was literally...

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What are you giving up for Lent?

Clayton Hanley is going public with their Lenten commitments so we can be held accountable. The winner(s) that holds out the whole 40 days gets a paid lunch by the office. Who do you think will win? Kristal

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How to save money on teenagers car insurance

How much is my insurance going to go up when I add my son? He is only 15 now and on his permit, but we are trying to budget. Or I am taking my daughter to her driver's test next week or the one that really makes us...

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Home Security Technology: Keeping you ahead of the burglars

Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure they were...

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Blow up our email!!!

ATTENTION SAFECO CUSTOMERS.....YOU'RE WELCOME!! - We are excited to share the news Safeco Claims Free Cash Back program. Text or email to make sure you are in the Ultra or Superior Auto Package on your Safeco Policy...

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Insurance Commercials are getting better and better

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Looking at a new piece of jewelry? Make sure to look at your insurance, too

Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or a fire or some other...

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Common Questions

Jan 25th and 25 degrees outside. So ready for winter to be over. This week I took notice of the most common questions we receive from customers. My neighbor pays less for home insurance than I do, shouldn’t they all be...

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Insure your Pedigree dog!

Guess what I just found out Clayton Hanley can do....Insure Pedigree dogs! Yes. I was shocked. Rate is only $8 per $100 of coverage. $2,000 dog = $160 a year to insure. Who knew?! (full disclosure-Peggy's granddogs -...

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Itemized (schedule) or Group (unscheduled)?

Well hello to all my fans (Maura)Holidays are over and our phones started ringing again. Everyone is getting back to work and taking care of business. Take personal stock of high priced items you would really miss if...

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Is your home as efficient as it could be? An energy audit can tell you

Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S....

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Happy New Year!!!

2019 and time for a 1000 changes and resolutions. #1 Being - In 2019 I will save money and try to cut back on my bills. Call us, we can help, but only on insurance. Don't ask me how to save on your groceries, or how to...

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Love Insurance Commercials

Sorry for doing two of these, but they were funny. Have you noticed that auto and home insurance commercials are now funny, creative, and celebrity endorsed? Anyone else sing 'Nationwide is on your side'? Dressing up as...

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Insurance Commercials

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What if I have a claim on Christmas?

We are closed on Christmas and New Years Day, and have limited hours and access on Christmas Eve & New Years Eve. Thanks Tim!!! If you do have a claim you can always call your insurance company directly Hurry I have...

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What is Uninsured & Underinsured Motorist Coverage


Keep Pets Happy and Safe on Vacation

You’re not just imagining it—a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation, and...

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Thank You!!!Refer a friend program

Have your friend call us for a quote and we will send you one of our fancy new cards with a surprise inside!

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Peak Season for ATV/UTV

DID YOU KNOW? 53% of ATV’s are uninsured ATV/UTV sales is ~$6 Billion per year There were ~650,000 new ATV’s/UTV’s sold in 2017 The UTV and ATV market have grown at 4% year over year since 2012 Endorsing an ATV onto a...

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Five Common (and Potentially Costly) Homeowner Mistakes

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...

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Five Ways to Protect Your Personal Electronic Data

Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we...

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Let's Keep Our Lawns and Ourselves Safe

For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for...

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6 Tips for Getting to Work on Two Wheels

Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course. But,...

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Clayton Hanley Insurance is a Safeco Elite Agent

Safeco Insurance® recognizes Clayton Hanley Insurance Service Inc. for exceptional performance June 5, 2018 – Safeco Insurance has recognized Clayton Hanley as a Safeco® Elite Agent based upon outstanding performance...

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Summer Driving Tips

Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

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Protecting Your Home: Understanding Your Home Insurance Policy

As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...

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Do I Need to Tell My Insurance Company If My Dog Bites Someone?

You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...

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Protect yourself from Carbon Monoxide at Home and at Work

Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers seem...

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Insuring Jewelry: How to Know if Your Coverage is Enough

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling...

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Tips for Buying a Safe Car

You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....

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Why Today’s Homes Burn Faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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How to Lower Your Auto Insurance Bill

It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

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Do You Need Umbrella Insurance?

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...

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Three Ways a Pool May Affect Your Homeowners Insurance

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...

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Easy to Forget Cleaning Projects

As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...

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Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Help Your Dog Love Apartment Living

Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably won’t...

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Love Bites – Get Umbrella Coverage

In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...

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Teen Driving Safety

Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

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Car Shopping With Safety in Mind

You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...

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7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

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Burglary Prevention: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Which Home Alarms Do You Need?

Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...

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Device Insurance: Cover Your Personal Electronics With the Policy You Already Have

It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...

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How to Deal With Road Rage

Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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Safety Tips for Your Summer Swims

When the sun is out and the weather’s warm, people flock to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for...

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Safety Tips for Summer Thrill Seekers

The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it...

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What Should Go in Your Home Safe (or Safe-Deposit Box)?

Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your...

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The Type of Fire Extinguisher Every Home Should Have

A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...

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Navigate Rainy Roadways With Care

It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...

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Identity Protection Tips for Tax Season

What’s the most important number for you this tax season? The amount of your refund? The amount you owe? The number of hours spent poring over all the other numbers? All of those are pretty important, but none of them...

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What to Do After a Car Accident in Winter

Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to...

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How to Avoid Animal-Vehicle Collisions

About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....

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Thrifty Security: Burglar-Proof Your Home for the Holidays

It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One way...

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Safe, Secure Shopping: Tips for Black Friday

It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in its own...

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Your Home Maintenance Checklist for Fall

Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around the...

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4 Ways to Help All Children Have a Great School Year

It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your community,...

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Keep Cool While Keeping Your Energy Costs Down

Two thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total of $11 billion each year running them. Our guess is that most of those households (which may...

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Tips for a Safe Fourth of July — From Food to Fireworks

Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)...

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Commuting by Bike: How to Get to the Office on Two Wheels

There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don’t get stuck in traffic, either). And they even have fun — as long as...

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Getting Your Boat Out of Storage and Into the Water

Spring is here, and you’re ready to get out on the water. But is your boat ready? Even if you’ve kept it properly stored for the winter and protected from the elements, there are still a number of things you need to do...

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Spring Into Home Maintenance Mode in Missouri

Spring is a time for rejuvenation, and, as the weather gets warmer here in St. Louis, Missouri, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for reorganizing...

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How to Create Your First Garden This Spring

From genetically modified crops to the environmental and health effects of pesticides, more and more Missouri residents are questioning whether they should grow what they eat. Wherever you stand on the issues...

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Helping Seniors Have a Wonderful Winter

Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member here in Missouri, it may be a good time of the year to provide...

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The Right Tires for Winter Driving

It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the difference...

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Holiday Safety Tips for Your Four-Legged Friends

As a nation, our pets are like family, so let's make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season. Don't let...

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Make Home Safety a Priority While You’re Away for the Holidays

The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone who does), you've probably thought about spending some evenings on the water - especially in the summertime. It's a great thought, of course. But,...

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5 Tips for Organizing Your Home for the New School Year

Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that matters. It's...

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Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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