--- title: New Year, New Car description: The New Year is a peak time for new car purchases in Oakville. If you're wondering how to add a new car to insurance, this guide covers everything we need to update your auto policy. Contact our local agents today for expert advice on replacing a vehicle on your insurance and exploring new coverage options. Located in south county near Oakville, Mehville, Des Peres, Valley Park, Manchester, Ballwin, Grover, Chesterfield, Arnold, Imperial, Kirkwood, Webster Groves, Columbia IL, Millstadt, Waterloo. Yes we write in both Missouri and Illinois --- # NEW YEAR, NEW CAR * * * ![Clayton Hanley - Local Insurance Agent in St. Louis MO](https://webtricity-assets-2.wbtcdn.com/77d43163-dc95-4cce-ba2f-f3e83798fd19/images/upload/choose-local-1170x780.w760.q80.ca9a9c888d9b727c3f8cd51499a4e685cb9a837893d505f1c496c6941ec0e66d.jpg) #### New Year. New Car? The New Year brings a lot of new car purchases. Here is a quick guide on what we will need to update your policy. This will give you an idea of what we may ask when you email or call us about the new purchase. Plus a few ideas and options, you might want to think about adding or updating when replacing a car on your auto insurance policy. #### What We Will Need? ###### Car information 1. VIN (Vehicle Identification Number) 2. Loan or Lease? Financial company or bank's name and address 3. New to you, or Brand New? 4. Adding a car or swapping for a car currently listed on your policy? ##### Next, update your information 1. Who will be driving this car? 2. Estimated Annual Miles Driven 3. Daily commute, business use or pleasure usage. 4. Commute? # of miles driven one way and # days per week driven to/from work/school 5. Car garaging address? All companies offer extra coverage and options for your existing and new cars. Check with your agent if you are interested in any add-ons like GAP, New Vehicle Replacement, Ride Share etc. ##### Payment Options All our companies offer Paid In Full Discounts on renewals. If you wish to change your billing cycle to take advantage of this discount, please email our office 30 days prior to your renewal. [Join our email list](https://myemail.constantcontact.com/New-Year--New-Car-.html?soid=1120378035882&aid=twwdL05tulI) ## Insurance Quotes Give us some info and we'll help you find the best coverage options. [Request a Quote](/quotes) ## 5-Star Ratings "Wouldn't trust anyone else" "Best insurance brokers in St. Louis" "10/10 recommend!" [Read More](/reviews-testimonials) ## Connect Online - [Facebook](https://www.facebook.com/claytonhanleyinsurance) - [X/Twitter](https://twitter.com/claytonhanley) - [LinkedIn](https://www.linkedin.com/company/clayton-hanley-insurance-service-inc-/) - [YouTube](https://www.youtube.com/channel/UCyYNrSTQbAXoeYvALzG5Uiw) - [Instagram](https://www.instagram.com/claytonhanleyins/) - [Yelp](https://www.yelp.com/biz/clayton-hanley-insurance-saint-louis) ## Insurance Partners [Progressive — Travelers — Nationwide — Chubb — Hagerty — Liberty Mutual — The Hartford — Foremost — National General — Openly — Selective](/insurance-companies) ## Service Request To submit a service request, contact us with the specific details. [Request a Change](/service-request) ## Share This - [Facebook](https://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.claytonhanley.com%2Fblog%2F2026%2Fnew-year-new-car.md) - [Twitter](https://twitter.com/share?url=https%3A%2F%2Fwww.claytonhanley.com%2Fblog%2F2026%2Fnew-year-new-car.md&text=New+Year%2C+New+Car) - [LinkedIn](https://www.linkedin.com/shareArticle?url=https%3A%2F%2Fwww.claytonhanley.com%2Fblog%2F2026%2Fnew-year-new-car.md&title=New+Year%2C+New+Car) - [Email](mailto:?subject=New+Year%2C+New+Car&body=Thought+you+might+be+interested...%0A%0ANew+Year%2C+New+Car%0Ahttps%3A%2F%2Fwww.claytonhanley.com%2Fblog%2F2026%2Fnew-year-new-car.md) ![Clayton Hanley Insurance Team in St. Louis MO](https://webtricity-assets-2.wbtcdn.com/77d43163-dc95-4cce-ba2f-f3e83798fd19/images/upload/group-sitting-angie-small-1-1170x780.cbbbdab6e36692656f0b7edc5794032145c2f5b1e2dcb8406b1a743458402543.jpg) ## Agents You Can Trust Clayton Hanley Insurance is a local independent insurance agency serving the individuals, families and businesses of St. Louis, Missouri. Representing only quality insurance carriers, they offer a variety of coverage options to meet any situation. Get in touch today to talk to an agent about your insurance choices. [Call or Email](/contact) [Request Quote](/quotes) ```json {"@context":"https://schema.org","@graph":[{"@type":"BlogPosting","@id":"https://www.claytonhanley.com/blog/2026/new-year-new-car#blogposting","url":"https://www.claytonhanley.com/blog/2026/new-year-new-car","mainEntityOfPage":{"@type":"WebPage","@id":"https://www.claytonhanley.com/blog/2026/new-year-new-car#webpage"},"headline":"New Year, New Car","datePublished":"2026-01-28T19:30:12Z","dateModified":"2026-01-28T19:30:12Z","description":"The New Year is a peak time for new car purchases in Oakville. If you're wondering how to add a new car to insurance, this guide covers everything we need to update your auto policy. 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