---
title: Thought you might find these Chubb insights valuable right now.
description: When trying to figure out the amount of insurance needed for their home, people often think they can use their home’s market value. But it's different for insurance.
---

# THOUGHT YOU MIGHT FIND THESE CHUBB INSIGHTS VALUABLE RIGHT NOW.

* * *

### What is replacement cost and what does it mean?

Your home's replacement cost is the amount it would cost to rebuild your current home, from the foundation up, even for clients who choose to rebuild their homes at another location. The replacement cost includes the cost to repair or replace at the same level of detail and finishes, considering the cost of things today, such as materials and labor, designers, architects, and other specialists.

### Take a look - [Your Home's Replacement Cost](/homeowner-insurance)

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## Insurance Partners

[Progressive — Travelers — Nationwide — Chubb — Hagerty — Liberty Mutual — The Hartford — Foremost — National General — Openly — Selective](/insurance-companies)

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## Agents You Can Trust

Clayton Hanley Insurance is a local independent insurance agency serving the individuals, families and businesses of St. Louis, Missouri.

Representing only quality insurance carriers, they offer a variety of coverage options to meet any situation.

Get in touch today to talk to an agent about your insurance choices.

[Call or Email](/contact)

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