---
title: INSURANCE DISCOUNT IDEAS
description: Did your auto and home insurance premium increase? Check out these ideas to save. Call, email , or text our office if interested in saving money.
---

# INSURANCE DISCOUNT IDEAS

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### NEED IDEAS TO SAVE ON INSURANCE PREMIUMS?
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### Are you doing everything you can to save on your insurance policies?

### Here is a list of suggestions just in case.
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- **Going paperless** —Opting for email when bills, documents and other important insurance notices are available online reduces both paper waste and costs, a win-win.
- **Updating bill payment method** —Paying in full or through a recurring EFT (electronic fund transfer) may yield reduced premiums.
- **Choosing telematics** —Electing a usage-based auto insurance program, enables insureds to save up to a 30% discount based on mileage and safe driving practices.
- **Bundling home and auto policies** —Multiline policies for auto and home can bring up to 20% in savings.
- **Installing water protection devices** —Using innovative ways to help keep a home safe from water damage support from in-home protection devices.
- **Earning home improvement credits** —Renovating a home’s plumbing, heating, cooling or electrical systems, as well as roof, may qualify for additional discounts.
- **Opting for higher deductibles** — Increasing deductibles for home and auto may offer premium reduction opportunities.
- **Remaining claims-free** —By avoiding losses, homeowners may qualify for a lower premium on their insurance when they stay claims-free.

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Wanna talk?

Reach out to one our friendly, helpful, insurance advisors to help you with savings on your policies. No two auto or home policies are the same. Call or email to discuss your policies with one of our agents.

314-487-2921 main [at] claytonhanley [dot] com Peggy, Tim, Nicki and Tony | | ## Insurance Quotes Give us some info and we'll help you find the best coverage options. [Request a Quote](/quotes)

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