---
title: Does Home Insurance Cover Pools?
description: Homeowners insurance covers more than just your house. Do you have fences, pool, gazebo, etc? Are you covered for your out-buildings?
---

# DOES HOME INSURANCE COVER POOLS?

* * *

### Does home insurance cover pools?

As building costs continue to rise, it’s more important than ever to take a close look at new and renewing home policies to ensure other structures on the same property as the dwelling are adequately insured. Such structures are protected under Coverage B on your home insurance policy and include, for example:

- Swimming pools
- Above ground pools
- Inground pools
- Hot Tub
- Fences and walls
- Patios and pergolas
- Detached garages
- Sheds
- Gazebo
- Driveways and walkways
- Guest House

Most home insurance policies default Coverage B to 10% of the dwelling. Higher building costs and skilled labor shortage are driving up replacement costs, which could also impact your outbuildings.

Make sure your have plenty of Other Structures Coverage on your home insurance policy. Call your agent today. Or call Clayton Hanley for a quote. Try us, you might like us!

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