---
title: Do I Need Umbrella Insurance
description: If you’re thinking about adding umbrella coverage, consider this: you hope you’ll never have to use it, but if you do, you’ll be grateful it’s there.
---

# DO I NEED UMBRELLA INSURANCE

* * *

### Anyone who has assets that they want to protect should consider purchasing umbrella insurance. More than likely the answer is yes.

### Click the link - watch the video, read the reasons why, and contact your agent for a quote.

###

# [MORE INFORMATION](https://www.travelers.com/resources/insurance-101/do-i-need-umbrella-insurance?utm_source=Facebook&utm_medium=AgentDigital&utm_campaign=None&utm_content=WhatisUmbrellaInsurance&utm_term=633c09f9939c5&fromAgent=true)

## Insurance Quotes

Give us some info and we'll help you find the best coverage options.

[Request a Quote](/quotes)

## 5-Star Ratings

"Wouldn't trust anyone else"

"Best insurance brokers in St. Louis"

"10/10 recommend!"

[Read More](/reviews-testimonials)

## Connect Online

- [Facebook](https://www.facebook.com/claytonhanleyinsurance)
- [X/Twitter](https://twitter.com/claytonhanley)
- [LinkedIn](https://www.linkedin.com/company/clayton-hanley-insurance-service-inc-/)
- [YouTube](https://www.youtube.com/channel/UCyYNrSTQbAXoeYvALzG5Uiw)
- [Instagram](https://www.instagram.com/claytonhanleyins/)
- [Yelp](https://www.yelp.com/biz/clayton-hanley-insurance-saint-louis)

## Insurance Partners

[Progressive — Travelers — Nationwide — Chubb — Hagerty — Liberty Mutual — The Hartford — Foremost — National General — Openly — Selective](/insurance-companies)

## Service Request

To submit a service request, contact us with the specific details.

[Request a Change](/service-request)

## Share This

- [Facebook](https://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.claytonhanley.com%2Fblog%2F2023%2Fdo-i-need-umbrella-insurance.md)
- [Twitter](https://twitter.com/share?url=https%3A%2F%2Fwww.claytonhanley.com%2Fblog%2F2023%2Fdo-i-need-umbrella-insurance.md&text=Do+I+Need+Umbrella+Insurance)
- [LinkedIn](https://www.linkedin.com/shareArticle?url=https%3A%2F%2Fwww.claytonhanley.com%2Fblog%2F2023%2Fdo-i-need-umbrella-insurance.md&title=Do+I+Need+Umbrella+Insurance)
- [Email](mailto:?subject=Do+I+Need+Umbrella+Insurance&body=Thought+you+might+be+interested...%0A%0ADo+I+Need+Umbrella+Insurance%0Ahttps%3A%2F%2Fwww.claytonhanley.com%2Fblog%2F2023%2Fdo-i-need-umbrella-insurance.md)

![Clayton Hanley Insurance Team in St. Louis MO](https://webtricity-assets-2.wbtcdn.com/77d43163-dc95-4cce-ba2f-f3e83798fd19/images/upload/group-sitting-angie-small-1-1170x780.cbbbdab6e36692656f0b7edc5794032145c2f5b1e2dcb8406b1a743458402543.jpg)

## Agents You Can Trust

Clayton Hanley Insurance is a local independent insurance agency serving the individuals, families and businesses of St. Louis, Missouri.

Representing only quality insurance carriers, they offer a variety of coverage options to meet any situation.

Get in touch today to talk to an agent about your insurance choices.

[Call or Email](/contact)

[Request Quote](/quotes)

```json
{"@context":"https://schema.org","@graph":[{"@type":"BlogPosting","@id":"https://www.claytonhanley.com/blog/2023/do-i-need-umbrella-insurance#blogposting","url":"https://www.claytonhanley.com/blog/2023/do-i-need-umbrella-insurance","mainEntityOfPage":{"@type":"WebPage","@id":"https://www.claytonhanley.com/blog/2023/do-i-need-umbrella-insurance#webpage"},"headline":"Do I Need Umbrella Insurance","datePublished":"2023-10-12T20:36:00Z","dateModified":"2025-04-07T16:04:28Z","description":"If you’re thinking about adding umbrella coverage, consider this: you hope you’ll never have to use it, but if you do, you’ll be grateful it’s there.","author":{"@type":"Organization","@id":"https://www.claytonhanley.com/#organization","name":"Clayton Hanley Insurance"},"publisher":{"@type":"Organization","@id":"https://www.claytonhanley.com/#organization","name":"Clayton Hanley Insurance"}},{"@type":"Organization","@id":"https://www.claytonhanley.com/#organization","url":"https://www.claytonhanley.com/","name":"Clayton Hanley Insurance"},{"@type":"WebPage","@id":"https://www.claytonhanley.com/#webpage","url":"https://www.claytonhanley.com/","name":"Do I Need Umbrella Insurance","description":"If you’re thinking about adding umbrella coverage, consider this: you hope you’ll never have to use it, but if you do, you’ll be grateful it’s there."},{"@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"/blog","name":"Blog"}},{"@type":"ListItem","position":2,"item":{"@id":"/blog/2023/do-i-need-umbrella-insurance","name":"Do I Need Umbrella Insurance"}}]}]}
```
