---
title: RV coverages that make for happy campers!
description: Don't be caught in the wilderness, campground or on the road without proper insurance coverage on your camper or RV. Insured your camping investment. Be a happy camper!
---

# RV COVERAGES THAT MAKE FOR HAPPY CAMPERS!

* * *

### The new COVID-19 trend is RV camping, touring, riding, exploring, vacationing and staying safe.

### Buying RV's is getting tougher, insuring RV's is getting easier.

### Our companies have the coverage to help make sure you have proper coverage on your RV, camper, trailer, 5th wheel, pop-up, toy hauler, motorhome or teardrop campers your stuff, and your family. Let's get your investment properly covered.

- **Vacation liability** - guest injuries themselves, RV covers the incident not your home insurance
- **Personal effects replacement** - cameras, clothing, kitchen equipment, outdoor furniture, kayaks
- **Customized equipment** - toolboxes, awnings, decals, wheels
- **Total Loss Replacement** — replaces a “totaled” RV with a new model of similar make and quality
- **Pest Damage ProtectionSM** — provides coverage for damage to motor homes and non-stationary travel trailers caused by rats, mice, insects, birds, other nondomesticated animal
- **Roof Protection Plus®** — Provides coverage to repair or replace the vehicle's roof if it malfunctions, even if the cause is wear and tear. This coverage also includes damage to other parts of the vehicle caused directly by the roof's malfunction
- **Emergency Vacation Expense** — provides up to $2,000 for lodging and transportation if an RV is damaged during a trip
- **Disappearing Deductibles** — reduces the deductible by 25 percent at each claim free renewal
- **Full Timer's Package** — extra coverage for customers who use an RV as their home
- **Replacement Cost Personal Effects** — protects the insured's personal items including cameras, clothes, cell phones, etc.
- **24-hour Roadside Assistance** — provides assistance for disabled vehicles – and we'll be sure to send a tow truck that can handle your customer's RV
- **Windshield coverage** — $0 deductible option for replacing a damaged windshield
- **Free Pet Injury coverage** — pays up to $1,000 toward veterinary fees or the pet's replacement

## Call or email for a quote main [at] claytonhanley [dot] com or 314-487-2921. ### Clayton Hanley Insurance Service, Inc. ### left to right ### Kristal Alton, Tony Palazollo, Peggy Manes, Nicki Cox, Tim Mossinghoff ## Insurance Quotes Give us some info and we'll help you find the best coverage options. [Request a Quote](/quotes)

## 5-Star Ratings

"Wouldn't trust anyone else"

"Best insurance brokers in St. Louis"

"10/10 recommend!"

[Read More](/reviews-testimonials)

## Connect Online

- [Facebook](https://www.facebook.com/claytonhanleyinsurance)
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## Insurance Partners

[Progressive — Travelers — Nationwide — Chubb — Hagerty — Liberty Mutual — The Hartford — Foremost — National General — Openly — Selective](/insurance-companies)

## Service Request

To submit a service request, contact us with the specific details.

[Request a Change](/service-request)

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## Agents You Can Trust

Clayton Hanley Insurance is a local independent insurance agency serving the individuals, families and businesses of St. Louis, Missouri.

Representing only quality insurance carriers, they offer a variety of coverage options to meet any situation.

Get in touch today to talk to an agent about your insurance choices.

[Call or Email](/contact)

[Request Quote](/quotes)

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