--- title: Clayton Hanley Insurance Blog Posts from 2020 description: Blog posts published by Clayton Hanley Insurance in 2020 --- # ARTICLES FROM 2020 * * * [**What is a 'True Umbrella'?** — **What is a 'True Umbrella'?** — The terms 'umbrella' and 'excess liability' are often used interchangeably, but there are major differences between the two that you should know about. — Both umbrella and excess policies are valuable because they provide coverage beyond underlying limits. **But that’s…** — Apr 7, 2020](/blog/2020/what-is-a-true-umbrella) [**Why You Need Service Line Coverage** — Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about them when service is interrupted. And when that happens, you may be surprised by… — Apr 3, 2020](/blog/2020/why-you-need-service-line-coverage) [**Now is the time to get updated insurance quotes - Ya don't know until you try** — Our agency took the steps months ago for a seamless work-from-home transition to help our agents in the event of a sick child, or late appointment, etc. Sadly, the COVID-19 shelter-at-home orders came into Missouri and Illinois, but we were ready. Currently Clayton Hanley has all five agents all… — Mar 26, 2020](/blog/2020/now-is-the-time-to-get-updated-insurance-quotes-ya-dont-know-until-you-try) [**We are here to help!!!** — — — **We are here to help!!!!** — **Service and satisfaction are extremely important to us.** — In response to the COVID-19 outbreak, Clayton Hanley is taking active — steps to assure the safety of our agents. — Clayton Hanley is working at full staff and is here to help you with your — insurance… — Mar 17, 2020](/blog/2020/we-are-here-to-help) [**Another one on the books!!!** — **Yep, we write home insurance for those the rent/share part or entire homes on a daily, weekly, or monthly basis.** — **You rent 'em - we insure 'em** — **Airbnb— We insure them, and we sleep at them! And sometimes that overlaps.** — **#HomeShare #HomeShareInsurance #WeeklyRental #AirbnbInsurance #Airbnb** — Mar 13, 2020](/blog/2020/another-one-on-the-books) [**VVVVVrrrrrooooommmmmmmmm** — **Talk about a beautiful Indian motorcycle!!!!** — **Insured Nick let us share these photos of his bike.** — **It's that time of year - warm weather brings out the bikes. Replacement Cost Coverage - Towing & Roadside - Helmet Safety & Apparel coverage - Accessory Coverage for enhancements or modifications…** — Mar 10, 2020](/blog/2020/vvvvvrrrrrooooommmmmmmmm) [**What to Consider When Choosing Auto Insurance** — Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an accident. And after an accident is not the time to find out you’re underinsured. —… — Mar 6, 2020](/blog/2020/what-to-consider-when-choosing-auto-insurance) [**5 Carbon Monoxide Safety Tips** — Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO also is responsible for more than 400 deaths in America each year, according to… — Feb 7, 2020](/blog/2020/5-carbon-monoxide-safety-tips) [**Did you get a something nice this holiday season?** — **Engagement Ring, Valentine's necklace, diamond bracelet, new charms?** — **Make sure it’s well protected with a scheduled valuables policy.** — **Many customers assume their basic homeowners policy will provide the coverage they need when, in fact, it provides limited protection.** — **For example, a BASIC…** — Feb 4, 2020](/blog/2020/did-you-get-a-something-nice-this-holiday-season) [**Custom Equipment on your Jeep, Truck or Car** — **Camper Shell** — **Roof Rack** — **Custom Suspension** — **Custom Wheels** — **Upgraded Stereo System** — **Vehicle Alterations** — **Running boards** — **Fender flares** — **Customized paint** — **Custom parts and equipment coverage (CPE) is an endorsement to your auto policy that covers permanently installed custom parts or…** — Jan 30, 2020](/blog/2020/custom-equipment-on-your-jeep-truck-or-car) * * * - [1](/blog/2020.md) - [2](/blog/2020.md/page-2) - [3](/blog/2020.md/page-3) - [4](/blog/2020.md/page-4) - [5](/blog/2020.md/page-5) - [6](/blog/2020.md/page-6) ```json {"@context":"http://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"/blog","name":"Blog"}}]} ```